Bank of Stapleton in Stapleton, Nebraska (NE)



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Bank of Stapleton routing number info

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Bank of Stapleton
GeneralFDIC Certificate #: 9820
Status: Active
Federal Reserve ID: 568854
Bank Holding Company (Regulatory Top Holder): Stapleton Investment Company (RSSDID: 1055566, Location: Stapleton, NE)
Date Established: January 01, 1905
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 6292
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 324 Main St, Stapleton, NE 69163
County: Logan
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): North Platte, NE (#35820)
CBSA Micro Statistical Area: Yes
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $22.1 mil
Equity capital: $2.2 mil
Deposits held in domestic offices: $17.9 mil
Return on assets (ROA): 0.34% ($0.1 mil)
Quarterly return on assets: -1.00% (-$0.2 mil)
Return on Equity (ROE): 3.29% ($0.1 mil)
Quarterly return on equity: -10.06% (-$0.2 mil)
Net income: $0.1 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: 0.61% ($134.9 mil)
Quarterly Pretax return on assets: -0.98% (-$216.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)8
Total assets$22,113
Cash and due from depository institutions$1,100
Interest-bearing balances$8
Securities$2,230
Federal funds sold & reverse repurchase agreements$694
Net loans & leases$16,498
Loan loss allowance $175
Trading account assets$0
Bank premises and fixed assets$744
Other real estate owned$126
Goodwill and other intangibles$0
All other assets$721
Life insurance assets$22,113
Total liabilities and capital$19,956
Total liabilities$17,879
Total deposits$14,383
Interest-bearing deposits$17,879
Deposits held in domestic offices$100
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$1,900
Other borrowed funds $0
Subordinated debt $177
All other liabilities $2,157
Total equity capital$2,157
Total bank equity capital$2,157
Perpetual preferred stock$0
Common stock$150
Surplus$675
Undivided profits $1,332
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $2
Earning assets $0
Long-term assets (5+ years) $233
Average Assets, year-to-date $19,430
Average Assets, quarterly $4,505
Volatile liabilities $20,969
Insider loans $22,108
FHLB advances $18,852
Loans and leases held for sale $22,283
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $2,137
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $2,019
Derivatives$706
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,232
Total interest expense $199
Net interest income $1,033
Provision for loan and lease losses $30
Total noninterest income $113
Fiduciary activities $0
Service charges on deposit accounts $85
Trading account gains & fees $0
Additional noninterest income $28
Total noninterest expense $989
Salaries and employee benefits $588
Premises and equipment expense $30
Additional noninterest expense $371
Pre-tax net operating income $127
Securities gains (losses) $0
Applicable income taxes $55
Income before extraordinary items $72
Extraordinary gains - net $0
Net income attributable to bank $72
Net charge-offs $0
Cash dividends $72
Sale, conversion, retirement of capital stock, net -$21
Net operating income $60
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.61%
Cost of funding earning assets 1.07%
Net interest margin 5.54%
Noninterest income to earning assets 0.61%
Noninterest expense to earning assets 5.30%
Net operating income to assets 0.34%
Return on assets (ROA) 0.34%
Pretax return on assets 0.61%
Return on equity (ROE) 3.29%
Retained earnings to average equity (YTD only) 0.55%
Net charge-offs to loans -0.13%
Credit loss provision to net charge-offs -142.86%
Efficiency ratio0.00%
Assets per employee$86,300
Cash dividends to net income (YTD only)2.76%
Condition Ratios (%)
Loss allowance to loans 83.33%
Loss allowance to noncurrent loans 1.05%
Noncurrent assets plus other real estate owned to assets 8750.00%
Noncurrent loans to loans 0.58%
Net loans and leases to deposits0.01%
Net loans and leases to core deposits 92.28%
Equity capital to assets 92.28%
Core capital (leverage) ratio 9.75%
Tier 1 risk-based capital ratio 9.59%
Total risk-based capital ratio 11.34%
Memoranda
Average assets$12
Average earning assets$20,969
Average equity $2,187
Average loans $18,648
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2 Nebraska Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06292Bank Of Stapleton324 Main St, Stapleton, NE 69163January 01, 1905Full Service Brick and Mortar
1457633Bank Of Stapleton North Platte Branc418 East Francis, North Platte, NE 69101January 02, 2007Full Service Brick and Mortar
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