Bank of Marin in Novato, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bank of Marin in Novato, California (CA)
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Bank of Marin - Overview

  • General
  • FDIC Certificate #: 32779
    Status: Active
    Federal Reserve ID: 1436204
    Bank Holding Company (Regulatory Top Holder): Bank Of Marin Bancorp (RSSDID: 3590388, Location: Novato, CA)
    Date Established: January 23, 1990
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 18 (Domestic: 18, Interstate: No)
    FDIC's unique #: 45689
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 23, 1990
    Last Structure Change Effective Date: Febuary 18, 2011
    Last Structure Change Process Date: Febuary 22, 2011
    Last Data Update: Febuary 22, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 504 Redwood Boulevard, Novato, CA 94947
    County: Marin
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Participated in FDIC Assisted Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $1,393.3 mil
    Equity capital: $132.8 mil
    Deposits held in domestic offices: $1,206.0 mil
    Return on assets (ROA): 1.22% ($17.0 mil)
    Quarterly return on assets: 1.03% ($14.3 mil)
    Return on Equity (ROE): 12.93% ($17.2 mil)
    Quarterly return on equity: 10.87% ($14.5 mil)
    Net income: $16.1 mil
    Quarterly Net income: $3.6 mil
    Pretax return on assets: 1.93% ($26,889.8 mil)
    Quarterly Pretax return on assets: 1.51% ($21,038.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 232Total employees (full-time equivalent)
  • $1,393,255Total assets
  • $129,743Cash and due from depository institutions
  • $79,274Interest-bearing balances
  • $194,842Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,016,515Net loans & leases
  • $14,639Loan loss allowance
  • $0Trading account assets
  • $9,498Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $1,393,255Life insurance assets
  • $42,657All other assets
  • $1,260,496Total liabilities and capital
  • $1,205,991Total liabilities
  • $843,382Total deposits
  • $1,205,991Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $35,000Trading liabilities
  • $5,000Other borrowed funds
  • $14,505Subordinated debt
  • $132,759All other liabilities
  • $132,759Total equity capital
  • $132,759Total bank equity capital
  • $0Perpetual preferred stock
  • $87,866Common stock
  • $0Surplus
  • $44,893Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $11,971Income earned, not collected on loans
  • $0Earning assets
  • $4,637Long-term assets (5+ years)
  • $1,290,631Average Assets, year-to-date
  • $671,486Average Assets, quarterly
  • $1,318,423Volatile liabilities
  • $1,377,973Insider loans
  • $1,169,391FHLB advances
  • $1,405,149Loans and leases held for sale
  • $21,592Unused loan commitments
  • $15,498Tier 1 (core) risk-based capital
  • $131,161Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,094Total unused commitments
  • $258,060Restructured Loans and leases
  • $7,787Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $69,114Total interest income
  • $5,295Total interest expense
  • $63,819Net interest income
  • $7,050Provision for loan and lease losses
  • $6,269Total noninterest income
  • $1,834Fiduciary activities
  • $1,851Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,584Additional noninterest income
  • $37,535Total noninterest expense
  • $19,941Salaries and employee benefits
  • $5,225Premises and equipment expense
  • $12,369Additional noninterest expense
  • $25,503Pre-tax net operating income
  • $0Securities gains (losses)
  • $9,440Applicable income taxes
  • $16,063Income before extraordinary items
  • $0Extraordinary gains - net
  • $16,063Net income attributable to bank
  • $0Net charge-offs
  • $16,063Cash dividends
  • $4,803Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.66%Yield on earning assets
  • 0.43%Cost of funding earning assets
  • 5.23%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 3.07%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.93%Pretax return on assets
  • 12.93%Return on equity (ROE)
  • 12.93%Retained earnings to average equity (YTD only)
  • 0.49%Net charge-offs to loans
  • 146.78%Credit loss provision to net charge-offs
  • 6.78%Efficiency ratio
  • 52,520Assets per employee
  • 6.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.42%Loss allowance to noncurrent loans
  • 122.29%Noncurrent assets plus other real estate owned to assets
  • 0.86%Noncurrent loans to loans
  • 1.16%Net loans and leases to deposits
  • 84.29%Net loans and leases to core deposits
  • 91.14%Equity capital to assets
  • 9.53%Core capital (leverage) ratio
  • 9.33%Tier 1 risk-based capital ratio
  • 11.22%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,318,423Average earning assets
  • $124,206Average equity
  • $1,220,940Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $202,853Managed Assets
  • 1Number of Accounts
  • $196,996Personal trust and agency accounts
  • $93,189Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $20,297Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $80,213Other fiduciary accounts
  • $3,297Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 171Number of Accounts
  • $0Personal trust and agency accounts
  • $20,297Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $5,857Other retirement accounts
  • $5,115Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 18 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    045689Bank Of Marin504 Redwood Boulevard, Novato, CA 94947January 23, 1990Full Service Brick and Mortar
    1289033San Rafael Branch1101 Fourth Street, San Rafael, CA 94915Febuary 01, 1991Full Service Brick and Mortar
    2289034Northgate Branch4460 Redwood Highway, San Rafael, CA 94903July 15, 1993Full Service Brick and Mortar
    3289035Ignacio Branch368 Ignacio Boulevard, Novato, CA 94949March 27, 1995Full Service Brick and Mortar
    4289036Novato Branch1450 Grant Avenue, Novato, CA 94945August 28, 1995Full Service Brick and Mortar
    5289037Strawberry Branch23 Reed Boulevard, Mill Valley, CA 94941October 27, 1997Full Service Brick and Mortar
    6359637Petaluma Branch799 Baywood Drive, Petaluma, CA 94954January 22, 2001Full Service Brick and Mortar
    7362582Andersen Drive Branch999 Anderson Drive, San Rafael, CA 94901October 24, 2001Full Service Brick and Mortar
    8423318Sausalito Branch3 Harbor Drive, Sausalito, CA 94965November 14, 2003Full Service Brick and Mortar
    9444016Downtown Petaluma Branch8 Fourth Street, Petaluma, CA 94952August 15, 2005Full Service Brick and Mortar
    10450429North Petaluma Branch1371 N. Mcdowell Boulevard, Suite 100, Petaluma, CA 94952March 28, 2006Full Service Brick and Mortar
    11476982Madera Branch50 Madera Boulevard, Corte Madera, CA 94925July 26, 2007Full Service Brick and Mortar
    12478984Mill Valley Branch19 Sunnyside Avenue, Mill Valley, CA 94941June 16, 2008Full Service Brick and Mortar
    13510615Greenbrae Branch501 Sir Francis Drake Boulevard, Ste 100, Greenbrae, CA 94904September 01, 2009Full Service Brick and Mortar
    14510616San Francisco Branch235 Pine Street, Suite 1475, San Francisco, CA 94104June 09, 2010Full Service Brick and Mortar
    15428162Charter Oak Bank Branch600 Trancas Street, Napa, CA 94558December 17, 2004Full Service Brick and Mortar
    17517700Sonoma Branch136 West Napa Street, Sonoma, CA 95476January 03, 2011Full Service Brick and Mortar
    18521675Santa Rosa Branch50 Santa Rosa Avenue, Santa Rosa, CA 95404June 15, 2011Full Service Brick and Mortar

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