First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in North Platte, Nebraska (NE)
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First National Bank - Overview

General
FDIC Certificate #: 5449
Status: Active
Federal Reserve ID: 181459
Bank Holding Company (Regulatory Top Holder): Lauritzen Corporation (RSSDID: 1066209, Location: Omaha, NE)
Date Established: May 10, 1886
WWW: http://www.fnbnp.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 15946
FDIC's unique #: 3689
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 201 North Dewey Street, North Platte, NE 69101
County: Lincoln
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): North Platte, NE (#35820)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $433.4 mil
Equity capital: $34.2 mil
Deposits held in domestic offices: $382.5 mil
Return on assets (ROA): 0.84% ($3.6 mil)
Quarterly return on assets: 0.80% ($3.5 mil)
Return on Equity (ROE): 10.94% ($3.7 mil)
Quarterly return on equity: 10.18% ($3.5 mil)
Net income: $3.7 mil
Quarterly Net income: $0.9 mil
Pretax return on assets: 1.26% ($5,461.1 mil)
Quarterly Pretax return on assets: 1.21% ($5,244.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
128Total employees (full-time equivalent)
$433,420Total assets
$60,472Cash and due from depository institutions
$44,173Interest-bearing balances
$56,205Securities
$0Federal funds sold & reverse repurchase agreements
$306,130Net loans & leases
$3,078Loan loss allowance
$0Trading account assets
$1,817Bank premises and fixed assets
$108Other real estate owned
$847Goodwill and other intangibles
$433,420Life insurance assets
$7,841All other assets
$399,211Total liabilities and capital
$382,534Total liabilities
$308,982Total deposits
$382,534Interest-bearing deposits
$87Deposits held in domestic offices
14252.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,425Subordinated debt
$34,209All other liabilities
$34,209Total equity capital
$34,209Total bank equity capital
$0Perpetual preferred stock
$1,500Common stock
$3,200Surplus
$29,509Undivided profits
Memoranda
$0Noncurrent loans and leases
$173Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,512Income earned, not collected on loans
$446Earning assets
$3,426Long-term assets (5+ years)
$406,508Average Assets, year-to-date
$93,078Average Assets, quarterly
$435,223Volatile liabilities
$428,615Insider loans
$255,399FHLB advances
$429,360Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$32,749Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$64,882Restructured Loans and leases
$3,184Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$17,815Total interest income
$2,287Total interest expense
$15,528Net interest income
$819Provision for loan and lease losses
$3,941Total noninterest income
$713Fiduciary activities
$1,866Service charges on deposit accounts
$0Trading account gains & fees
$1,362Additional noninterest income
$13,460Total noninterest expense
$6,622Salaries and employee benefits
$1,709Premises and equipment expense
$5,129Additional noninterest expense
$5,190Pre-tax net operating income
$313Securities gains (losses)
$1,848Applicable income taxes
$3,655Income before extraordinary items
$0Extraordinary gains - net
$3,655Net income attributable to bank
$0Net charge-offs
$3,655Cash dividends
$1,070Sale, conversion, retirement of capital stock, net
$3,000Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.33%Yield on earning assets
0.56%Cost of funding earning assets
3.78%Net interest margin
0.96%Noninterest income to earning assets
3.27%Noninterest expense to earning assets
0.79%Net operating income to assets
0.84%Return on assets (ROA)
1.26%Pretax return on assets
10.94%Return on equity (ROE)
1.96%Retained earnings to average equity (YTD only)
0.35%Net charge-offs to loans
76.54%Credit loss provision to net charge-offs
5.62%Efficiency ratio
69,136Assets per employee
3.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
82.08%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
122.53%Noncurrent assets plus other real estate owned to assets
0.60%Noncurrent loans to loans
0.81%Net loans and leases to deposits
80.03%Net loans and leases to core deposits
81.74%Equity capital to assets
7.89%Core capital (leverage) ratio
7.63%Tier 1 risk-based capital ratio
12.82%Total risk-based capital ratio
Memoranda
$14Average assets
$435,223Average earning assets
$33,395Average equity
$411,305Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$107,187Managed Assets
1Number of Accounts
$81,611Personal trust and agency accounts
$42,326Employee benefit-defined contribution accounts
$3,796Employee benefit-defined benefit accounts
$0Other retirement accounts
$3,773Corporate trust and agency accounts
$0Investment management agency accounts
$31,716Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
211Number of Accounts
$0Personal trust and agency accounts
$3,773Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$25,576Other retirement accounts
$1,622Corporate trust and agency accounts
$14,252Other fiduciary accounts
$1,594Fiduciary accounts held in foreign offices

List of branches

5 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3689	First National Bank	201 North Dewey Street, North Platte, NE 69101	May 10, 1886	Full Service Brick and Mortar
1	207699	South Branch	220 East Philip Avenue, North Platte, NE 69101	April 23, 1975	Full Service Brick and Mortar
3	43356	Scottsbluff Branch	1926 Broadway, Scottsbluff, NE 69361	August 29, 1951	Full Service Brick and Mortar
6	274879	Chadron Branch	315 West 3rd Street, Chadron, NE 69337	March 01, 1935	Full Service Brick and Mortar
9	3626	Alliance Branch	124 West Third Street, Alliance, NE 69301	April 01, 1888	Full Service Brick and Mortar

First National Bank in North Platte, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in North Platte, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in North Platte, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches