Bank of Hundred in Hundred, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 07, 1993

  • Bank of Hundred in Hundred, West Virginia (WV)
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Bank of Hundred - Overview

  • General
  • FDIC Certificate #: 12317
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Bank & Trust (#19803)
    Federal Reserve ID: 667421
    Date Established: August 03, 1903
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7831
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 07, 1993
    Last Structure Change Process Date: September 02, 1993
    Last Data Update: September 02, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street And Virginia Avenue, Hundred, WV 26575
    County: Wetzel
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Scott Depot
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
  • Financial Summary
  • Total assets: $34.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $16Total assets
  • $34,806Cash and due from depository institutions
  • $1,345Interest-bearing balances
  • $0Securities
  • $19,582Federal funds sold & reverse repurchase agreements
  • $1,250Net loans & leases
  • $11,531Loan loss allowance
  • $121Trading account assets
  • $0Bank premises and fixed assets
  • $518Other real estate owned
  • $0Goodwill and other intangibles
  • $580Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $34,806Total liabilities
  • $29,252Total deposits
  • $28,259Interest-bearing deposits
  • $25,369Deposits held in domestic offices
  • 28259.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $750Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $243Total equity capital
  • $243Total bank equity capital
  • $5,554Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $700Undivided profits
  • Memoranda
  • $4,754Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $48Income earned, not collected on loans
  • $50Earning assets
  • $32,363Long-term assets (5+ years)
  • $4,786Average Assets, year-to-date
  • $34,912Average Assets, quarterly
  • $34,858Volatile liabilities
  • $3,080Insider loans
  • $108FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,088Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,554Total risk weighted assets
  • $13,361Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,886Total interest expense
  • $1,122Net interest income
  • $1,764Provision for loan and lease losses
  • $36Total noninterest income
  • $99Fiduciary activities
  • $0Service charges on deposit accounts
  • $24Trading account gains & fees
  • $0Additional noninterest income
  • $75Total noninterest expense
  • $936Salaries and employee benefits
  • $549Premises and equipment expense
  • $81Additional noninterest expense
  • $306Pre-tax net operating income
  • $891Securities gains (losses)
  • -$124Applicable income taxes
  • $147Income before extraordinary items
  • $620Extraordinary gains - net
  • $0Net income attributable to bank
  • $620Net charge-offs
  • $2Cash dividends
  • $1,160Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.87%Cost of funding earning assets
  • 3.45%Net interest margin
  • 5.42%Noninterest income to earning assets
  • 0.30%Noninterest expense to earning assets
  • 2.88%Net operating income to assets
  • 2.06%Return on assets (ROA)
  • 1.78%Pretax return on assets
  • 2.20%Return on equity (ROE)
  • 10.24%Retained earnings to average equity (YTD only)
  • -8.92%Net charge-offs to loans
  • 0.02%Credit loss provision to net charge-offs
  • 1800.00%Efficiency ratio
  • 50,242Assets per employee
  • 2.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 187.10%Loss allowance to loans
  • 1.04%Loss allowance to noncurrent loans
  • 252.08%Noncurrent assets plus other real estate owned to assets
  • 0.34%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 40.80%Net loans and leases to core deposits
  • 44.47%Equity capital to assets
  • 15.96%Core capital (leverage) ratio
  • 16.02%Tier 1 risk-based capital ratio
  • 41.57%Total risk-based capital ratio
  • Memoranda
  • $42Average assets
  • $34,912Average earning assets
  • $6,053Average equity
  • $32,546Average loans

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