First Missouri Bank in Brookfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Missouri Bank - Overview

  • General
  • FDIC Certificate #: 28930
    Status: Active
    Federal Reserve ID: 710176
    Bank Holding Company (Regulatory Top Holder): First Missouri Bancshares, Inc. (RSSDID: 3963526, Location: Brookfield, MO)
    Date Established: May 01, 1934
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 2639
    FDIC's unique #: 41764
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 18, 1935
    Last Structure Change Effective Date: December 19, 2011
    Last Structure Change Process Date: December 20, 2011
    Last Data Update: December 20, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 West Lockling, Brookfield, MO 64628
    County: Linn
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Name Change
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
  • Financial Summary
  • Total assets: $114.5 mil
    Equity capital: $12.3 mil
    Deposits held in domestic offices: $100.8 mil
    Return on assets (ROA): 1.09% ($1.2 mil)
    Quarterly return on assets: 1.25% ($1.4 mil)
    Return on Equity (ROE): 10.20% ($1.2 mil)
    Quarterly return on equity: 11.77% ($1.4 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.09% ($1,247.7 mil)
    Quarterly Pretax return on assets: 1.25% ($1,430.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $114,469Total assets
  • $7,507Cash and due from depository institutions
  • $5,100Interest-bearing balances
  • $15,155Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $86,288Net loans & leases
  • $1,314Loan loss allowance
  • $0Trading account assets
  • $3,276Bank premises and fixed assets
  • $146Other real estate owned
  • $0Goodwill and other intangibles
  • $114,469Life insurance assets
  • $2,097All other assets
  • $102,160Total liabilities and capital
  • $100,796Total liabilities
  • $91,800Total deposits
  • $100,796Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,115Trading liabilities
  • $0Other borrowed funds
  • $249Subordinated debt
  • $12,309All other liabilities
  • $12,309Total equity capital
  • $12,309Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $6,039Surplus
  • $5,770Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $185Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $808Income earned, not collected on loans
  • $0Earning assets
  • $1,100Long-term assets (5+ years)
  • $106,543Average Assets, year-to-date
  • $28,130Average Assets, quarterly
  • $111,842Volatile liabilities
  • $115,424Insider loans
  • $79,089FHLB advances
  • $116,117Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,276Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,509Restructured Loans and leases
  • $2,218Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,834Total interest income
  • $1,391Total interest expense
  • $4,443Net interest income
  • $393Provision for loan and lease losses
  • $415Total noninterest income
  • $0Fiduciary activities
  • $370Service charges on deposit accounts
  • $0Trading account gains & fees
  • $45Additional noninterest income
  • $3,183Total noninterest expense
  • $1,557Salaries and employee benefits
  • $465Premises and equipment expense
  • $1,161Additional noninterest expense
  • $1,282Pre-tax net operating income
  • -$65Securities gains (losses)
  • $0Applicable income taxes
  • $1,217Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,217Net income attributable to bank
  • $0Net charge-offs
  • $1,217Cash dividends
  • $151Sale, conversion, retirement of capital stock, net
  • $530Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.60%Yield on earning assets
  • 1.33%Cost of funding earning assets
  • 4.26%Net interest margin
  • 0.40%Noninterest income to earning assets
  • 3.05%Noninterest expense to earning assets
  • 1.15%Net operating income to assets
  • 1.09%Return on assets (ROA)
  • 1.09%Pretax return on assets
  • 10.20%Return on equity (ROE)
  • 5.76%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 260.26%Credit loss provision to net charge-offs
  • 11.09%Efficiency ratio
  • 65,521Assets per employee
  • 3.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 43.55%Loss allowance to loans
  • 1.50%Loss allowance to noncurrent loans
  • 162.62%Noncurrent assets plus other real estate owned to assets
  • 0.83%Noncurrent loans to loans
  • 0.92%Net loans and leases to deposits
  • 85.61%Net loans and leases to core deposits
  • 93.15%Equity capital to assets
  • 10.75%Core capital (leverage) ratio
  • 10.57%Tier 1 risk-based capital ratio
  • 15.52%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $111,842Average earning assets
  • $11,929Average equity
  • $104,229Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041764First Missouri Bank300 West Lockling, Brookfield, MO 64628May 01, 1934Full Service Brick and Mortar
    1448825Sam Barr Drive Branch455 Sam Barr Drive, Kearney, MO 64060January 30, 2006Full Service Brick and Mortar

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