Bank of Stapleton in city_name, state_name - Detailed Financial Reports, Location

Bank of Stapleton in Stapleton, Nebraska (NE)
Show street view No street view available for this location

Bank of Stapleton routing number info

Bank of Stapleton - Overview

General
FDIC Certificate #: 9820
Status: Active
Federal Reserve ID: 568854
Bank Holding Company (Regulatory Top Holder): Stapleton Investment Company (RSSDID: 1055566, Location: Stapleton, NE)
Date Established: January 01, 1905
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 6292
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 324 Main St, Stapleton, NE 69163
County: Logan
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): North Platte, NE (#35820)
CBSA Micro Statistical Area: Yes
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $22.1 mil
Equity capital: $2.2 mil
Deposits held in domestic offices: $17.9 mil
Return on assets (ROA): 0.34% ($0.1 mil)
Quarterly return on assets: -1.00% (-$0.2 mil)
Return on Equity (ROE): 3.29% ($0.1 mil)
Quarterly return on equity: -10.06% (-$0.2 mil)
Net income: $0.1 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 0.61% ($134.9 mil)
Quarterly Pretax return on assets: -0.98% (-$216.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
8Total employees (full-time equivalent)
$22,113Total assets
$1,100Cash and due from depository institutions
$8Interest-bearing balances
$2,230Securities
$694Federal funds sold & reverse repurchase agreements
$16,498Net loans & leases
$175Loan loss allowance
$0Trading account assets
$744Bank premises and fixed assets
$126Other real estate owned
$0Goodwill and other intangibles
$22,113Life insurance assets
$721All other assets
$19,956Total liabilities and capital
$17,879Total liabilities
$14,383Total deposits
$17,879Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,900Trading liabilities
$0Other borrowed funds
$177Subordinated debt
$2,157All other liabilities
$2,157Total equity capital
$2,157Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$675Surplus
$1,332Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2Income earned, not collected on loans
$0Earning assets
$233Long-term assets (5+ years)
$19,430Average Assets, year-to-date
$4,505Average Assets, quarterly
$20,969Volatile liabilities
$22,108Insider loans
$18,852FHLB advances
$22,283Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,137Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,019Restructured Loans and leases
$706Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,232Total interest income
$199Total interest expense
$1,033Net interest income
$30Provision for loan and lease losses
$113Total noninterest income
$0Fiduciary activities
$85Service charges on deposit accounts
$0Trading account gains & fees
$28Additional noninterest income
$989Total noninterest expense
$588Salaries and employee benefits
$30Premises and equipment expense
$371Additional noninterest expense
$127Pre-tax net operating income
$0Securities gains (losses)
$55Applicable income taxes
$72Income before extraordinary items
$0Extraordinary gains - net
$72Net income attributable to bank
$0Net charge-offs
$72Cash dividends
-$21Sale, conversion, retirement of capital stock, net
$60Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.61%Yield on earning assets
1.07%Cost of funding earning assets
5.54%Net interest margin
0.61%Noninterest income to earning assets
5.30%Noninterest expense to earning assets
0.34%Net operating income to assets
0.34%Return on assets (ROA)
0.61%Pretax return on assets
3.29%Return on equity (ROE)
0.55%Retained earnings to average equity (YTD only)
-0.13%Net charge-offs to loans
-142.86%Credit loss provision to net charge-offs
0.00%Efficiency ratio
86,300Assets per employee
2.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
83.33%Loss allowance to loans
1.05%Loss allowance to noncurrent loans
8750.00%Noncurrent assets plus other real estate owned to assets
0.58%Noncurrent loans to loans
0.01%Net loans and leases to deposits
92.28%Net loans and leases to core deposits
92.28%Equity capital to assets
9.75%Core capital (leverage) ratio
9.59%Tier 1 risk-based capital ratio
11.34%Total risk-based capital ratio
Memoranda
$12Average assets
$20,969Average earning assets
$2,187Average equity
$18,648Average loans

List of branches

2 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	6292	Bank Of Stapleton	324 Main St, Stapleton, NE 69163	January 01, 1905	Full Service Brick and Mortar
1	457633	Bank Of Stapleton North Platte Branc	418 East Francis, North Platte, NE 69101	January 02, 2007	Full Service Brick and Mortar

Bank of Stapleton in Stapleton, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Stapleton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Stapleton in Stapleton, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Stapleton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Stapleton in Stapleton, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches