State Financial Bank, National Association in Hales Corners, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 04, 2005

  • State Financial Bank, National Association in Hales Corners, Wisconsin (WI)
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State Financial Bank, National Association - Overview

  • General
  • FDIC Certificate #: 3753
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Associated Bank, National Association (#5296)
    Federal Reserve ID: 925840
    Date Established: May 01, 1852
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 29 (Interstate: No)
    OTS Docket #: 10807
    FDIC's unique #: 2418
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 04, 2005
    Last Structure Change Process Date: Febuary 09, 2006
    Last Data Update: Febuary 09, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 10708 West Janesville Road, Hales Corners, WI 53130
    County: Milwaukee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • Financial Summary
  • Total assets: $1,666.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 367Total employees (full-time equivalent)
  • $1,458,411Total assets
  • $36,497Cash and due from depository institutions
  • $1,560Interest-bearing balances
  • $360,457Securities
  • $14,969Federal funds sold & reverse repurchase agreements
  • $925,930Net loans & leases
  • $12,347Loan loss allowance
  • $0Trading account assets
  • $32,760Bank premises and fixed assets
  • $872Other real estate owned
  • $39,540Goodwill and other intangibles
  • $0Life insurance assets
  • $47,386All other assets
  • $1,458,411Total liabilities and capital
  • $1,301,145Total liabilities
  • $1,083,971Total deposits
  • $904,630Interest-bearing deposits
  • $1,083,971Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $143,724Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $67,300Other borrowed funds
  • $0Subordinated debt
  • $6,150All other liabilities
  • $157,266Total equity capital
  • $157,266Total bank equity capital
  • $157,266Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $136,315Undivided profits
  • Memoranda
  • $20,351Noncurrent loans and leases
  • $265,050Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $6,857Earning assets
  • $91Long-term assets (5+ years)
  • $5,434Average Assets, year-to-date
  • $1,302,916Average Assets, quarterly
  • $153,920Volatile liabilities
  • $1,518,834Insider loans
  • $1,539,639FHLB advances
  • $339,282Loans and leases held for sale
  • $34,264Unused loan commitments
  • $67,300Tier 1 (core) risk-based capital
  • $18,822Tier 2 risk-based capital
  • $3,130Total risk weighted assets
  • $265,050Total unused commitments
  • $0Restructured Loans and leases
  • $12,347Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $68,246Total interest income
  • $19,472Total interest expense
  • $48,774Net interest income
  • $2,381Provision for loan and lease losses
  • $11,517Total noninterest income
  • $0Fiduciary activities
  • $5,101Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,416Additional noninterest income
  • $35,223Total noninterest expense
  • $15,169Salaries and employee benefits
  • $6,573Premises and equipment expense
  • $13,481Additional noninterest expense
  • $22,687Pre-tax net operating income
  • $54Securities gains (losses)
  • $7,230Applicable income taxes
  • $15,511Income before extraordinary items
  • $0Extraordinary gains - net
  • $15,511Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $740Sale, conversion, retirement of capital stock, net
  • $10,700Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.06%Yield on earning assets
  • 1.44%Cost of funding earning assets
  • 3.62%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 2.61%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.50%Pretax return on assets
  • 9.93%Return on equity (ROE)
  • 3.08%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 321.76%Credit loss provision to net charge-offs
  • 33.88%Efficiency ratio
  • 58,359Assets per employee
  • 3.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.98%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 180.06%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 85.42%Net loans and leases to core deposits
  • 100.63%Equity capital to assets
  • 10.78%Core capital (leverage) ratio
  • 8.14%Tier 1 risk-based capital ratio
  • 10.55%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,518,834Average earning assets
  • $156,248Average equity
  • $1,347,961Average loans

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