Bank of Louisville in Louisville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 13, 2002

  • Bank of Louisville in Louisville, Kentucky (KY)
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Bank of Louisville - Overview

  • General
  • FDIC Certificate #: 8778
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Branch Banking and Trust Company (#9846)
    Federal Reserve ID: 585543
    Date Established: January 06, 1926
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 31 (Interstate: No)
    OTS Docket #: 9801
    FDIC's unique #: 5590
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 13, 2002
    Last Structure Change Process Date: October 02, 2002
    Last Data Update: October 02, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 500-502 West Broadway, Louisville, KY 40201
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • Financial Summary
  • Total assets: $1,805.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 522Total employees (full-time equivalent)
  • $1,879,143Total assets
  • $36,214Cash and due from depository institutions
  • $57Interest-bearing balances
  • $512,608Securities
  • $75,000Federal funds sold & reverse repurchase agreements
  • $1,155,096Net loans & leases
  • $10,489Loan loss allowance
  • $0Trading account assets
  • $19,012Bank premises and fixed assets
  • $5,387Other real estate owned
  • $43Goodwill and other intangibles
  • $0Life insurance assets
  • $75,783All other assets
  • $1,879,143Total liabilities and capital
  • $1,705,837Total liabilities
  • $1,188,421Total deposits
  • $953,446Interest-bearing deposits
  • $1,188,421Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $402,028Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $69,899Other borrowed funds
  • $0Subordinated debt
  • $45,489All other liabilities
  • $173,306Total equity capital
  • $173,306Total bank equity capital
  • $173,306Perpetual preferred stock
  • $0Common stock
  • $12,500Surplus
  • $81,000Undivided profits
  • Memoranda
  • $79,806Noncurrent loans and leases
  • $435,449Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $8,055Earning assets
  • $0Long-term assets (5+ years)
  • $12,460Average Assets, year-to-date
  • $1,742,761Average Assets, quarterly
  • $387,680Volatile liabilities
  • $1,700,888Insider loans
  • $1,779,140FHLB advances
  • $590,935Loans and leases held for sale
  • $13,529Unused loan commitments
  • $69,874Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,363Total risk weighted assets
  • $435,449Total unused commitments
  • $0Restructured Loans and leases
  • $10,489Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $117,885Total interest income
  • $56,509Total interest expense
  • $61,376Net interest income
  • $2,076Provision for loan and lease losses
  • $18,527Total noninterest income
  • $3,426Fiduciary activities
  • $8,309Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,792Additional noninterest income
  • $51,794Total noninterest expense
  • $26,102Salaries and employee benefits
  • $6,069Premises and equipment expense
  • $19,623Additional noninterest expense
  • $26,033Pre-tax net operating income
  • $1,364Securities gains (losses)
  • $5,821Applicable income taxes
  • $21,576Income before extraordinary items
  • $0Extraordinary gains - net
  • $21,576Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,566Sale, conversion, retirement of capital stock, net
  • $6,500Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.49%Yield on earning assets
  • 3.59%Cost of funding earning assets
  • 3.90%Net interest margin
  • 1.18%Noninterest income to earning assets
  • 3.29%Noninterest expense to earning assets
  • 1.21%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.61%Pretax return on assets
  • 13.14%Return on equity (ROE)
  • 9.18%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 132.57%Credit loss provision to net charge-offs
  • 17.95%Efficiency ratio
  • 64,821Assets per employee
  • 3.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 30.13%Loss allowance to loans
  • 0.90%Loss allowance to noncurrent loans
  • 130.22%Noncurrent assets plus other real estate owned to assets
  • 0.72%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 97.20%Net loans and leases to core deposits
  • 115.51%Equity capital to assets
  • 9.22%Core capital (leverage) ratio
  • 9.71%Tier 1 risk-based capital ratio
  • 11.73%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,700,888Average earning assets
  • $164,184Average equity
  • $1,574,443Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,502,745Managed Assets
  • 1Number of Accounts
  • $454,005Personal trust and agency accounts
  • $278,549Employee benefit-defined contribution accounts
  • $29,668Employee benefit-defined benefit accounts
  • $45,829Other retirement accounts
  • $18,872Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $81,087Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 826Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,048,740Other retirement accounts
  • $34,463Corporate trust and agency accounts
  • $49,169Other fiduciary accounts
  • $468Fiduciary accounts held in foreign offices

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