Bank of Lincolnwood in Lincolnwood, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 05, 2009

  • Bank of Lincolnwood in Lincolnwood, Illinois (IL)
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Bank of Lincolnwood - Overview

  • General
  • FDIC Certificate #: 17309
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: Republic Bank of Chicago (#19333)
    Federal Reserve ID: 370338
    Date Established: Febuary 20, 1954
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 11322
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 20, 1954
    Last Structure Change Effective Date: June 05, 2009
    Last Structure Change Process Date: June 08, 2009
    Last Data Update: June 08, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 4433 West Touhy Avenue, Lincolnwood, IL 60646
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $212.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 54Total employees (full-time equivalent)
  • $217,729Total assets
  • $19,990Cash and due from depository institutions
  • $4,852Interest-bearing balances
  • $10,920Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $174,983Net loans & leases
  • $6,164Loan loss allowance
  • $0Trading account assets
  • $196Bank premises and fixed assets
  • $8,251Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,389All other assets
  • $217,729Total liabilities and capital
  • $201,914Total liabilities
  • $201,134Total deposits
  • $170,819Interest-bearing deposits
  • $201,134Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $780All other liabilities
  • $15,815Total equity capital
  • $15,815Total bank equity capital
  • $15,815Perpetual preferred stock
  • $0Common stock
  • $1,300Surplus
  • $16,297Undivided profits
  • Memoranda
  • $-1,782Noncurrent loans and leases
  • $26,864Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $32,526Earning assets
  • $0Long-term assets (5+ years)
  • $1,719Average Assets, year-to-date
  • $190,755Average Assets, quarterly
  • $624Volatile liabilities
  • $221,956Insider loans
  • $218,385FHLB advances
  • $34,053Loans and leases held for sale
  • $2,506Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $26,864Total unused commitments
  • $0Restructured Loans and leases
  • $2,504Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $13,407Total interest income
  • $4,970Total interest expense
  • $8,437Net interest income
  • $3,479Provision for loan and lease losses
  • $1,156Total noninterest income
  • $0Fiduciary activities
  • $222Service charges on deposit accounts
  • $0Trading account gains & fees
  • $934Additional noninterest income
  • $7,104Total noninterest expense
  • $3,782Salaries and employee benefits
  • $847Premises and equipment expense
  • $2,475Additional noninterest expense
  • -$990Pre-tax net operating income
  • $0Securities gains (losses)
  • -$15Applicable income taxes
  • -$975Income before extraordinary items
  • $0Extraordinary gains - net
  • -$975Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $473Sale, conversion, retirement of capital stock, net
  • $2,060Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.60%Yield on earning assets
  • 2.45%Cost of funding earning assets
  • 4.16%Net interest margin
  • 0.57%Noninterest income to earning assets
  • 3.50%Noninterest expense to earning assets
  • -0.44%Net operating income to assets
  • -0.44%Return on assets (ROA)
  • -0.45%Pretax return on assets
  • -5.52%Return on equity (ROE)
  • -17.18%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 735.52%Credit loss provision to net charge-offs
  • 5.26%Efficiency ratio
  • 74,054Assets per employee
  • 4.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -211.28%Loss allowance to loans
  • 3.40%Loss allowance to noncurrent loans
  • 18.95%Noncurrent assets plus other real estate owned to assets
  • 18.73%Noncurrent loans to loans
  • 17.96%Net loans and leases to deposits
  • 87.00%Net loans and leases to core deposits
  • 104.73%Equity capital to assets
  • 7.26%Core capital (leverage) ratio
  • 7.17%Tier 1 risk-based capital ratio
  • 8.11%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $221,956Average earning assets
  • $17,662Average equity
  • $203,014Average loans

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