Bank of Stockdale, F.S.B. in Bakersfield, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 24, 2001

  • Bank of Stockdale, F.S.B. in Bakersfield, California (CA)
  • Show street view No street view available for this location

Bank of Stockdale, F.S.B. - Overview

  • General
  • FDIC Certificate #: 32275
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Rabobank, National Association (#23364)
    Federal Reserve ID: 772978
    Date Established: Febuary 25, 1985
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8081
    FDIC's unique #: 45109
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 25, 1985
    Last Structure Change Effective Date: May 24, 2001
    Last Structure Change Process Date: June 13, 2001
    Last Data Update: June 13, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 5151 Stockdale Highway, Bakersfield, CA 93309
    County: Kern
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Bakersfield, CA (#680)
    Core Based Statistical Area (CBSA): Bakersfield-Delano, CA (#12540)
    CBSA Metro Statistical Area: Bakersfield-Delano, CA (#12540)
  • Financial Summary
  • Total assets: $210.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 76Total employees (full-time equivalent)
  • $211,627Total assets
  • $7,517Cash and due from depository institutions
  • $841Interest-bearing balances
  • $18,468Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $172,022Net loans & leases
  • $1,334Loan loss allowance
  • $0Trading account assets
  • $1,786Bank premises and fixed assets
  • $257Other real estate owned
  • $84Goodwill and other intangibles
  • $0Life insurance assets
  • $11,493All other assets
  • $211,625Total liabilities and capital
  • $196,775Total liabilities
  • $156,231Total deposits
  • $133,922Interest-bearing deposits
  • $156,231Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $38,900Other borrowed funds
  • $0Subordinated debt
  • $1,644All other liabilities
  • $14,850Total equity capital
  • $14,850Total bank equity capital
  • $14,850Perpetual preferred stock
  • $0Common stock
  • $4,849Surplus
  • $8,309Undivided profits
  • Memoranda
  • $1,692Noncurrent loans and leases
  • $36,338Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $282Earning assets
  • $0Long-term assets (5+ years)
  • $1,128Average Assets, year-to-date
  • $191,331Average Assets, quarterly
  • $0Volatile liabilities
  • $190,186Insider loans
  • $208,301FHLB advances
  • $90,460Loans and leases held for sale
  • $3,508Unused loan commitments
  • $38,900Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $36,338Total unused commitments
  • $493Restructured Loans and leases
  • $1,334Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $15,114Total interest income
  • $8,003Total interest expense
  • $7,111Net interest income
  • $580Provision for loan and lease losses
  • $1,505Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,505Additional noninterest income
  • $6,256Total noninterest expense
  • $3,267Salaries and employee benefits
  • $1,257Premises and equipment expense
  • $1,732Additional noninterest expense
  • $1,780Pre-tax net operating income
  • $566Securities gains (losses)
  • $741Applicable income taxes
  • $1,605Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,605Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $276Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.70%Yield on earning assets
  • 4.61%Cost of funding earning assets
  • 4.09%Net interest margin
  • 0.87%Noninterest income to earning assets
  • 3.60%Noninterest expense to earning assets
  • 0.64%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 12.41%Return on equity (ROE)
  • 12.41%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 210.14%Credit loss provision to net charge-offs
  • 8.55%Efficiency ratio
  • 72,609Assets per employee
  • 2.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.77%Loss allowance to noncurrent loans
  • 473.05%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 110.11%Net loans and leases to core deposits
  • 164.35%Equity capital to assets
  • 7.02%Core capital (leverage) ratio
  • 7.02%Tier 1 risk-based capital ratio
  • 9.27%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $190,186Average earning assets
  • $12,934Average equity
  • $173,769Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Stockdale, F.S.B..
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents