Bank of Louisiana in New Orleans, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Louisiana in New Orleans, Louisiana (LA)
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Bank of Louisiana - Overview

  • General
  • FDIC Certificate #: 17878
    Status: Active
    Federal Reserve ID: 271136
    Bank Holding Company (Regulatory Top Holder): Bol Bancshares, Inc. (RSSDID: 1247594, Location: New Orleans, LA)
    Date Established: July 01, 1958
    WWW: http://www.bankoflouisiana.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Domestic: 7, Interstate: No)
    FDIC's unique #: 11817
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 01, 1958
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 St. Charles Avenue, New Orleans, LA 70130
    County: Orleans
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): New Orleans, LA (#5560)
    Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406)
    Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380)
    CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $90.7 mil
    Equity capital: $12.2 mil
    Deposits held in domestic offices: $77.9 mil
    Return on assets (ROA): 0.10% ($0.1 mil)
    Quarterly return on assets: -0.10% (-$0.1 mil)
    Return on Equity (ROE): 0.75% ($0.1 mil)
    Quarterly return on equity: -0.72% (-$0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.17% ($154.2 mil)
    Quarterly Pretax return on assets: -0.14% (-$126.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 64Total employees (full-time equivalent)
  • $90,677Total assets
  • $8,963Cash and due from depository institutions
  • $5,458Interest-bearing balances
  • $0Securities
  • $16,150Federal funds sold & reverse repurchase agreements
  • $54,438Net loans & leases
  • $1,800Loan loss allowance
  • $0Trading account assets
  • $5,654Bank premises and fixed assets
  • $4,597Other real estate owned
  • $0Goodwill and other intangibles
  • $90,677Life insurance assets
  • $875All other assets
  • $78,490Total liabilities and capital
  • $77,931Total liabilities
  • $47,182Total deposits
  • $77,931Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $559Subordinated debt
  • $12,187All other liabilities
  • $12,187Total equity capital
  • $12,187Total bank equity capital
  • $0Perpetual preferred stock
  • $1,430Common stock
  • $4,617Surplus
  • $6,140Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,995Income earned, not collected on loans
  • $0Earning assets
  • $267Long-term assets (5+ years)
  • $76,046Average Assets, year-to-date
  • $571Average Assets, quarterly
  • $91,501Volatile liabilities
  • $90,268Insider loans
  • $59,451FHLB advances
  • $90,311Loans and leases held for sale
  • $156Unused loan commitments
  • $156Tier 1 (core) risk-based capital
  • $12,187Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $14,445Restructured Loans and leases
  • $258Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,793Total interest income
  • $353Total interest expense
  • $5,440Net interest income
  • $80Provision for loan and lease losses
  • $963Total noninterest income
  • $0Fiduciary activities
  • $444Service charges on deposit accounts
  • $0Trading account gains & fees
  • $519Additional noninterest income
  • $6,170Total noninterest expense
  • $2,372Salaries and employee benefits
  • $866Premises and equipment expense
  • $2,932Additional noninterest expense
  • $153Pre-tax net operating income
  • $0Securities gains (losses)
  • $62Applicable income taxes
  • $91Income before extraordinary items
  • $0Extraordinary gains - net
  • $91Net income attributable to bank
  • $0Net charge-offs
  • $91Cash dividends
  • $80Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.46%Yield on earning assets
  • 0.45%Cost of funding earning assets
  • 7.01%Net interest margin
  • 1.24%Noninterest income to earning assets
  • 7.95%Noninterest expense to earning assets
  • 0.10%Net operating income to assets
  • 0.10%Return on assets (ROA)
  • 0.17%Pretax return on assets
  • 0.75%Return on equity (ROE)
  • 0.75%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 2.91%Efficiency ratio
  • 96,361Assets per employee
  • 1.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.20%Loss allowance to noncurrent loans
  • 45.06%Noncurrent assets plus other real estate owned to assets
  • 9.48%Noncurrent loans to loans
  • 7.10%Net loans and leases to deposits
  • 69.85%Net loans and leases to core deposits
  • 70.36%Equity capital to assets
  • 13.44%Core capital (leverage) ratio
  • 13.49%Tier 1 risk-based capital ratio
  • 20.50%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $91,501Average earning assets
  • $12,165Average equity
  • $77,612Average loans

List of branches

  • 7 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011817Bank Of Louisiana300 St. Charles Avenue, New Orleans, LA 70130July 01, 1958Full Service Brick and Mortar
    412953Severn Avenue Branch3340 Severn Avenue, Metairie, LA 70002May 29, 1964Full Service Brick and Mortar
    5247343Drive-In Facility197 Westbank Expressway, Gretna, LA 70053April 07, 1976Limited Service Facility
    6247344Lapalco Branch605 Lapalco Boulevard, Gretna, LA 70056December 13, 1980Full Service Brick and Mortar
    7247345Oakwood BranchOakwood Shopping Center, Gretna, LA 70053July 13, 1981Full Service Brick and Mortar
    813187Tammany Mall Branch3180 Pontchartrain Drive, Slidell, LA 70458March 01, 1965Full Service Brick and Mortar
    9248091Gause Road BranchNinth Street And Gause Road, Slidell, LA 70458March 25, 1974Full Service Brick and Mortar

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