Bank of Moundville in Moundville, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bank of Moundville - Overview

  • General
  • FDIC Certificate #: 9057
    Status: Active
    Federal Reserve ID: 586335
    Bank Holding Company (Regulatory Top Holder): Moundville Bancshares, Inc. (RSSDID: 2317690, Location: Moundville, AL)
    Date Established: September 17, 1907
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 5795
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 24, 2011
    Last Structure Change Process Date: Febuary 24, 2011
    Last Data Update: Febuary 24, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 319 Market St, Moundville, AL 35474
    County: Hale
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Shelby
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Tuscaloosa, AL (#46220)
    CBSA Metro Statistical Area: Tuscaloosa, AL (#46220)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $106.2 mil
    Equity capital: $9.4 mil
    Deposits held in domestic offices: $95.2 mil
    Return on assets (ROA): 0.83% ($0.9 mil)
    Quarterly return on assets: 0.53% ($0.6 mil)
    Return on Equity (ROE): 10.39% ($0.9 mil)
    Quarterly return on equity: 6.04% ($0.5 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.87% ($924.1 mil)
    Quarterly Pretax return on assets: 0.54% ($573.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $106,223Total assets
  • $5,367Cash and due from depository institutions
  • $1,475Interest-bearing balances
  • $69,516Securities
  • $3,215Federal funds sold & reverse repurchase agreements
  • $21,793Net loans & leases
  • $260Loan loss allowance
  • $0Trading account assets
  • $2,979Bank premises and fixed assets
  • $2,014Other real estate owned
  • $0Goodwill and other intangibles
  • $106,223Life insurance assets
  • $1,339All other assets
  • $96,865Total liabilities and capital
  • $95,168Total liabilities
  • $84,141Total deposits
  • $95,168Interest-bearing deposits
  • $75Deposits held in domestic offices
  • 575.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $19Trading liabilities
  • $0Other borrowed funds
  • $1,103Subordinated debt
  • $9,358All other liabilities
  • $9,358Total equity capital
  • $9,358Total bank equity capital
  • $0Perpetual preferred stock
  • $478Common stock
  • $450Surplus
  • $8,430Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $192Income earned, not collected on loans
  • $0Earning assets
  • $743Long-term assets (5+ years)
  • $95,999Average Assets, year-to-date
  • $63,375Average Assets, quarterly
  • $104,140Volatile liabilities
  • $108,547Insider loans
  • $49,021FHLB advances
  • $104,934Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,185Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,165Restructured Loans and leases
  • $750Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,908Total interest income
  • $1,243Total interest expense
  • $2,665Net interest income
  • $20Provision for loan and lease losses
  • $348Total noninterest income
  • $0Fiduciary activities
  • $213Service charges on deposit accounts
  • $0Trading account gains & fees
  • $135Additional noninterest income
  • $2,265Total noninterest expense
  • $1,033Salaries and employee benefits
  • $310Premises and equipment expense
  • $922Additional noninterest expense
  • $728Pre-tax net operating income
  • $177Securities gains (losses)
  • $42Applicable income taxes
  • $863Income before extraordinary items
  • $0Extraordinary gains - net
  • $863Net income attributable to bank
  • $0Net charge-offs
  • $863Cash dividends
  • $29Sale, conversion, retirement of capital stock, net
  • $372Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.16%Yield on earning assets
  • 1.32%Cost of funding earning assets
  • 2.84%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 2.41%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.83%Return on assets (ROA)
  • 0.87%Pretax return on assets
  • 10.39%Return on equity (ROE)
  • 5.91%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 68.97%Credit loss provision to net charge-offs
  • 25.79%Efficiency ratio
  • 75,174Assets per employee
  • 6.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 43.11%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 135.42%Noncurrent assets plus other real estate owned to assets
  • 2.08%Noncurrent loans to loans
  • 0.87%Net loans and leases to deposits
  • 22.90%Net loans and leases to core deposits
  • 26.31%Equity capital to assets
  • 8.81%Core capital (leverage) ratio
  • 7.80%Tier 1 risk-based capital ratio
  • 16.70%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $104,140Average earning assets
  • $8,303Average equity
  • $93,840Average loans

List of branches

  • 1 Alabama Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05795Bank Of Moundville319 Market St, Moundville, AL 35474September 17, 1907Full Service Brick and Mortar

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