Bank of Whittier, National Association in Whittier, California (CA), TX
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bank of Whittier, National Association in Whittier, California (CA), TX
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Bank of Whittier, National Association - Overview

  • General
  • FDIC Certificate #: 24211
    Status: Active
    Federal Reserve ID: 209362
    Bank Holding Company (Regulatory Top Holder): Greater Pacific Bancshares (RSSDID: 1398692, Location: Whittier, CA)
    Date Established: December 20, 1982
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: Yes)
    FDIC's unique #: 16862
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 20, 1982
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 15141 East Whittier Boulevard, Whittier, CA 90609
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $49.3 mil
    Equity capital: $8.3 mil
    Deposits held in domestic offices: $40.7 mil
    Return on assets (ROA): 0.18% ($0.1 mil)
    Quarterly return on assets: -0.29% (-$0.1 mil)
    Return on Equity (ROE): 1.11% ($0.1 mil)
    Quarterly return on equity: -1.74% (-$0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.28% ($138.0 mil)
    Quarterly Pretax return on assets: -0.42% (-$207.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $49,298Total assets
  • $23,957Cash and due from depository institutions
  • $22,750Interest-bearing balances
  • $157Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $22,936Net loans & leases
  • $911Loan loss allowance
  • $0Trading account assets
  • $221Bank premises and fixed assets
  • $0Other real estate owned
  • $1,533Goodwill and other intangibles
  • $49,298Life insurance assets
  • $494All other assets
  • $41,031Total liabilities and capital
  • $40,734Total liabilities
  • $34,089Total deposits
  • $40,734Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $297Subordinated debt
  • $8,267All other liabilities
  • $8,267Total equity capital
  • $8,267Total bank equity capital
  • $0Perpetual preferred stock
  • $6,146Common stock
  • $0Surplus
  • $2,121Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $324Income earned, not collected on loans
  • $0Earning assets
  • $70Long-term assets (5+ years)
  • $45,843Average Assets, year-to-date
  • $15,145Average Assets, quarterly
  • $49,670Volatile liabilities
  • $48,943Insider loans
  • $28,013FHLB advances
  • $49,641Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,267Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,224Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,370Total interest income
  • $271Total interest expense
  • $1,099Net interest income
  • $0Provision for loan and lease losses
  • $1,004Total noninterest income
  • $0Fiduciary activities
  • $26Service charges on deposit accounts
  • $0Trading account gains & fees
  • $978Additional noninterest income
  • $1,965Total noninterest expense
  • $1,148Salaries and employee benefits
  • $237Premises and equipment expense
  • $580Additional noninterest expense
  • $138Pre-tax net operating income
  • $0Securities gains (losses)
  • $47Applicable income taxes
  • $91Income before extraordinary items
  • $0Extraordinary gains - net
  • $91Net income attributable to bank
  • $0Net charge-offs
  • $91Cash dividends
  • $47Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.95%Yield on earning assets
  • 0.58%Cost of funding earning assets
  • 2.36%Net interest margin
  • 2.16%Noninterest income to earning assets
  • 4.23%Noninterest expense to earning assets
  • 0.18%Net operating income to assets
  • 0.18%Return on assets (ROA)
  • 0.28%Pretax return on assets
  • 1.11%Return on equity (ROE)
  • 1.11%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 2.94%Efficiency ratio
  • 93,438Assets per employee
  • 3.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.82%Loss allowance to noncurrent loans
  • 281.17%Noncurrent assets plus other real estate owned to assets
  • 0.66%Noncurrent loans to loans
  • 1.36%Net loans and leases to deposits
  • 56.31%Net loans and leases to core deposits
  • 68.68%Equity capital to assets
  • 16.77%Core capital (leverage) ratio
  • 16.65%Tier 1 risk-based capital ratio
  • 29.51%Total risk-based capital ratio
  • Memoranda
  • $31Average assets
  • $49,670Average earning assets
  • $8,218Average equity
  • $46,492Average loans

List of branches

  • 1 California Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    016862Bank Of Whittier, National Association15141 East Whittier Boulevard, Whittier, CA 90609December 20, 1982Full Service Brick and Mortar
  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    2527047Richardson Branch1431 Esat Spring Valley Road, Richardson, TX 75081June 23, 2011Full Service Brick and Mortar

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