Republic Bank of Chicago in Oak Brook, Illinois (IL)

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Republic Bank of Chicago routing number info

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Republic Bank of Chicago
GeneralFDIC Certificate #: 19333
Status: Active
Federal Reserve ID: 671334
Bank Holding Company (Regulatory Top Holder): Republic Bancorp Co. (RSSDID: 1201194, Location: Oak Brook, IL)
Date Established: December 01, 1964
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 17 (Domestic: 17, Interstate: No)
OTS Docket #: 12444
FDIC's unique #: 13145
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: December 01, 1964
Last Structure Change Effective Date: April 23, 2010
Last Structure Change Process Date: April 26, 2010
Last Data Update: April 26, 2010
Data Source Date: April 05, 2012
LocationAddress: 2221 Camden Court, Oak Brook, IL 60523
County: Dupage
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of ChangesParticipated in FDIC Assisted Absorption/Consolidation/Merger
Financial SummaryTotal assets: $1,360.1 mil
Equity capital: $142.5 mil
Deposits held in domestic offices: $1,129.5 mil
Return on assets (ROA): 0.26% ($3.5 mil)
Quarterly return on assets: -0.72% (-$9.8 mil)
Return on Equity (ROE): 2.59% ($3.7 mil)
Quarterly return on equity: -6.92% (-$9.9 mil)
Net income: $3.7 mil
Quarterly Net income: -$2.5 mil
Pretax return on assets: 0.26% ($3,536.2 mil)
Quarterly Pretax return on assets: -0.72% (-$9,792.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)242
Total assets$1,360,075
Cash and due from depository institutions$241,769
Interest-bearing balances$172,705
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$856,019
Loan loss allowance $21,222
Trading account assets$0
Bank premises and fixed assets$58,823
Other real estate owned$35,269
Goodwill and other intangibles$16,307
All other assets$25,775
Life insurance assets$1,360,075
Total liabilities and capital$1,217,563
Total liabilities$1,129,536
Total deposits$952,614
Interest-bearing deposits$1,129,536
Deposits held in domestic offices$81
% insured (estimated)8929.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$73,000
Other borrowed funds $0
Subordinated debt $6,098
All other liabilities $142,512
Total equity capital$142,512
Total bank equity capital$142,512
Perpetual preferred stock$0
Common stock$469
Undivided profits $74,961
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $22,367
Income earned, not collected on loans $61,639
Earning assets $0
Long-term assets (5+ years) $4,212
Average Assets, year-to-date $1,154,837
Average Assets, quarterly $242,280
Volatile liabilities $1,442,650
Insider loans $1,385,516
FHLB advances $1,017,534
Loans and leases held for sale $1,368,950
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $131,517
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $155,149
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $63,709
Total interest expense $12,484
Net interest income $51,225
Provision for loan and lease losses $34,994
Total noninterest income $25,350
Fiduciary activities $0
Service charges on deposit accounts $8,661
Trading account gains & fees $0
Additional noninterest income $16,689
Total noninterest expense $39,169
Salaries and employee benefits $14,821
Premises and equipment expense $5,231
Additional noninterest expense $19,117
Pre-tax net operating income $2,412
Securities gains (losses) $1,294
Applicable income taxes $25
Income before extraordinary items $3,681
Extraordinary gains - net $0
Net income attributable to bank $3,681
Net charge-offs $0
Cash dividends $3,681
Sale, conversion, retirement of capital stock, net $33,947
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.10%
Cost of funding earning assets 1.00%
Net interest margin 4.10%
Noninterest income to earning assets 2.03%
Noninterest expense to earning assets 3.14%
Net operating income to assets 0.17%
Return on assets (ROA) 0.26%
Pretax return on assets 0.26%
Return on equity (ROE) 2.59%
Retained earnings to average equity (YTD only) 2.59%
Net charge-offs to loans 3.30%
Credit loss provision to net charge-offs 103.08%
Efficiency ratio1.10%
Assets per employee$49,359
Cash dividends to net income (YTD only)5.62%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.42%
Noncurrent assets plus other real estate owned to assets 34.43%
Noncurrent loans to loans 7.13%
Net loans and leases to deposits7.03%
Net loans and leases to core deposits 75.79%
Equity capital to assets 84.46%
Core capital (leverage) ratio 10.48%
Tier 1 risk-based capital ratio 9.61%
Total risk-based capital ratio 12.93%
Average assets$14
Average earning assets$1,442,650
Average equity $142,198
Average loans $1,248,542
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17 Illinois Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
013145Republic Bank Of Chicago2221 Camden Court, Oak Brook, IL 60523December 01, 1964Full Service Brick and Mortar
224795079th Street Facility4028 West 79th Street, Chicago, IL 60652August 31, 1981Full Service Brick and Mortar
342586Devon Avenue Branch2720 West Devon Avenue, Chicago, IL 60659September 04, 1936Full Service Brick and Mortar
8247952Hodgkins Branch9440 Joliet Road, Hodgkins, IL 60525Febuary 01, 1995Full Service Brick and Mortar
927705365th Street Branch6501 South Pulaski Avenue, Chicago, IL 60629October 01, 1992Full Service Brick and Mortar
11247954111th Street Naperville Branch2720 Hassert Blvd., Naperville, IL 60564Febuary 01, 1999Full Service Brick and Mortar
12360580Orland Park Branch15790 South Harlem Avenue, Orland Park, IL 60462June 29, 2001Full Service Brick and Mortar
13419533Diversey Branch6400 W. Diversey, Chicago, IL 60707March 31, 2003Full Service Brick and Mortar
14442406Palos Park Branch9530 W 131 St, Palos Park, IL 60464May 01, 2005Full Service Brick and Mortar
16481559Darien Branch1510 75th Street, Darien, IL 60561May 07, 2008Full Service Brick and Mortar
1713529Berkeley Branch5500 St. Charles Road, Berkeley, IL 60163July 26, 1966Full Service Brick and Mortar
18442928Addison Branch1640 W Lake St, Addison, IL 60101August 19, 2004Full Service Brick and Mortar
1911322Lincolnwood Branch4433 West Touhy Avenue, Lincolnwood, IL 60646Febuary 20, 1954Full Service Brick and Mortar
20241417Drive-In Facility4320 West Touhy Avenue, Lincolnwood, IL 60712October 29, 1973Full Service Brick and Mortar
2161035Elston Branch5700 North Central Avenue, Chicago, IL 60646January 31, 2000Full Service Brick and Mortar
22512439Tinley Park Branch8420 West 171st Street, Tinley Park, IL 60487September 07, 2010Full Service Brick and Mortar
23527671Loop Branch120 West Madison Avenue, Chicago, IL 60602December 29, 2011Full Service Brick and Mortar
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