Bank of Jena in Jena, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Jena - Overview

  • General
  • FDIC Certificate #: 8804
    Status: Active
    Federal Reserve ID: 181758
    Bank Holding Company (Regulatory Top Holder): Jbi Financial Corporation (RSSDID: 1104352, Location: Jena, LA)
    Date Established: January 01, 1906
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 5608
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2349 N 1st St, Jena, LA 71342
    County: La Salle
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $72.7 mil
    Equity capital: $6.3 mil
    Deposits held in domestic offices: $64.9 mil
    Return on assets (ROA): 0.76% ($0.6 mil)
    Quarterly return on assets: 0.06% ($0.0 mil)
    Return on Equity (ROE): 8.75% ($0.5 mil)
    Quarterly return on equity: 0.69% ($0.0 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.76% ($552.1 mil)
    Quarterly Pretax return on assets: 0.06% ($43.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $72,651Total assets
  • $5,934Cash and due from depository institutions
  • $2,421Interest-bearing balances
  • $28,590Securities
  • $675Federal funds sold & reverse repurchase agreements
  • $33,814Net loans & leases
  • $246Loan loss allowance
  • $0Trading account assets
  • $1,596Bank premises and fixed assets
  • $79Other real estate owned
  • $0Goodwill and other intangibles
  • $72,651Life insurance assets
  • $1,963All other assets
  • $66,386Total liabilities and capital
  • $64,908Total liabilities
  • $45,483Total deposits
  • $64,908Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,250Trading liabilities
  • $0Other borrowed funds
  • $228Subordinated debt
  • $6,265All other liabilities
  • $6,265Total equity capital
  • $6,265Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $1,765Surplus
  • $4,000Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,910Income earned, not collected on loans
  • $0Earning assets
  • $273Long-term assets (5+ years)
  • $65,500Average Assets, year-to-date
  • $17,835Average Assets, quarterly
  • $68,967Volatile liabilities
  • $71,254Insider loans
  • $40,139FHLB advances
  • $73,357Loans and leases held for sale
  • $111Unused loan commitments
  • $111Tier 1 (core) risk-based capital
  • $5,795Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,079Restructured Loans and leases
  • $485Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,821Total interest income
  • $295Total interest expense
  • $2,526Net interest income
  • $95Provision for loan and lease losses
  • $474Total noninterest income
  • $0Fiduciary activities
  • $275Service charges on deposit accounts
  • $0Trading account gains & fees
  • $199Additional noninterest income
  • $2,485Total noninterest expense
  • $1,160Salaries and employee benefits
  • $396Premises and equipment expense
  • $929Additional noninterest expense
  • $420Pre-tax net operating income
  • $104Securities gains (losses)
  • $0Applicable income taxes
  • $524Income before extraordinary items
  • $0Extraordinary gains - net
  • $524Net income attributable to bank
  • $0Net charge-offs
  • $524Cash dividends
  • $11Sale, conversion, retirement of capital stock, net
  • $309Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.55%Yield on earning assets
  • 0.48%Cost of funding earning assets
  • 4.07%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 4.00%Noninterest expense to earning assets
  • 0.61%Net operating income to assets
  • 0.76%Return on assets (ROA)
  • 0.76%Pretax return on assets
  • 8.75%Return on equity (ROE)
  • 3.59%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 863.64%Credit loss provision to net charge-offs
  • 46.82%Efficiency ratio
  • 82,833Assets per employee
  • 2.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 58.97%Loss allowance to loans
  • 0.72%Loss allowance to noncurrent loans
  • 12.88%Noncurrent assets plus other real estate owned to assets
  • 2.74%Noncurrent loans to loans
  • 5.61%Net loans and leases to deposits
  • 52.10%Net loans and leases to core deposits
  • 56.03%Equity capital to assets
  • 8.62%Core capital (leverage) ratio
  • 7.90%Tier 1 risk-based capital ratio
  • 14.44%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $68,967Average earning assets
  • $5,990Average equity
  • $62,064Average loans

List of branches

  • 5 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05608Bank Of Jena2349 N 1st St, Jena, LA 71342January 01, 1906Full Service Brick and Mortar
    1219005Northside BranchFirst And High School Streets, Jena, LA 71342October 09, 1972Full Service Brick and Mortar
    2219006Olla Branch5002 Central Avenue, Olla, LA 71465August 08, 1977Full Service Brick and Mortar
    3219007Holloway Branch12749 Highway 28 East, Suite D, Pineville, LA 71360June 16, 1997Full Service Brick and Mortar
    4362383Libuse Branch6408 Highway 28 East, Pineville, LA 71360November 07, 2001Full Service Brick and Mortar

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