Meramec State Bank in Sullivan, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1994

  • Meramec State Bank in Sullivan, Missouri (MO)
  • Show street view No street view available for this location

Meramec State Bank - Overview

  • General
  • FDIC Certificate #: 21931
    Status: Inactive
    Closing history: Office Sold
    Acquiring institution: Bank of Sullivan (#8892)
    Federal Reserve ID: 297958
    Date Established: Febuary 24, 1975
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 15199
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 24, 1975
    Last Structure Change Effective Date: October 01, 1994
    Last Structure Change Process Date: October 27, 1994
    Last Data Update: October 27, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: One Meramec Plaza, Outer Service Rd., Sullivan, MO 63080
    County: Franklin
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Absorption - Without Assistance
    Office Sold
  • Financial Summary
  • Total assets: $15.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $15,605Cash and due from depository institutions
  • $1,053Interest-bearing balances
  • $0Securities
  • $5,254Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $8,766Loan loss allowance
  • $124Trading account assets
  • $0Bank premises and fixed assets
  • $350Other real estate owned
  • $10Goodwill and other intangibles
  • $172Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $15,605Total liabilities
  • $14,599Total deposits
  • $14,534Interest-bearing deposits
  • $11,644Deposits held in domestic offices
  • 14534.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $65Total equity capital
  • $65Total bank equity capital
  • $1,006Perpetual preferred stock
  • $0Common stock
  • $405Surplus
  • $150Undivided profits
  • Memoranda
  • $451Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $169Income earned, not collected on loans
  • $67Earning assets
  • $14,020Long-term assets (5+ years)
  • $96Average Assets, year-to-date
  • $15,048Average Assets, quarterly
  • $15,353Volatile liabilities
  • $618Insider loans
  • $100FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $248Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,006Total risk weighted assets
  • $7,805Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,073Total interest expense
  • $368Net interest income
  • $705Provision for loan and lease losses
  • $37Total noninterest income
  • $165Fiduciary activities
  • $0Service charges on deposit accounts
  • $139Trading account gains & fees
  • $0Additional noninterest income
  • $26Total noninterest expense
  • $760Salaries and employee benefits
  • $339Premises and equipment expense
  • $97Additional noninterest expense
  • $324Pre-tax net operating income
  • $73Securities gains (losses)
  • $6Applicable income taxes
  • $9Income before extraordinary items
  • $70Extraordinary gains - net
  • $0Net income attributable to bank
  • $70Net charge-offs
  • $29Cash dividends
  • $36Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.87%Cost of funding earning assets
  • 2.70%Net interest margin
  • 5.17%Noninterest income to earning assets
  • 1.21%Noninterest expense to earning assets
  • 5.58%Net operating income to assets
  • 0.43%Return on assets (ROA)
  • 0.47%Pretax return on assets
  • 0.52%Return on equity (ROE)
  • 7.08%Retained earnings to average equity (YTD only)
  • 3.44%Net charge-offs to loans
  • 0.33%Credit loss provision to net charge-offs
  • 127.59%Efficiency ratio
  • 87,356Assets per employee
  • 1.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 51.43%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 73.37%Noncurrent assets plus other real estate owned to assets
  • 1.15%Noncurrent loans to loans
  • 1.90%Net loans and leases to deposits
  • 60.31%Net loans and leases to core deposits
  • 62.99%Equity capital to assets
  • 6.45%Core capital (leverage) ratio
  • 6.50%Tier 1 risk-based capital ratio
  • 12.89%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $15,048Average earning assets
  • $989Average equity
  • $13,630Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Meramec State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents