BankChampaign, National Association in Champaign, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • BankChampaign, National Association in Champaign, Illinois (IL)
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BankChampaign, National Association - Overview

  • General
  • FDIC Certificate #: 22434
    Status: Active
    Federal Reserve ID: 436739
    Bank Holding Company (Regulatory Top Holder): Market Place Bancshares, Inc. (RSSDID: 1249048, Location: Champaign, IL)
    Date Established: March 14, 1977
    WWW: http://www.bankchampaign.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 13150
    FDIC's unique #: 15633
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 14, 1977
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2101 South Neil, Champaign, IL 61820
    County: Champaign
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Champaign-Urbana, IL (#1400)
    Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
    CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $208.6 mil
    Equity capital: $15.5 mil
    Deposits held in domestic offices: $165.7 mil
    Return on assets (ROA): 1.00% ($2.1 mil)
    Quarterly return on assets: 1.21% ($2.5 mil)
    Return on Equity (ROE): 13.82% ($2.1 mil)
    Quarterly return on equity: 16.13% ($2.4 mil)
    Net income: $2.1 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.00% ($2,086.1 mil)
    Quarterly Pretax return on assets: 1.21% ($2,524.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $208,610Total assets
  • $15,404Cash and due from depository institutions
  • $9,786Interest-bearing balances
  • $36,867Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $144,873Net loans & leases
  • $1,849Loan loss allowance
  • $0Trading account assets
  • $3,629Bank premises and fixed assets
  • $2,061Other real estate owned
  • $0Goodwill and other intangibles
  • $208,610Life insurance assets
  • $5,776All other assets
  • $193,118Total liabilities and capital
  • $165,666Total liabilities
  • $150,631Total deposits
  • $165,666Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 9050.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $17,000Trading liabilities
  • $0Other borrowed funds
  • $1,402Subordinated debt
  • $15,492All other liabilities
  • $15,492Total equity capital
  • $15,492Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $9,569Surplus
  • $5,523Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,605Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,323Income earned, not collected on loans
  • $0Earning assets
  • $900Long-term assets (5+ years)
  • $191,526Average Assets, year-to-date
  • $18,802Average Assets, quarterly
  • $206,089Volatile liabilities
  • $204,655Insider loans
  • $138,803FHLB advances
  • $202,490Loans and leases held for sale
  • $2,401Unused loan commitments
  • $1,199Tier 1 (core) risk-based capital
  • $14,648Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,202Total unused commitments
  • $11,950Restructured Loans and leases
  • $2,367Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,990Total interest income
  • $3,059Total interest expense
  • $6,931Net interest income
  • $150Provision for loan and lease losses
  • $1,751Total noninterest income
  • $928Fiduciary activities
  • $238Service charges on deposit accounts
  • $0Trading account gains & fees
  • $585Additional noninterest income
  • $6,674Total noninterest expense
  • $3,381Salaries and employee benefits
  • $1,081Premises and equipment expense
  • $2,212Additional noninterest expense
  • $1,858Pre-tax net operating income
  • $201Securities gains (losses)
  • $0Applicable income taxes
  • $2,059Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,059Net income attributable to bank
  • $0Net charge-offs
  • $2,059Cash dividends
  • $1Sale, conversion, retirement of capital stock, net
  • $1,468Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.23%Yield on earning assets
  • 1.60%Cost of funding earning assets
  • 3.63%Net interest margin
  • 0.92%Noninterest income to earning assets
  • 3.50%Noninterest expense to earning assets
  • 0.90%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 13.82%Return on equity (ROE)
  • 3.97%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 15000.00%Credit loss provision to net charge-offs
  • 2008.00%Efficiency ratio
  • 76,872Assets per employee
  • 4.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 71.30%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 139.76%Noncurrent assets plus other real estate owned to assets
  • 1.62%Noncurrent loans to loans
  • 0.90%Net loans and leases to deposits
  • 87.45%Net loans and leases to core deposits
  • 93.69%Equity capital to assets
  • 7.43%Core capital (leverage) ratio
  • 7.23%Tier 1 risk-based capital ratio
  • 10.55%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $206,089Average earning assets
  • $14,896Average equity
  • $190,943Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $129,605Managed Assets
  • 1Number of Accounts
  • $79,905Personal trust and agency accounts
  • $17,984Employee benefit-defined contribution accounts
  • $2,643Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $26,624Corporate trust and agency accounts
  • $1,973Investment management agency accounts
  • $24,928Other fiduciary accounts
  • $5,753Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 711Number of Accounts
  • $0Personal trust and agency accounts
  • $26,621Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $49,700Other retirement accounts
  • $1,571Corporate trust and agency accounts
  • $13,623Other fiduciary accounts
  • $8,790Fiduciary accounts held in foreign offices

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015633Bankchampaign, National Association2101 South Neil, Champaign, IL 61820March 14, 1977Full Service Brick and Mortar
    3254583Market Place Branch5 Convenience Center Road, Champaign, IL 61820March 19, 1990Limited Service Facility
    4511454M2 Downtown Branch301 N. Neil St., Champaign, IL 61820November 01, 2009Limited Service Facility

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