Bank of Minden in Mindenmines, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Minden in Mindenmines, Missouri (MO)
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Bank of Minden routing number info

Bank of Minden - Overview

  • General
  • FDIC Certificate #: 19954
    Status: Active
    Federal Reserve ID: 708753
    Bank Holding Company (Regulatory Top Holder): S.T.d. Investments, Inc. (RSSDID: 1062630, Location: Mindenmines, MO)
    Date Established: July 31, 1912
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 13212
    FDIC's unique #: 13704
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: May 15, 1969
    Last Structure Change Effective Date: October 02, 2006
    Last Structure Change Process Date: October 12, 2006
    Last Data Update: October 12, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 601 Main Street, Mindenmines, MO 64769
    County: Barton
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $28.8 mil
    Equity capital: $4.0 mil
    Deposits held in domestic offices: $24.5 mil
    Return on assets (ROA): 2.27% ($0.7 mil)
    Quarterly return on assets: 0.90% ($0.3 mil)
    Return on Equity (ROE): 17.54% ($0.7 mil)
    Quarterly return on equity: 6.36% ($0.3 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 3.58% ($1,031.5 mil)
    Quarterly Pretax return on assets: 1.20% ($345.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $28,814Total assets
  • $6,397Cash and due from depository institutions
  • $2,847Interest-bearing balances
  • $2,869Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $18,306Net loans & leases
  • $340Loan loss allowance
  • $0Trading account assets
  • $768Bank premises and fixed assets
  • $6Other real estate owned
  • $0Goodwill and other intangibles
  • $28,814Life insurance assets
  • $468All other assets
  • $24,863Total liabilities and capital
  • $24,494Total liabilities
  • $16,731Total deposits
  • $24,494Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $369Subordinated debt
  • $3,951All other liabilities
  • $3,951Total equity capital
  • $3,951Total bank equity capital
  • $100Perpetual preferred stock
  • $60Common stock
  • $200Surplus
  • $3,591Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,558Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $254Long-term assets (5+ years)
  • $24,022Average Assets, year-to-date
  • $2,559Average Assets, quarterly
  • $29,254Volatile liabilities
  • $28,586Insider loans
  • $18,199FHLB advances
  • $28,493Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,879Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $806Restructured Loans and leases
  • $194Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,297Total interest income
  • $252Total interest expense
  • $1,045Net interest income
  • -$682Provision for loan and lease losses
  • $89Total noninterest income
  • $0Fiduciary activities
  • $76Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13Additional noninterest income
  • $877Total noninterest expense
  • $458Salaries and employee benefits
  • $109Premises and equipment expense
  • $310Additional noninterest expense
  • $939Pre-tax net operating income
  • $109Securities gains (losses)
  • $385Applicable income taxes
  • $663Income before extraordinary items
  • $0Extraordinary gains - net
  • $663Net income attributable to bank
  • $0Net charge-offs
  • $663Cash dividends
  • -$775Sale, conversion, retirement of capital stock, net
  • $213Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.44%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 4.39%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 3.68%Noninterest expense to earning assets
  • 2.03%Net operating income to assets
  • 2.27%Return on assets (ROA)
  • 3.58%Pretax return on assets
  • 17.54%Return on equity (ROE)
  • 11.90%Retained earnings to average equity (YTD only)
  • -4.43%Net charge-offs to loans
  • 88.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 77,337Assets per employee
  • 1.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.13%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.02%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 74.74%Net loans and leases to core deposits
  • 76.35%Equity capital to assets
  • 13.71%Core capital (leverage) ratio
  • 13.61%Tier 1 risk-based capital ratio
  • 21.31%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $29,254Average earning assets
  • $3,780Average equity
  • $23,829Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    013704Bank Of Minden601 Main Street, Mindenmines, MO 64769July 31, 1912Full Service Brick and Mortar
    111975Liberal Branch134 South Main, Liberal, MO 64762June 23, 1959Full Service Brick and Mortar

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