Bank of Jena in city_name, state_name - Detailed Financial Reports, Location

Bank of Jena in Jena, Louisiana (LA)
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Bank of Jena routing number info

Bank of Jena - Overview

General
FDIC Certificate #: 8804
Status: Active
Federal Reserve ID: 181758
Bank Holding Company (Regulatory Top Holder): Jbi Financial Corporation (RSSDID: 1104352, Location: Jena, LA)
Date Established: January 01, 1906
WWW: http://www.bankofjena.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 5608
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 2349 N 1st St, Jena, LA 71342
County: La Salle
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $72.7 mil
Equity capital: $6.3 mil
Deposits held in domestic offices: $64.9 mil
Return on assets (ROA): 0.76% ($0.6 mil)
Quarterly return on assets: 0.06% ($0.0 mil)
Return on Equity (ROE): 8.75% ($0.5 mil)
Quarterly return on equity: 0.69% ($0.0 mil)
Net income: $0.5 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.76% ($552.1 mil)
Quarterly Pretax return on assets: 0.06% ($43.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
33Total employees (full-time equivalent)
$72,651Total assets
$5,934Cash and due from depository institutions
$2,421Interest-bearing balances
$28,590Securities
$675Federal funds sold & reverse repurchase agreements
$33,814Net loans & leases
$246Loan loss allowance
$0Trading account assets
$1,596Bank premises and fixed assets
$79Other real estate owned
$0Goodwill and other intangibles
$72,651Life insurance assets
$1,963All other assets
$66,386Total liabilities and capital
$64,908Total liabilities
$45,483Total deposits
$64,908Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,250Trading liabilities
$0Other borrowed funds
$228Subordinated debt
$6,265All other liabilities
$6,265Total equity capital
$6,265Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$1,765Surplus
$4,000Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,910Income earned, not collected on loans
$0Earning assets
$273Long-term assets (5+ years)
$65,500Average Assets, year-to-date
$17,835Average Assets, quarterly
$68,967Volatile liabilities
$71,254Insider loans
$40,139FHLB advances
$73,357Loans and leases held for sale
$111Unused loan commitments
$111Tier 1 (core) risk-based capital
$5,795Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,079Restructured Loans and leases
$485Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,821Total interest income
$295Total interest expense
$2,526Net interest income
$95Provision for loan and lease losses
$474Total noninterest income
$0Fiduciary activities
$275Service charges on deposit accounts
$0Trading account gains & fees
$199Additional noninterest income
$2,485Total noninterest expense
$1,160Salaries and employee benefits
$396Premises and equipment expense
$929Additional noninterest expense
$420Pre-tax net operating income
$104Securities gains (losses)
$0Applicable income taxes
$524Income before extraordinary items
$0Extraordinary gains - net
$524Net income attributable to bank
$0Net charge-offs
$524Cash dividends
$11Sale, conversion, retirement of capital stock, net
$309Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.55%Yield on earning assets
0.48%Cost of funding earning assets
4.07%Net interest margin
0.76%Noninterest income to earning assets
4.00%Noninterest expense to earning assets
0.61%Net operating income to assets
0.76%Return on assets (ROA)
0.76%Pretax return on assets
8.75%Return on equity (ROE)
3.59%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
863.64%Credit loss provision to net charge-offs
46.82%Efficiency ratio
82,833Assets per employee
2.20%Cash dividends to net income (YTD only)
Condition Ratios (%)
58.97%Loss allowance to loans
0.72%Loss allowance to noncurrent loans
12.88%Noncurrent assets plus other real estate owned to assets
2.74%Noncurrent loans to loans
5.61%Net loans and leases to deposits
52.10%Net loans and leases to core deposits
56.03%Equity capital to assets
8.62%Core capital (leverage) ratio
7.90%Tier 1 risk-based capital ratio
14.44%Total risk-based capital ratio
Memoranda
$15Average assets
$68,967Average earning assets
$5,990Average equity
$62,064Average loans

List of branches

5 Louisiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	5608	Bank Of Jena	2349 N 1st St, Jena, LA 71342	January 01, 1906	Full Service Brick and Mortar
1	219005	Northside Branch	First And High School Streets, Jena, LA 71342	October 09, 1972	Full Service Brick and Mortar
2	219006	Olla Branch	5002 Central Avenue, Olla, LA 71465	August 08, 1977	Full Service Brick and Mortar
3	219007	Holloway Branch	12749 Highway 28 East, Suite D, Pineville, LA 71360	June 16, 1997	Full Service Brick and Mortar
4	362383	Libuse Branch	6408 Highway 28 East, Pineville, LA 71360	November 07, 2001	Full Service Brick and Mortar

Bank of Jena in Jena, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Jena - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Jena in Jena, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Jena - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Jena in Jena, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches