Bank of Kampsville in Kampsville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank of Kampsville - Overview

  • General
  • FDIC Certificate #: 11750
    Status: Active
    Federal Reserve ID: 487142
    Bank Holding Company (Regulatory Top Holder): Kampsville Bancshares Inc (RSSDID: 3210369, Location: Kampsville, IL)
    Date Established: December 01, 1908
    WWW: http://www.thebankofkampsville.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 7514
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Broadway And North Street, Kampsville, IL 62053
    County: Calhoun
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $101.7 mil
    Equity capital: $14.3 mil
    Deposits held in domestic offices: $86.9 mil
    Return on assets (ROA): 0.99% ($1.0 mil)
    Quarterly return on assets: 0.96% ($1.0 mil)
    Return on Equity (ROE): 7.25% ($1.0 mil)
    Quarterly return on equity: 6.88% ($1.0 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.45% ($1,474.2 mil)
    Quarterly Pretax return on assets: 1.39% ($1,413.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $101,666Total assets
  • $4,248Cash and due from depository institutions
  • $2,134Interest-bearing balances
  • $32,407Securities
  • $2,809Federal funds sold & reverse repurchase agreements
  • $58,360Net loans & leases
  • $488Loan loss allowance
  • $0Trading account assets
  • $697Bank premises and fixed assets
  • $0Other real estate owned
  • $243Goodwill and other intangibles
  • $101,666Life insurance assets
  • $2,902All other assets
  • $87,342Total liabilities and capital
  • $86,864Total liabilities
  • $73,647Total deposits
  • $86,864Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $478Subordinated debt
  • $14,324All other liabilities
  • $14,324Total equity capital
  • $14,324Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $2,300Surplus
  • $11,824Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $246Income earned, not collected on loans
  • $0Earning assets
  • $832Long-term assets (5+ years)
  • $95,710Average Assets, year-to-date
  • $13,081Average Assets, quarterly
  • $100,675Volatile liabilities
  • $101,616Insider loans
  • $68,151FHLB advances
  • $102,624Loans and leases held for sale
  • $1,640Unused loan commitments
  • $1,640Tier 1 (core) risk-based capital
  • $13,734Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,600Restructured Loans and leases
  • $157Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,472Total interest income
  • $1,141Total interest expense
  • $3,331Net interest income
  • $20Provision for loan and lease losses
  • $334Total noninterest income
  • $0Fiduciary activities
  • $84Service charges on deposit accounts
  • $0Trading account gains & fees
  • $250Additional noninterest income
  • $2,187Total noninterest expense
  • $1,156Salaries and employee benefits
  • $182Premises and equipment expense
  • $849Additional noninterest expense
  • $1,458Pre-tax net operating income
  • $0Securities gains (losses)
  • $459Applicable income taxes
  • $999Income before extraordinary items
  • $0Extraordinary gains - net
  • $999Net income attributable to bank
  • $0Net charge-offs
  • $999Cash dividends
  • $65Sale, conversion, retirement of capital stock, net
  • $160Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.73%Yield on earning assets
  • 1.21%Cost of funding earning assets
  • 3.52%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 2.31%Noninterest expense to earning assets
  • 0.99%Net operating income to assets
  • 0.99%Return on assets (ROA)
  • 1.45%Pretax return on assets
  • 7.25%Return on equity (ROE)
  • 6.09%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 30.77%Credit loss provision to net charge-offs
  • 22.74%Efficiency ratio
  • 57,681Assets per employee
  • 4.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 16.02%Loss allowance to loans
  • 0.83%Loss allowance to noncurrent loans
  • 198.37%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 67.19%Net loans and leases to core deposits
  • 71.30%Equity capital to assets
  • 14.09%Core capital (leverage) ratio
  • 13.38%Tier 1 risk-based capital ratio
  • 20.15%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $100,675Average earning assets
  • $13,774Average equity
  • $94,581Average loans

List of branches

  • 4 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07514Bank Of KampsvilleBroadway And North Street, Kampsville, IL 62053December 01, 1908Full Service Brick and Mortar
    1225504Brussels Banking FacilityMain Street, Brussels, IL 62013June 18, 1984Full Service Brick and Mortar
    2225505Hardin BranchFrench And Park Streets, Hardin, IL 62047May 01, 1995Full Service Brick and Mortar
    36949Pleasant Hill Facility301 South Main Street, Pleasant Hill, IL 62366September 19, 1903Full Service Brick and Mortar

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