Bank of Hundred in Hundred, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 07, 1993

Bank of Hundred in Hundred, West Virginia (WV)
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Bank of Hundred - Overview

General
FDIC Certificate #: 12317
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community Bank & Trust (#19803)
Federal Reserve ID: 667421
Date Established: August 03, 1903
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 7831
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 07, 1993
Last Structure Change Process Date: September 02, 1993
Last Data Update: September 02, 1993
Data Source Date: April 05, 2012
Location
Address: Main Street And Virginia Avenue, Hundred, WV 26575
County: Wetzel
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Financial Summary
Total assets: $34.0 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$16Total assets
$34,806Cash and due from depository institutions
$1,345Interest-bearing balances
$0Securities
$19,582Federal funds sold & reverse repurchase agreements
$1,250Net loans & leases
$11,531Loan loss allowance
$121Trading account assets
$0Bank premises and fixed assets
$518Other real estate owned
$0Goodwill and other intangibles
$580Life insurance assets
$0All other assets
$0Total liabilities and capital
$34,806Total liabilities
$29,252Total deposits
$28,259Interest-bearing deposits
$25,369Deposits held in domestic offices
28259.00%% insured (estimated)
$100Federal funds purchased & repurchase agreements
$750Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$243Total equity capital
$243Total bank equity capital
$5,554Perpetual preferred stock
$0Common stock
$100Surplus
$700Undivided profits
Memoranda
$4,754Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$48Income earned, not collected on loans
$50Earning assets
$32,363Long-term assets (5+ years)
$4,786Average Assets, year-to-date
$34,912Average Assets, quarterly
$34,858Volatile liabilities
$3,080Insider loans
$108FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,088Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$5,554Total risk weighted assets
$13,361Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$2,886Total interest expense
$1,122Net interest income
$1,764Provision for loan and lease losses
$36Total noninterest income
$99Fiduciary activities
$0Service charges on deposit accounts
$24Trading account gains & fees
$0Additional noninterest income
$75Total noninterest expense
$936Salaries and employee benefits
$549Premises and equipment expense
$81Additional noninterest expense
$306Pre-tax net operating income
$891Securities gains (losses)
-$124Applicable income taxes
$147Income before extraordinary items
$620Extraordinary gains - net
$0Net income attributable to bank
$620Net charge-offs
$2Cash dividends
$1,160Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.87%Cost of funding earning assets
3.45%Net interest margin
5.42%Noninterest income to earning assets
0.30%Noninterest expense to earning assets
2.88%Net operating income to assets
2.06%Return on assets (ROA)
1.78%Pretax return on assets
2.20%Return on equity (ROE)
10.24%Retained earnings to average equity (YTD only)
-8.92%Net charge-offs to loans
0.02%Credit loss provision to net charge-offs
1800.00%Efficiency ratio
50,242Assets per employee
2.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
187.10%Loss allowance to loans
1.04%Loss allowance to noncurrent loans
252.08%Noncurrent assets plus other real estate owned to assets
0.34%Noncurrent loans to loans
0.41%Net loans and leases to deposits
40.80%Net loans and leases to core deposits
44.47%Equity capital to assets
15.96%Core capital (leverage) ratio
16.02%Tier 1 risk-based capital ratio
41.57%Total risk-based capital ratio
Memoranda
$42Average assets
$34,912Average earning assets
$6,053Average equity
$32,546Average loans

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