Bank of Sullivan in Sullivan, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Sullivan in Sullivan, Missouri (MO)
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Bank of Sullivan routing number info

Bank of Sullivan - Overview

  • General
  • FDIC Certificate #: 8892
    Status: Active
    Federal Reserve ID: 436953
    Bank Holding Company (Regulatory Top Holder): Mid-Missouri Holding Company, Inc (RSSDID: 2300768, Location: Sullivan, MO)
    Date Established: April 01, 1895
    WWW: http://www.bankofsullivan.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: No)
    OTS Docket #: 12194
    FDIC's unique #: 5682
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 318 West Main Street, Sullivan, MO 63080
    County: Franklin
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $264.6 mil
    Equity capital: $30.7 mil
    Deposits held in domestic offices: $216.3 mil
    Return on assets (ROA): 0.39% ($1.0 mil)
    Quarterly return on assets: -0.03% (-$0.1 mil)
    Return on Equity (ROE): 3.45% ($1.1 mil)
    Quarterly return on equity: -0.28% (-$0.1 mil)
    Net income: $1.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.57% ($1,508.4 mil)
    Quarterly Pretax return on assets: -0.10% (-$264.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 91Total employees (full-time equivalent)
  • $264,633Total assets
  • $6,884Cash and due from depository institutions
  • $1,742Interest-bearing balances
  • $15,559Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $226,797Net loans & leases
  • $3,535Loan loss allowance
  • $0Trading account assets
  • $7,536Bank premises and fixed assets
  • $1,204Other real estate owned
  • $815Goodwill and other intangibles
  • $264,634Life insurance assets
  • $5,838All other assets
  • $233,893Total liabilities and capital
  • $216,342Total liabilities
  • $188,622Total deposits
  • $216,342Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 4901.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $11,848Trading liabilities
  • $0Other borrowed funds
  • $802Subordinated debt
  • $30,741All other liabilities
  • $30,741Total equity capital
  • $30,741Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $6,571Surplus
  • $23,770Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $293Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,751Income earned, not collected on loans
  • $0Earning assets
  • $1,031Long-term assets (5+ years)
  • $244,098Average Assets, year-to-date
  • $21,068Average Assets, quarterly
  • $266,218Volatile liabilities
  • $265,906Insider loans
  • $214,647FHLB advances
  • $268,856Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $29,613Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $35,129Restructured Loans and leases
  • $9,515Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $13,565Total interest income
  • $2,850Total interest expense
  • $10,715Net interest income
  • $1,535Provision for loan and lease losses
  • $2,089Total noninterest income
  • $57Fiduciary activities
  • $889Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,143Additional noninterest income
  • $9,746Total noninterest expense
  • $4,756Salaries and employee benefits
  • $1,012Premises and equipment expense
  • $3,978Additional noninterest expense
  • $1,523Pre-tax net operating income
  • $4Securities gains (losses)
  • $483Applicable income taxes
  • $1,044Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,044Net income attributable to bank
  • $0Net charge-offs
  • $1,044Cash dividends
  • $1,132Sale, conversion, retirement of capital stock, net
  • $1,907Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.55%Yield on earning assets
  • 1.17%Cost of funding earning assets
  • 4.38%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 3.99%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 3.45%Return on equity (ROE)
  • -2.85%Retained earnings to average equity (YTD only)
  • 0.50%Net charge-offs to loans
  • 135.60%Credit loss provision to net charge-offs
  • 2.70%Efficiency ratio
  • 76,117Assets per employee
  • 2.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 182.66%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 201.88%Noncurrent assets plus other real estate owned to assets
  • 1.12%Noncurrent loans to loans
  • 0.76%Net loans and leases to deposits
  • 104.83%Net loans and leases to core deposits
  • 113.84%Equity capital to assets
  • 11.62%Core capital (leverage) ratio
  • 11.01%Tier 1 risk-based capital ratio
  • 13.80%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $266,218Average earning assets
  • $30,273Average equity
  • $244,384Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $13,297Managed Assets
  • 1Number of Accounts
  • $13,093Personal trust and agency accounts
  • $13,093Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 20Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $204Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 6 Missouri Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    05682Bank Of Sullivan318 West Main Street, Sullivan, MO 63080April 01, 1895Full Service Brick and Mortar
    215199One Meramec Plaza Branch328 East South Service Center Road, Sullivan, MO 63080Febuary 24, 1975Full Service Brick and Mortar
    34418020 Hughes Ford Road Branch20 Hughes Ford Road, Sullivan, MO 63080August 02, 1962Limited Service Administrative
    4219132Cuba Branch700 North Franklin, Cuba, MO 65453May 05, 1999Full Service Brick and Mortar
    5362245Union Branch351 South Oak, Union, MO 63084August 09, 2000Full Service Brick and Mortar
    6452236Labadie Banking Center108 Front Street, Labadie, MO 63055June 26, 2006Full Service Brick and Mortar

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