Bank of New Cambria in New Cambria, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of New Cambria - Overview

  • General
  • FDIC Certificate #: 10626
    Status: Active
    Federal Reserve ID: 879550
    Date Established: March 18, 1933
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 6811
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 S. Main St., New Cambria, MO 63558
    County: Macon
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $32.8 mil
    Equity capital: $3.2 mil
    Deposits held in domestic offices: $29.5 mil
    Return on assets (ROA): -0.26% (-$0.1 mil)
    Quarterly return on assets: -0.72% (-$0.2 mil)
    Return on Equity (ROE): -2.61% (-$0.1 mil)
    Quarterly return on equity: -7.17% (-$0.2 mil)
    Net income: -$0.1 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: -0.43% (-$141.1 mil)
    Quarterly Pretax return on assets: -0.95% (-$311.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $32,822Total assets
  • $5,724Cash and due from depository institutions
  • $4,672Interest-bearing balances
  • $8,904Securities
  • $301Federal funds sold & reverse repurchase agreements
  • $16,378Net loans & leases
  • $181Loan loss allowance
  • $0Trading account assets
  • $867Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $32,822Life insurance assets
  • $648All other assets
  • $29,621Total liabilities and capital
  • $29,510Total liabilities
  • $26,295Total deposits
  • $29,510Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $111Subordinated debt
  • $3,201All other liabilities
  • $3,201Total equity capital
  • $3,201Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $150Surplus
  • $2,951Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $214Income earned, not collected on loans
  • $0Earning assets
  • $331Long-term assets (5+ years)
  • $30,255Average Assets, year-to-date
  • $12,750Average Assets, quarterly
  • $31,703Volatile liabilities
  • $32,401Insider loans
  • $21,558FHLB advances
  • $33,027Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,043Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,282Restructured Loans and leases
  • $536Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,289Total interest income
  • $245Total interest expense
  • $1,044Net interest income
  • $286Provision for loan and lease losses
  • $111Total noninterest income
  • $0Fiduciary activities
  • $79Service charges on deposit accounts
  • $0Trading account gains & fees
  • $32Additional noninterest income
  • $1,005Total noninterest expense
  • $606Salaries and employee benefits
  • $154Premises and equipment expense
  • $245Additional noninterest expense
  • -$136Pre-tax net operating income
  • $0Securities gains (losses)
  • -$53Applicable income taxes
  • -$83Income before extraordinary items
  • $0Extraordinary gains - net
  • -$83Net income attributable to bank
  • $0Net charge-offs
  • -$83Cash dividends
  • $387Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.42%Yield on earning assets
  • 0.84%Cost of funding earning assets
  • 3.58%Net interest margin
  • 0.38%Noninterest income to earning assets
  • 3.45%Noninterest expense to earning assets
  • -0.26%Net operating income to assets
  • -0.26%Return on assets (ROA)
  • -0.43%Pretax return on assets
  • -2.61%Return on equity (ROE)
  • -2.61%Retained earnings to average equity (YTD only)
  • 2.35%Net charge-offs to loans
  • 73.90%Credit loss provision to net charge-offs
  • 0.39%Efficiency ratio
  • 87,013Assets per employee
  • 2.98%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 84.58%Noncurrent assets plus other real estate owned to assets
  • 0.65%Noncurrent loans to loans
  • 1.29%Net loans and leases to deposits
  • 55.50%Net loans and leases to core deposits
  • 56.14%Equity capital to assets
  • 9.75%Core capital (leverage) ratio
  • 9.21%Tier 1 risk-based capital ratio
  • 14.12%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $31,703Average earning assets
  • $3,179Average equity
  • $29,166Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06811Bank Of New Cambria200 S. Main St., New Cambria, MO 63558March 18, 1933Full Service Brick and Mortar
    1418790Bevier Branch1003 State Highway C, Bevier, MO 63532March 31, 2003Full Service Brick and Mortar

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