BankGreenville in Greenville, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches

BankGreenville - Overview

  • General
  • FDIC Certificate #: 58157
    Status: Active
    Federal Reserve ID: 3387159
    Bank Holding Company (Regulatory Top Holder): Bankgreenville Financial Corporation (RSSDID: 3387168, Location: Greenville, SC)
    Date Established: January 30, 2006
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 440819
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 30, 2006
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 499 Woodruff Road, Greenville, SC 29607
    County: Greenville
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Columbia Sc
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Greenville-Spartanburg-Anderson, SC (#3160)
    Combined Statistical Area (CSA): Greenville-Spartanburg-Anderson, SC (#273)
    Core Based Statistical Area (CBSA): Greenville-Mauldin-Easley, SC (#24860)
    CBSA Metro Statistical Area: Greenville-Mauldin-Easley, SC (#24860)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $120.6 mil
    Equity capital: $10.2 mil
    Deposits held in domestic offices: $100.7 mil
    Return on assets (ROA): -0.06% (-$0.1 mil)
    Quarterly return on assets: -0.39% (-$0.5 mil)
    Return on Equity (ROE): -0.71% (-$0.1 mil)
    Quarterly return on equity: -4.56% (-$0.5 mil)
    Net income: -$0.1 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: -0.06% (-$72.3 mil)
    Quarterly Pretax return on assets: -0.41% (-$494.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $120,558Total assets
  • $22,785Cash and due from depository institutions
  • $20,772Interest-bearing balances
  • $32,414Securities
  • $1,153Federal funds sold & reverse repurchase agreements
  • $58,958Net loans & leases
  • $994Loan loss allowance
  • $0Trading account assets
  • $2,549Bank premises and fixed assets
  • $1,330Other real estate owned
  • $70Goodwill and other intangibles
  • $120,558Life insurance assets
  • $1,299All other assets
  • $110,315Total liabilities and capital
  • $100,743Total liabilities
  • $97,086Total deposits
  • $100,743Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,900Trading liabilities
  • $0Other borrowed funds
  • $672Subordinated debt
  • $10,243All other liabilities
  • $10,243Total equity capital
  • $10,243Total bank equity capital
  • $0Perpetual preferred stock
  • $6,085Common stock
  • $6,085Surplus
  • $-1,927Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,942Income earned, not collected on loans
  • $0Earning assets
  • $398Long-term assets (5+ years)
  • $113,297Average Assets, year-to-date
  • $24,186Average Assets, quarterly
  • $118,034Volatile liabilities
  • $120,635Insider loans
  • $66,656FHLB advances
  • $122,019Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,127Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,372Restructured Loans and leases
  • $1,611Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,312Total interest income
  • $1,775Total interest expense
  • $2,537Net interest income
  • $705Provision for loan and lease losses
  • $168Total noninterest income
  • $0Fiduciary activities
  • $34Service charges on deposit accounts
  • $0Trading account gains & fees
  • $134Additional noninterest income
  • $2,727Total noninterest expense
  • $1,126Salaries and employee benefits
  • $189Premises and equipment expense
  • $1,412Additional noninterest expense
  • -$727Pre-tax net operating income
  • $655Securities gains (losses)
  • $0Applicable income taxes
  • -$72Income before extraordinary items
  • $0Extraordinary gains - net
  • -$72Net income attributable to bank
  • $0Net charge-offs
  • -$72Cash dividends
  • $577Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.92%Yield on earning assets
  • 1.61%Cost of funding earning assets
  • 2.30%Net interest margin
  • 0.15%Noninterest income to earning assets
  • 2.48%Noninterest expense to earning assets
  • -0.62%Net operating income to assets
  • -0.06%Return on assets (ROA)
  • -0.06%Pretax return on assets
  • -0.71%Return on equity (ROE)
  • -0.71%Retained earnings to average equity (YTD only)
  • 0.97%Net charge-offs to loans
  • 122.18%Credit loss provision to net charge-offs
  • -0.04%Efficiency ratio
  • 100,813Assets per employee
  • 8.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.66%Loss allowance to noncurrent loans
  • 33.79%Noncurrent assets plus other real estate owned to assets
  • 3.54%Noncurrent loans to loans
  • 4.91%Net loans and leases to deposits
  • 58.52%Net loans and leases to core deposits
  • 68.60%Equity capital to assets
  • 8.50%Core capital (leverage) ratio
  • 8.30%Tier 1 risk-based capital ratio
  • 15.19%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $118,034Average earning assets
  • $10,161Average equity
  • $110,074Average loans

List of branches

  • 1 South Carolina Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0440819Bankgreenville499 Woodruff Road, Greenville, SC 29607January 30, 2006Full Service Brick and Mortar

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