Bank of Northern Illinois in Glenview, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 31, 1995

  • Bank of Northern Illinois in Glenview, Illinois (IL)
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Bank of Northern Illinois - Overview

  • General
  • FDIC Certificate #: 18267
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: State Financial Bank, National Association (#3753)
    Federal Reserve ID: 619635
    Date Established: June 30, 1960
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 10827
    FDIC's unique #: 12183
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 30, 1960
    Last Structure Change Effective Date: July 31, 1995
    Last Structure Change Process Date: August 21, 1995
    Last Data Update: August 21, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 1301 Waukegan Road, Glenview, IL 60025
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $61.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $36Total assets
  • $63,999Cash and due from depository institutions
  • $4,553Interest-bearing balances
  • $0Securities
  • $11,600Federal funds sold & reverse repurchase agreements
  • $1,150Net loans & leases
  • $43,909Loan loss allowance
  • $739Trading account assets
  • $0Bank premises and fixed assets
  • $1,774Other real estate owned
  • $0Goodwill and other intangibles
  • $848Life insurance assets
  • $165All other assets
  • $0Total liabilities and capital
  • $63,999Total liabilities
  • $59,171Total deposits
  • $58,854Interest-bearing deposits
  • $45,719Deposits held in domestic offices
  • 58854.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $317Total equity capital
  • $317Total bank equity capital
  • $4,828Perpetual preferred stock
  • $0Common stock
  • $582Surplus
  • $3,271Undivided profits
  • Memoranda
  • $975Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $327Income earned, not collected on loans
  • $452Earning assets
  • $56,659Long-term assets (5+ years)
  • $6,176Average Assets, year-to-date
  • $62,348Average Assets, quarterly
  • $63,210Volatile liabilities
  • $1,302Insider loans
  • $672FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,538Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,882Total risk weighted assets
  • $49,116Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,480Total interest expense
  • $1,688Net interest income
  • $3,792Provision for loan and lease losses
  • $510Total noninterest income
  • $441Fiduciary activities
  • $0Service charges on deposit accounts
  • $272Trading account gains & fees
  • $0Additional noninterest income
  • $169Total noninterest expense
  • $2,893Salaries and employee benefits
  • $1,446Premises and equipment expense
  • $477Additional noninterest expense
  • $970Pre-tax net operating income
  • $830Securities gains (losses)
  • $3Applicable income taxes
  • $285Income before extraordinary items
  • $548Extraordinary gains - net
  • $0Net income attributable to bank
  • $548Net charge-offs
  • $398Cash dividends
  • $582Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.64%Cost of funding earning assets
  • 2.97%Net interest margin
  • 6.67%Noninterest income to earning assets
  • 0.78%Noninterest expense to earning assets
  • 5.09%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 0.88%Pretax return on assets
  • 1.34%Return on equity (ROE)
  • 10.91%Retained earnings to average equity (YTD only)
  • -0.68%Net charge-offs to loans
  • 0.91%Credit loss provision to net charge-offs
  • 128.14%Efficiency ratio
  • 68,155Assets per employee
  • 1.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 106.20%Loss allowance to loans
  • 1.66%Loss allowance to noncurrent loans
  • 225.99%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 74.61%Net loans and leases to core deposits
  • 76.29%Equity capital to assets
  • 7.54%Core capital (leverage) ratio
  • 7.81%Tier 1 risk-based capital ratio
  • 9.94%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $62,348Average earning assets
  • $5,023Average equity
  • $56,871Average loans

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