Bank of LaPlace of St. John the Baptist Parish, Louisiana in Laplace, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 19, 1999

  • Bank of LaPlace of St. John the Baptist Parish, Louisiana in Laplace, Louisiana (LA)
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Bank of LaPlace of St. John the Baptist Parish, Louisiana - Overview

  • General
  • FDIC Certificate #: 23194
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 257037
    Date Established: September 10, 1980
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 10524
    FDIC's unique #: 16250
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 10, 1980
    Last Structure Change Effective Date: Febuary 19, 1999
    Last Structure Change Process Date: March 01, 1999
    Last Data Update: March 01, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 900 Belle Terre Drive, Laplace, LA 70068
    County: St. John The Baptist
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): New Orleans, LA (#5560)
    Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406)
    Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380)
    CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380)
  • Financial Summary
  • Total assets: $63.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $63,897Total assets
  • $13,553Cash and due from depository institutions
  • $11,023Interest-bearing balances
  • $1,752Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $45,355Net loans & leases
  • $1,206Loan loss allowance
  • $0Trading account assets
  • $2,320Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $917All other assets
  • $63,897Total liabilities and capital
  • $56,669Total liabilities
  • $55,870Total deposits
  • $41,232Interest-bearing deposits
  • $55,870Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $799All other liabilities
  • $7,228Total equity capital
  • $7,228Total bank equity capital
  • $7,228Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $3,908Undivided profits
  • Memoranda
  • $2,570Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $20Earning assets
  • $0Long-term assets (5+ years)
  • $383Average Assets, year-to-date
  • $58,130Average Assets, quarterly
  • $12,697Volatile liabilities
  • $66,038Insider loans
  • $64,992FHLB advances
  • $4,250Loans and leases held for sale
  • $444Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,689Total risk weighted assets
  • $10,549Total unused commitments
  • $0Restructured Loans and leases
  • $42,269Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $5,612Total interest income
  • $2,370Total interest expense
  • $3,242Net interest income
  • $752Provision for loan and lease losses
  • $2,312Total noninterest income
  • $0Fiduciary activities
  • $633Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,679Additional noninterest income
  • $4,935Total noninterest expense
  • $2,596Salaries and employee benefits
  • $674Premises and equipment expense
  • $1,665Additional noninterest expense
  • -$133Pre-tax net operating income
  • $92Securities gains (losses)
  • -$18Applicable income taxes
  • -$23Income before extraordinary items
  • $0Extraordinary gains - net
  • -$23Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $59Sale, conversion, retirement of capital stock, net
  • $550Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.05%Yield on earning assets
  • 3.82%Cost of funding earning assets
  • 5.23%Net interest margin
  • 3.73%Noninterest income to earning assets
  • 7.95%Noninterest expense to earning assets
  • -0.12%Net operating income to assets
  • -0.03%Return on assets (ROA)
  • -0.06%Pretax return on assets
  • -0.35%Return on equity (ROE)
  • -8.71%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 1274.58%Credit loss provision to net charge-offs
  • 10.49%Efficiency ratio
  • 88,855Assets per employee
  • 1.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -2391.30%Loss allowance to loans
  • 2.59%Loss allowance to noncurrent loans
  • 6030.00%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.04%Net loans and leases to deposits
  • 81.18%Net loans and leases to core deposits
  • 87.86%Equity capital to assets
  • 11.31%Core capital (leverage) ratio
  • 11.03%Tier 1 risk-based capital ratio
  • 17.08%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $66,038Average earning assets
  • $6,582Average equity
  • $62,039Average loans

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