Bank of Matteson in Matteson, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 22, 1999

  • Bank of Matteson in Matteson, Illinois (IL)
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Bank of Matteson - Overview

  • General
  • FDIC Certificate #: 20914
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Homewood, National Association (#16460)
    Federal Reserve ID: 883230
    Date Established: January 02, 1973
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 14445
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 02, 1973
    Last Structure Change Effective Date: August 22, 1999
    Last Structure Change Process Date: September 16, 1999
    Last Data Update: September 16, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 4600 West Lincoln Highway, Matteson, IL 60443
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $39.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $42,781Total assets
  • $1,049Cash and due from depository institutions
  • $0Interest-bearing balances
  • $15,924Securities
  • $1,200Federal funds sold & reverse repurchase agreements
  • $21,035Net loans & leases
  • $343Loan loss allowance
  • $0Trading account assets
  • $1,834Bank premises and fixed assets
  • $0Other real estate owned
  • $1,286Goodwill and other intangibles
  • $0Life insurance assets
  • $453All other assets
  • $42,781Total liabilities and capital
  • $37,005Total liabilities
  • $36,698Total deposits
  • $30,633Interest-bearing deposits
  • $36,698Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $307All other liabilities
  • $5,776Total equity capital
  • $5,776Total bank equity capital
  • $5,776Perpetual preferred stock
  • $0Common stock
  • $1,190Surplus
  • $4,310Undivided profits
  • Memoranda
  • $276Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $951Earning assets
  • $0Long-term assets (5+ years)
  • $117Average Assets, year-to-date
  • $38,159Average Assets, quarterly
  • $3,638Volatile liabilities
  • $46,072Insider loans
  • $44,778FHLB advances
  • $3,403Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,711Total unused commitments
  • $0Restructured Loans and leases
  • $26,421Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,089Total interest income
  • $1,628Total interest expense
  • $1,461Net interest income
  • $110Provision for loan and lease losses
  • $292Total noninterest income
  • $0Fiduciary activities
  • $254Service charges on deposit accounts
  • $0Trading account gains & fees
  • $38Additional noninterest income
  • $1,584Total noninterest expense
  • $330Salaries and employee benefits
  • $204Premises and equipment expense
  • $1,050Additional noninterest expense
  • $59Pre-tax net operating income
  • $18Securities gains (losses)
  • $26Applicable income taxes
  • $51Income before extraordinary items
  • $0Extraordinary gains - net
  • $51Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$11Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.50%Yield on earning assets
  • 3.95%Cost of funding earning assets
  • 3.55%Net interest margin
  • 0.71%Noninterest income to earning assets
  • 3.84%Noninterest expense to earning assets
  • 0.08%Net operating income to assets
  • 0.11%Return on assets (ROA)
  • 0.17%Pretax return on assets
  • 0.87%Return on equity (ROE)
  • -7.66%Retained earnings to average equity (YTD only)
  • -0.05%Net charge-offs to loans
  • -1000.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 78,323Assets per employee
  • 3.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 980.39%Loss allowance to loans
  • 1.60%Loss allowance to noncurrent loans
  • 36.07%Noncurrent assets plus other real estate owned to assets
  • 2.22%Noncurrent loans to loans
  • 4.45%Net loans and leases to deposits
  • 57.32%Net loans and leases to core deposits
  • 63.18%Equity capital to assets
  • 13.50%Core capital (leverage) ratio
  • 10.51%Tier 1 risk-based capital ratio
  • 16.85%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $46,072Average earning assets
  • $5,864Average equity
  • $41,212Average loans

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