Republic Bank of Chicago in Oak Brook, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Republic Bank of Chicago in Oak Brook, Illinois (IL)
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Republic Bank of Chicago - Overview

  • General
  • FDIC Certificate #: 19333
    Status: Active
    Federal Reserve ID: 671334
    Bank Holding Company (Regulatory Top Holder): Republic Bancorp Co. (RSSDID: 1201194, Location: Oak Brook, IL)
    Date Established: December 01, 1964
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 17 (Domestic: 17, Interstate: No)
    OTS Docket #: 12444
    FDIC's unique #: 13145
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 01, 1964
    Last Structure Change Effective Date: April 23, 2010
    Last Structure Change Process Date: April 26, 2010
    Last Data Update: April 26, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 2221 Camden Court, Oak Brook, IL 60523
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Participated in FDIC Assisted Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $1,360.1 mil
    Equity capital: $142.5 mil
    Deposits held in domestic offices: $1,129.5 mil
    Return on assets (ROA): 0.26% ($3.5 mil)
    Quarterly return on assets: -0.72% (-$9.8 mil)
    Return on Equity (ROE): 2.59% ($3.7 mil)
    Quarterly return on equity: -6.92% (-$9.9 mil)
    Net income: $3.7 mil
    Quarterly Net income: -$2.5 mil
    Pretax return on assets: 0.26% ($3,536.2 mil)
    Quarterly Pretax return on assets: -0.72% (-$9,792.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 242Total employees (full-time equivalent)
  • $1,360,075Total assets
  • $241,769Cash and due from depository institutions
  • $172,705Interest-bearing balances
  • $126,113Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $856,019Net loans & leases
  • $21,222Loan loss allowance
  • $0Trading account assets
  • $58,823Bank premises and fixed assets
  • $35,269Other real estate owned
  • $16,307Goodwill and other intangibles
  • $1,360,075Life insurance assets
  • $25,775All other assets
  • $1,217,563Total liabilities and capital
  • $1,129,536Total liabilities
  • $952,614Total deposits
  • $1,129,536Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 8929.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $73,000Trading liabilities
  • $0Other borrowed funds
  • $6,098Subordinated debt
  • $142,512All other liabilities
  • $142,512Total equity capital
  • $142,512Total bank equity capital
  • $0Perpetual preferred stock
  • $469Common stock
  • $67,082Surplus
  • $74,961Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $22,367Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $61,639Income earned, not collected on loans
  • $0Earning assets
  • $4,212Long-term assets (5+ years)
  • $1,154,837Average Assets, year-to-date
  • $242,280Average Assets, quarterly
  • $1,442,650Volatile liabilities
  • $1,385,516Insider loans
  • $1,017,534FHLB advances
  • $1,368,950Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $131,517Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $155,149Restructured Loans and leases
  • $2,278Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $63,709Total interest income
  • $12,484Total interest expense
  • $51,225Net interest income
  • $34,994Provision for loan and lease losses
  • $25,350Total noninterest income
  • $0Fiduciary activities
  • $8,661Service charges on deposit accounts
  • $0Trading account gains & fees
  • $16,689Additional noninterest income
  • $39,169Total noninterest expense
  • $14,821Salaries and employee benefits
  • $5,231Premises and equipment expense
  • $19,117Additional noninterest expense
  • $2,412Pre-tax net operating income
  • $1,294Securities gains (losses)
  • $25Applicable income taxes
  • $3,681Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,681Net income attributable to bank
  • $0Net charge-offs
  • $3,681Cash dividends
  • $33,947Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.10%Yield on earning assets
  • 1.00%Cost of funding earning assets
  • 4.10%Net interest margin
  • 2.03%Noninterest income to earning assets
  • 3.14%Noninterest expense to earning assets
  • 0.17%Net operating income to assets
  • 0.26%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • 2.59%Return on equity (ROE)
  • 2.59%Retained earnings to average equity (YTD only)
  • 3.30%Net charge-offs to loans
  • 103.08%Credit loss provision to net charge-offs
  • 1.10%Efficiency ratio
  • 49,359Assets per employee
  • 5.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.42%Loss allowance to noncurrent loans
  • 34.43%Noncurrent assets plus other real estate owned to assets
  • 7.13%Noncurrent loans to loans
  • 7.03%Net loans and leases to deposits
  • 75.79%Net loans and leases to core deposits
  • 84.46%Equity capital to assets
  • 10.48%Core capital (leverage) ratio
  • 9.61%Tier 1 risk-based capital ratio
  • 12.93%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $1,442,650Average earning assets
  • $142,198Average equity
  • $1,248,542Average loans

List of branches

  • 17 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013145Republic Bank Of Chicago2221 Camden Court, Oak Brook, IL 60523December 01, 1964Full Service Brick and Mortar
    224795079th Street Facility4028 West 79th Street, Chicago, IL 60652August 31, 1981Full Service Brick and Mortar
    342586Devon Avenue Branch2720 West Devon Avenue, Chicago, IL 60659September 04, 1936Full Service Brick and Mortar
    8247952Hodgkins Branch9440 Joliet Road, Hodgkins, IL 60525Febuary 01, 1995Full Service Brick and Mortar
    927705365th Street Branch6501 South Pulaski Avenue, Chicago, IL 60629October 01, 1992Full Service Brick and Mortar
    11247954111th Street Naperville Branch2720 Hassert Blvd., Naperville, IL 60564Febuary 01, 1999Full Service Brick and Mortar
    12360580Orland Park Branch15790 South Harlem Avenue, Orland Park, IL 60462June 29, 2001Full Service Brick and Mortar
    13419533Diversey Branch6400 W. Diversey, Chicago, IL 60707March 31, 2003Full Service Brick and Mortar
    14442406Palos Park Branch9530 W 131 St, Palos Park, IL 60464May 01, 2005Full Service Brick and Mortar
    16481559Darien Branch1510 75th Street, Darien, IL 60561May 07, 2008Full Service Brick and Mortar
    1713529Berkeley Branch5500 St. Charles Road, Berkeley, IL 60163July 26, 1966Full Service Brick and Mortar
    18442928Addison Branch1640 W Lake St, Addison, IL 60101August 19, 2004Full Service Brick and Mortar
    1911322Lincolnwood Branch4433 West Touhy Avenue, Lincolnwood, IL 60646Febuary 20, 1954Full Service Brick and Mortar
    20241417Drive-In Facility4320 West Touhy Avenue, Lincolnwood, IL 60712October 29, 1973Full Service Brick and Mortar
    2161035Elston Branch5700 North Central Avenue, Chicago, IL 60646January 31, 2000Full Service Brick and Mortar
    22512439Tinley Park Branch8420 West 171st Street, Tinley Park, IL 60487September 07, 2010Full Service Brick and Mortar
    23527671Loop Branch120 West Madison Avenue, Chicago, IL 60602December 29, 2011Full Service Brick and Mortar

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