Hometown Bank, National Association in Carthage, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Hometown Bank, National Association - Overview

  • General
  • FDIC Certificate #: 34727
    Status: Active
    Federal Reserve ID: 2648376
    Bank Holding Company (Regulatory Top Holder): Hometown Bancshares, Inc. (RSSDID: 2648367, Location: Carthage, MO)
    Date Established: June 08, 1998
    WWW: http://www.ehometownbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Domestic: 7, Interstate: No)
    FDIC's unique #: 61411
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 08, 1998
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 312 West Central, Carthage, MO 64836
    County: Jasper
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
    Core Based Statistical Area (CBSA): Joplin, MO (#27900)
    CBSA Metro Statistical Area: Joplin, MO (#27900)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $182.7 mil
    Equity capital: $19.3 mil
    Deposits held in domestic offices: $150.2 mil
    Return on assets (ROA): -0.54% (-$1.0 mil)
    Quarterly return on assets: 0.38% ($0.7 mil)
    Return on Equity (ROE): -5.37% (-$1.0 mil)
    Quarterly return on equity: 3.67% ($0.7 mil)
    Net income: -$1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: -0.54% (-$986.7 mil)
    Quarterly Pretax return on assets: 0.38% ($694.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 76Total employees (full-time equivalent)
  • $182,716Total assets
  • $11,589Cash and due from depository institutions
  • $8,752Interest-bearing balances
  • $30,293Securities
  • $2,844Federal funds sold & reverse repurchase agreements
  • $110,193Net loans & leases
  • $5,252Loan loss allowance
  • $0Trading account assets
  • $16,748Bank premises and fixed assets
  • $8,254Other real estate owned
  • $0Goodwill and other intangibles
  • $182,716Life insurance assets
  • $2,795All other assets
  • $163,450Total liabilities and capital
  • $150,192Total liabilities
  • $131,398Total deposits
  • $150,192Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 2547.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $10,100Trading liabilities
  • $0Other borrowed funds
  • $611Subordinated debt
  • $19,266All other liabilities
  • $19,266Total equity capital
  • $19,266Total bank equity capital
  • $0Perpetual preferred stock
  • $2,500Common stock
  • $18,250Surplus
  • $-1,484Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,658Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,684Income earned, not collected on loans
  • $289Earning assets
  • $847Long-term assets (5+ years)
  • $152,082Average Assets, year-to-date
  • $32,718Average Assets, quarterly
  • $191,448Volatile liabilities
  • $186,764Insider loans
  • $127,923FHLB advances
  • $186,089Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $19,079Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $15,470Restructured Loans and leases
  • $5,796Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,360Total interest income
  • $1,860Total interest expense
  • $6,500Net interest income
  • $1,000Provision for loan and lease losses
  • $1,991Total noninterest income
  • $0Fiduciary activities
  • $712Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,279Additional noninterest income
  • $8,530Total noninterest expense
  • $4,375Salaries and employee benefits
  • $1,412Premises and equipment expense
  • $2,743Additional noninterest expense
  • -$1,039Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$1,039Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,039Net income attributable to bank
  • $0Net charge-offs
  • -$1,039Cash dividends
  • $1,934Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.22%Yield on earning assets
  • 1.16%Cost of funding earning assets
  • 4.06%Net interest margin
  • 1.24%Noninterest income to earning assets
  • 5.33%Noninterest expense to earning assets
  • -0.54%Net operating income to assets
  • -0.54%Return on assets (ROA)
  • -0.54%Pretax return on assets
  • -5.37%Return on equity (ROE)
  • -5.37%Retained earnings to average equity (YTD only)
  • 1.44%Net charge-offs to loans
  • 51.71%Credit loss provision to net charge-offs
  • -0.02%Efficiency ratio
  • 100,459Assets per employee
  • 2.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.55%Loss allowance to noncurrent loans
  • 142.56%Noncurrent assets plus other real estate owned to assets
  • 6.53%Noncurrent loans to loans
  • 3.19%Net loans and leases to deposits
  • 73.37%Net loans and leases to core deposits
  • 74.68%Equity capital to assets
  • 10.54%Core capital (leverage) ratio
  • 10.25%Tier 1 risk-based capital ratio
  • 14.91%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $191,448Average earning assets
  • $19,363Average equity
  • $160,107Average loans

List of branches

  • 7 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    061411Hometown Bank, National Association312 West Central, Carthage, MO 64836June 08, 1998Full Service Brick and Mortar
    1290795Joplin Branch1429 East 32nd Street, Joplin, MO 64804September 30, 1998Full Service Brick and Mortar
    2359613Fairlawn Drive Branch2435 Fairlawn Drive, Carthage, MO 64836January 08, 2001Full Service Brick and Mortar
    3360275Neosho Branch1285 South Neosho Boulevard Branch, Neosho, MO 64850April 16, 2001Full Service Brick and Mortar
    4442458Oronogo Branch901 Hwy D, Oronogo, MO 64855June 08, 2005Full Service Brick and Mortar
    5447464State Line Facility Branch21196 U.S. Highway 71, Pineville, MO 64856November 28, 2005Full Service Brick and Mortar
    6458763Hometown Bank- Joplin South Facility3016 South Mcclelland Boulevard, Joplin, MO 64804November 27, 2006Full Service Brick and Mortar

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