Bank of Saline in Saline, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2001

  • Bank of Saline in Saline, Louisiana (LA)
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Bank of Saline - Overview

  • General
  • FDIC Certificate #: 8802
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Sabine State Bank and Trust Company (#8141)
    Federal Reserve ID: 858751
    Date Established: Febuary 25, 1904
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 5606
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2001
    Last Structure Change Process Date: March 22, 2001
    Last Data Update: March 22, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Saline, LA 71070
    County: Bienville
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $8.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $8,450Total assets
  • $627Cash and due from depository institutions
  • $100Interest-bearing balances
  • $4,724Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $2,943Net loans & leases
  • $53Loan loss allowance
  • $0Trading account assets
  • $15Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $141All other assets
  • $8,450Total liabilities and capital
  • $6,621Total liabilities
  • $6,586Total deposits
  • $5,191Interest-bearing deposits
  • $6,586Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $35All other liabilities
  • $1,829Total equity capital
  • $1,829Total bank equity capital
  • $1,829Perpetual preferred stock
  • $0Common stock
  • $30Surplus
  • $200Undivided profits
  • Memoranda
  • $1,599Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $79Earning assets
  • $0Long-term assets (5+ years)
  • $13Average Assets, year-to-date
  • $7,767Average Assets, quarterly
  • $88Volatile liabilities
  • $8,476Insider loans
  • $8,475FHLB advances
  • $1,214Loans and leases held for sale
  • $6Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $47Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $604Total interest income
  • $236Total interest expense
  • $368Net interest income
  • $0Provision for loan and lease losses
  • $84Total noninterest income
  • $0Fiduciary activities
  • $69Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15Additional noninterest income
  • $346Total noninterest expense
  • $169Salaries and employee benefits
  • $52Premises and equipment expense
  • $125Additional noninterest expense
  • $106Pre-tax net operating income
  • $0Securities gains (losses)
  • $23Applicable income taxes
  • $83Income before extraordinary items
  • $0Extraordinary gains - net
  • $83Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $3Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.70%Yield on earning assets
  • 3.01%Cost of funding earning assets
  • 4.69%Net interest margin
  • 1.07%Noninterest income to earning assets
  • 4.41%Noninterest expense to earning assets
  • 0.98%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 4.62%Return on equity (ROE)
  • 4.45%Retained earnings to average equity (YTD only)
  • -0.17%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 76,549Assets per employee
  • 1.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3.61%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 67.09%Noncurrent assets plus other real estate owned to assets
  • 0.93%Noncurrent loans to loans
  • 2.64%Net loans and leases to deposits
  • 44.69%Net loans and leases to core deposits
  • 54.78%Equity capital to assets
  • 21.64%Core capital (leverage) ratio
  • 21.06%Tier 1 risk-based capital ratio
  • 48.50%Total risk-based capital ratio
  • Memoranda
  • $50Average assets
  • $8,476Average earning assets
  • $1,796Average equity
  • $7,843Average loans

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