Bank of Jena in Jena, Louisiana (LA)

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Bank of Jena routing number info

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Bank of Jena
GeneralFDIC Certificate #: 8804
Status: Active
Federal Reserve ID: 181758
Bank Holding Company (Regulatory Top Holder): Jbi Financial Corporation (RSSDID: 1104352, Location: Jena, LA)
Date Established: January 01, 1906
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 5608
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 2349 N 1st St, Jena, LA 71342
County: La Salle
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $72.7 mil
Equity capital: $6.3 mil
Deposits held in domestic offices: $64.9 mil
Return on assets (ROA): 0.76% ($0.6 mil)
Quarterly return on assets: 0.06% ($0.0 mil)
Return on Equity (ROE): 8.75% ($0.5 mil)
Quarterly return on equity: 0.69% ($0.0 mil)
Net income: $0.5 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.76% ($552.1 mil)
Quarterly Pretax return on assets: 0.06% ($43.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)33
Total assets$72,651
Cash and due from depository institutions$5,934
Interest-bearing balances$2,421
Federal funds sold & reverse repurchase agreements$675
Net loans & leases$33,814
Loan loss allowance $246
Trading account assets$0
Bank premises and fixed assets$1,596
Other real estate owned$79
Goodwill and other intangibles$0
All other assets$1,963
Life insurance assets$72,651
Total liabilities and capital$66,386
Total liabilities$64,908
Total deposits$45,483
Interest-bearing deposits$64,908
Deposits held in domestic offices$90
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$1,250
Other borrowed funds $0
Subordinated debt $228
All other liabilities $6,265
Total equity capital$6,265
Total bank equity capital$6,265
Perpetual preferred stock$0
Common stock$500
Undivided profits $4,000
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,910
Earning assets $0
Long-term assets (5+ years) $273
Average Assets, year-to-date $65,500
Average Assets, quarterly $17,835
Volatile liabilities $68,967
Insider loans $71,254
FHLB advances $40,139
Loans and leases held for sale $73,357
Unused loan commitments $111
Tier 1 (core) risk-based capital $111
Tier 2 risk-based capital $5,795
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $4,079
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,821
Total interest expense $295
Net interest income $2,526
Provision for loan and lease losses $95
Total noninterest income $474
Fiduciary activities $0
Service charges on deposit accounts $275
Trading account gains & fees $0
Additional noninterest income $199
Total noninterest expense $2,485
Salaries and employee benefits $1,160
Premises and equipment expense $396
Additional noninterest expense $929
Pre-tax net operating income $420
Securities gains (losses) $104
Applicable income taxes $0
Income before extraordinary items $524
Extraordinary gains - net $0
Net income attributable to bank $524
Net charge-offs $0
Cash dividends $524
Sale, conversion, retirement of capital stock, net $11
Net operating income $309
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.55%
Cost of funding earning assets 0.48%
Net interest margin 4.07%
Noninterest income to earning assets 0.76%
Noninterest expense to earning assets 4.00%
Net operating income to assets 0.61%
Return on assets (ROA) 0.76%
Pretax return on assets 0.76%
Return on equity (ROE) 8.75%
Retained earnings to average equity (YTD only) 3.59%
Net charge-offs to loans 0.03%
Credit loss provision to net charge-offs 863.64%
Efficiency ratio46.82%
Assets per employee$82,833
Cash dividends to net income (YTD only)2.20%
Condition Ratios (%)
Loss allowance to loans 58.97%
Loss allowance to noncurrent loans 0.72%
Noncurrent assets plus other real estate owned to assets 12.88%
Noncurrent loans to loans 2.74%
Net loans and leases to deposits5.61%
Net loans and leases to core deposits 52.10%
Equity capital to assets 56.03%
Core capital (leverage) ratio 8.62%
Tier 1 risk-based capital ratio 7.90%
Total risk-based capital ratio 14.44%
Average assets$15
Average earning assets$68,967
Average equity $5,990
Average loans $62,064
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5 Louisiana Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
05608Bank Of Jena2349 N 1st St, Jena, LA 71342January 01, 1906Full Service Brick and Mortar
1219005Northside BranchFirst And High School Streets, Jena, LA 71342October 09, 1972Full Service Brick and Mortar
2219006Olla Branch5002 Central Avenue, Olla, LA 71465August 08, 1977Full Service Brick and Mortar
3219007Holloway Branch12749 Highway 28 East, Suite D, Pineville, LA 71360June 16, 1997Full Service Brick and Mortar
4362383Libuse Branch6408 Highway 28 East, Pineville, LA 71360November 07, 2001Full Service Brick and Mortar
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