Longview State Bank in Sidney, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Longview State Bank - Overview

  • General
  • FDIC Certificate #: 1786
    Status: Active
    Federal Reserve ID: 380533
    Bank Holding Company (Regulatory Top Holder): Longview Capital Corporation (RSSDID: 1204618, Location: Newman, IL)
    Date Established: September 01, 1899
    WWW: http://www.longviewsb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 1183
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 414 West Main Street, Sidney, IL 61877
    County: Champaign
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Champaign-Urbana, IL (#1400)
    Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
    CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $57.2 mil
    Equity capital: $5.5 mil
    Deposits held in domestic offices: $51.6 mil
    Return on assets (ROA): 0.53% ($0.3 mil)
    Quarterly return on assets: 0.64% ($0.4 mil)
    Return on Equity (ROE): 5.92% ($0.3 mil)
    Quarterly return on equity: 6.88% ($0.3 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.70% ($400.6 mil)
    Quarterly Pretax return on assets: 0.72% ($412.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $57,226Total assets
  • $8,098Cash and due from depository institutions
  • $6,474Interest-bearing balances
  • $1,455Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $44,443Net loans & leases
  • $489Loan loss allowance
  • $0Trading account assets
  • $1,511Bank premises and fixed assets
  • $544Other real estate owned
  • $0Goodwill and other intangibles
  • $57,226Life insurance assets
  • $1,175All other assets
  • $51,774Total liabilities and capital
  • $51,650Total liabilities
  • $42,291Total deposits
  • $51,650Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $124Subordinated debt
  • $5,452All other liabilities
  • $5,452Total equity capital
  • $5,452Total bank equity capital
  • $0Perpetual preferred stock
  • $60Common stock
  • $1,515Surplus
  • $3,877Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $388Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,807Income earned, not collected on loans
  • $293Earning assets
  • $474Long-term assets (5+ years)
  • $52,372Average Assets, year-to-date
  • $5,879Average Assets, quarterly
  • $59,327Volatile liabilities
  • $58,283Insider loans
  • $42,579FHLB advances
  • $57,257Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,451Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,075Restructured Loans and leases
  • $616Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,449Total interest income
  • $509Total interest expense
  • $1,940Net interest income
  • $17Provision for loan and lease losses
  • $279Total noninterest income
  • $0Fiduciary activities
  • $179Service charges on deposit accounts
  • $0Trading account gains & fees
  • $100Additional noninterest income
  • $1,788Total noninterest expense
  • $1,020Salaries and employee benefits
  • $306Premises and equipment expense
  • $462Additional noninterest expense
  • $414Pre-tax net operating income
  • $0Securities gains (losses)
  • $101Applicable income taxes
  • $313Income before extraordinary items
  • $0Extraordinary gains - net
  • $313Net income attributable to bank
  • $0Net charge-offs
  • $313Cash dividends
  • $84Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.46%Yield on earning assets
  • 0.93%Cost of funding earning assets
  • 3.53%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 3.25%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 0.70%Pretax return on assets
  • 5.92%Return on equity (ROE)
  • 5.92%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 20.24%Credit loss provision to net charge-offs
  • 5.13%Efficiency ratio
  • 80,577Assets per employee
  • 2.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 12.84%Noncurrent assets plus other real estate owned to assets
  • 7.60%Noncurrent loans to loans
  • 8.47%Net loans and leases to deposits
  • 86.05%Net loans and leases to core deposits
  • 86.50%Equity capital to assets
  • 9.53%Core capital (leverage) ratio
  • 9.52%Tier 1 risk-based capital ratio
  • 12.80%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $59,327Average earning assets
  • $5,285Average equity
  • $54,970Average loans

List of branches

  • 4 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01183Longview State Bank414 West Main Street, Sidney, IL 61877September 01, 1899Full Service Brick and Mortar
    1190146Camargo Banking FacilityVine And Routes 36 And 130, Camargo, IL 61919August 16, 1982Full Service Brick and Mortar
    2190147Newman BranchU.S. Route 36, Newman, IL 61942March 12, 1990Full Service Brick and Mortar
    3190148Villa Grove Branch6 East Harrison, Villa Grove, IL 61956January 23, 1998Full Service Brick and Mortar

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