Bank of Petaluma in Petaluma, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 02, 2004

  • Bank of Petaluma in Petaluma, California (CA)
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Bank of Petaluma - Overview

  • General
  • FDIC Certificate #: 27064
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Greater Bay Bank, National Association (#27068)
    Federal Reserve ID: 796965
    Date Established: September 21, 1987
    WWW: http://www.bankofpetaluma.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    OTS Docket #: 10474
    FDIC's unique #: 38667
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 21, 1987
    Last Structure Change Effective Date: Febuary 02, 2004
    Last Structure Change Process Date: March 02, 2004
    Last Data Update: March 02, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 Petaluma Blvd. South, Petaluma, CA 94954
    County: Sonoma
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Santa Rosa, CA (#7500)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): Santa Rosa-Petaluma, CA (#42220)
    CBSA Metro Statistical Area: Santa Rosa-Petaluma, CA (#42220)
  • Financial Summary
  • Total assets: $386.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $386,065Total assets
  • $16,481Cash and due from depository institutions
  • $168Interest-bearing balances
  • $167,228Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $185,629Net loans & leases
  • $3,491Loan loss allowance
  • $0Trading account assets
  • $4,544Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $12,183All other assets
  • $386,065Total liabilities and capital
  • $360,542Total liabilities
  • $277,246Total deposits
  • $256,171Interest-bearing deposits
  • $277,246Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $31,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $45,000Other borrowed funds
  • $0Subordinated debt
  • $7,296All other liabilities
  • $25,523Total equity capital
  • $25,523Total bank equity capital
  • $25,523Perpetual preferred stock
  • $0Common stock
  • $9,122Surplus
  • $3,500Undivided profits
  • Memoranda
  • $12,901Noncurrent loans and leases
  • $32,840Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $180Earning assets
  • $0Long-term assets (5+ years)
  • $1,874Average Assets, year-to-date
  • $353,025Average Assets, quarterly
  • $116,754Volatile liabilities
  • $379,888Insider loans
  • $379,564FHLB advances
  • $117,391Loans and leases held for sale
  • $7,062Unused loan commitments
  • $45,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,561Total risk weighted assets
  • $32,840Total unused commitments
  • $0Restructured Loans and leases
  • $2,991Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $16,420Total interest income
  • $4,219Total interest expense
  • $12,201Net interest income
  • $3Provision for loan and lease losses
  • $1,204Total noninterest income
  • $0Fiduciary activities
  • $521Service charges on deposit accounts
  • $0Trading account gains & fees
  • $683Additional noninterest income
  • $9,128Total noninterest expense
  • $2,381Salaries and employee benefits
  • $717Premises and equipment expense
  • $6,030Additional noninterest expense
  • $4,274Pre-tax net operating income
  • $199Securities gains (losses)
  • $1,684Applicable income taxes
  • $2,789Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,789Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$3Sale, conversion, retirement of capital stock, net
  • $969Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.69%Yield on earning assets
  • 1.20%Cost of funding earning assets
  • 3.48%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 2.61%Noninterest expense to earning assets
  • 0.70%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 1.18%Pretax return on assets
  • 11.01%Return on equity (ROE)
  • 7.18%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • -100.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 68,094Assets per employee
  • 11.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.74%Loss allowance to loans
  • 1.85%Loss allowance to noncurrent loans
  • 1939.44%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 66.95%Net loans and leases to core deposits
  • 78.70%Equity capital to assets
  • 6.61%Core capital (leverage) ratio
  • 7.51%Tier 1 risk-based capital ratio
  • 11.86%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $379,888Average earning assets
  • $25,336Average equity
  • $350,171Average loans

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