Bank of Stapleton in Stapleton, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Stapleton - Overview

  • General
  • FDIC Certificate #: 9820
    Status: Active
    Federal Reserve ID: 568854
    Bank Holding Company (Regulatory Top Holder): Stapleton Investment Company (RSSDID: 1055566, Location: Stapleton, NE)
    Date Established: January 01, 1905
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 6292
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 324 Main St, Stapleton, NE 69163
    County: Logan
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): North Platte, NE (#35820)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $22.1 mil
    Equity capital: $2.2 mil
    Deposits held in domestic offices: $17.9 mil
    Return on assets (ROA): 0.34% ($0.1 mil)
    Quarterly return on assets: -1.00% (-$0.2 mil)
    Return on Equity (ROE): 3.29% ($0.1 mil)
    Quarterly return on equity: -10.06% (-$0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.61% ($134.9 mil)
    Quarterly Pretax return on assets: -0.98% (-$216.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $22,113Total assets
  • $1,100Cash and due from depository institutions
  • $8Interest-bearing balances
  • $2,230Securities
  • $694Federal funds sold & reverse repurchase agreements
  • $16,498Net loans & leases
  • $175Loan loss allowance
  • $0Trading account assets
  • $744Bank premises and fixed assets
  • $126Other real estate owned
  • $0Goodwill and other intangibles
  • $22,113Life insurance assets
  • $721All other assets
  • $19,956Total liabilities and capital
  • $17,879Total liabilities
  • $14,383Total deposits
  • $17,879Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,900Trading liabilities
  • $0Other borrowed funds
  • $177Subordinated debt
  • $2,157All other liabilities
  • $2,157Total equity capital
  • $2,157Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $675Surplus
  • $1,332Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2Income earned, not collected on loans
  • $0Earning assets
  • $233Long-term assets (5+ years)
  • $19,430Average Assets, year-to-date
  • $4,505Average Assets, quarterly
  • $20,969Volatile liabilities
  • $22,108Insider loans
  • $18,852FHLB advances
  • $22,283Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,137Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,019Restructured Loans and leases
  • $706Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,232Total interest income
  • $199Total interest expense
  • $1,033Net interest income
  • $30Provision for loan and lease losses
  • $113Total noninterest income
  • $0Fiduciary activities
  • $85Service charges on deposit accounts
  • $0Trading account gains & fees
  • $28Additional noninterest income
  • $989Total noninterest expense
  • $588Salaries and employee benefits
  • $30Premises and equipment expense
  • $371Additional noninterest expense
  • $127Pre-tax net operating income
  • $0Securities gains (losses)
  • $55Applicable income taxes
  • $72Income before extraordinary items
  • $0Extraordinary gains - net
  • $72Net income attributable to bank
  • $0Net charge-offs
  • $72Cash dividends
  • -$21Sale, conversion, retirement of capital stock, net
  • $60Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.61%Yield on earning assets
  • 1.07%Cost of funding earning assets
  • 5.54%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 5.30%Noninterest expense to earning assets
  • 0.34%Net operating income to assets
  • 0.34%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 3.29%Return on equity (ROE)
  • 0.55%Retained earnings to average equity (YTD only)
  • -0.13%Net charge-offs to loans
  • -142.86%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 86,300Assets per employee
  • 2.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 83.33%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 8750.00%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 92.28%Net loans and leases to core deposits
  • 92.28%Equity capital to assets
  • 9.75%Core capital (leverage) ratio
  • 9.59%Tier 1 risk-based capital ratio
  • 11.34%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $20,969Average earning assets
  • $2,187Average equity
  • $18,648Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06292Bank Of Stapleton324 Main St, Stapleton, NE 69163January 01, 1905Full Service Brick and Mortar
    1457633Bank Of Stapleton North Platte Branc418 East Francis, North Platte, NE 69101January 02, 2007Full Service Brick and Mortar

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