FDIC Certificate #: 15821 Status: Active Federal Reserve ID: 973056 Bank Holding Company (Regulatory Top Holder): Hillsboro Bancshares, Inc. (RSSDID: 1098349, Location: Hillsboro, MO) Date Established: April 14, 1892 WWW:http://www.bankofhillsboro.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 10064 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: May 26, 1941 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: June 17, 2010 Last Data Update: June 17, 2010 Data Source Date: April 05, 2012
Location
Address: 10625 Highway 21, Hillsboro, MO 63050 County: Jefferson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: St. Louis Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040) Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476) Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180) CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
History of Changes
Merge BIF and SAIF Funds into DIF
Change in Location
Financial Summary
Total assets: $55.4 mil Equity capital: $5.8 mil Deposits held in domestic offices: $47.8 mil Return on assets (ROA): 0.85% ($0.5 mil) Quarterly return on assets: 0.46% ($0.3 mil) Return on Equity (ROE): 8.56% ($0.5 mil) Quarterly return on equity: 4.43% ($0.3 mil) Net income: $0.5 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.97% ($537.2 mil) Quarterly Pretax return on assets: 0.50% ($276.9 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
14Total employees (full-time equivalent)
$55,384Total assets
$1,892Cash and due from depository institutions
$375Interest-bearing balances
$27,676Securities
$0Federal funds sold & reverse repurchase agreements
$23,962Net loans & leases
$461Loan loss allowance
$0Trading account assets
$892Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$55,384Life insurance assets
$962All other assets
$49,567Total liabilities and capital
$47,773Total liabilities
$39,550Total deposits
$47,773Interest-bearing deposits
$100Deposits held in domestic offices
1634.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$160Subordinated debt
$5,817All other liabilities
$5,817Total equity capital
$5,817Total bank equity capital
$0Perpetual preferred stock
$55Common stock
$185Surplus
$5,577Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$39Income earned, not collected on loans
$0Earning assets
$398Long-term assets (5+ years)
$52,013Average Assets, year-to-date
$19,493Average Assets, quarterly
$55,406Volatile liabilities
$55,963Insider loans
$40,014FHLB advances
$56,702Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,716Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$766Restructured Loans and leases
$984Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,394Total interest income
$493Total interest expense
$1,901Net interest income
$164Provision for loan and lease losses
$175Total noninterest income
$0Fiduciary activities
$80Service charges on deposit accounts
$0Trading account gains & fees
$95Additional noninterest income
$1,379Total noninterest expense
$629Salaries and employee benefits
$165Premises and equipment expense
$585Additional noninterest expense
$533Pre-tax net operating income
$3Securities gains (losses)
$64Applicable income taxes
$472Income before extraordinary items
$0Extraordinary gains - net
$472Net income attributable to bank
$0Net charge-offs
$472Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.65%Yield on earning assets
0.96%Cost of funding earning assets
3.69%Net interest margin
0.34%Noninterest income to earning assets
2.68%Noninterest expense to earning assets
0.85%Net operating income to assets
0.85%Return on assets (ROA)
0.97%Pretax return on assets
8.56%Return on equity (ROE)
8.56%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
66,426Assets per employee
3.96%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.89%Loss allowance to noncurrent loans
1182.05%Noncurrent assets plus other real estate owned to assets
0.07%Noncurrent loans to loans
0.16%Net loans and leases to deposits
50.16%Net loans and leases to core deposits
52.24%Equity capital to assets
10.50%Core capital (leverage) ratio
10.08%Tier 1 risk-based capital ratio
14.29%Total risk-based capital ratio
Memoranda
$15Average assets
$55,406Average earning assets
$5,514Average equity
$51,491Average loans
List of branches
1 Missouri Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
10064
Bank Of Hillsboro
10625 Highway 21, Hillsboro, MO 63050
April 14, 1892
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Hillsboro.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: