BankTennessee in Collierville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • BankTennessee in Collierville, Tennessee (TN)
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BankTennessee - Overview

  • General
  • FDIC Certificate #: 29177
    Status: Active
    Federal Reserve ID: 831576
    Bank Holding Company (Regulatory Top Holder): Banktennessee Bancshares, Inc. (RSSDID: 3610437, Location: Collierville, TN)
    Date Established: October 01, 1934
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 3050
    FDIC's unique #: 42011
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 02, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1125 West Poplar Ave, Collierville, TN 38017
    County: Shelby
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Memphis, TN-AR-MS (#4920)
    Core Based Statistical Area (CBSA): Memphis, TN-MS-AR (#32820)
    CBSA Metro Statistical Area: Memphis, TN-MS-AR (#32820)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $246.8 mil
    Equity capital: $25.4 mil
    Deposits held in domestic offices: $220.4 mil
    Return on assets (ROA): 0.18% ($0.4 mil)
    Quarterly return on assets: 0.35% ($0.9 mil)
    Return on Equity (ROE): 1.76% ($0.4 mil)
    Quarterly return on equity: 3.38% ($0.8 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.19% ($468.9 mil)
    Quarterly Pretax return on assets: 0.37% ($913.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 57Total employees (full-time equivalent)
  • $246,802Total assets
  • $4,678Cash and due from depository institutions
  • $514Interest-bearing balances
  • $23,702Securities
  • $20,405Federal funds sold & reverse repurchase agreements
  • $174,687Net loans & leases
  • $3,971Loan loss allowance
  • $0Trading account assets
  • $7,145Bank premises and fixed assets
  • $1,857Other real estate owned
  • $3,752Goodwill and other intangibles
  • $246,802Life insurance assets
  • $10,576All other assets
  • $221,352Total liabilities and capital
  • $220,360Total liabilities
  • $181,611Total deposits
  • $220,360Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $992Subordinated debt
  • $25,450All other liabilities
  • $25,450Total equity capital
  • $25,450Total bank equity capital
  • $0Perpetual preferred stock
  • $23,355Common stock
  • $0Surplus
  • $2,095Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $984Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,615Income earned, not collected on loans
  • $0Earning assets
  • $685Long-term assets (5+ years)
  • $219,308Average Assets, year-to-date
  • $34,506Average Assets, quarterly
  • $248,398Volatile liabilities
  • $244,473Insider loans
  • $206,791FHLB advances
  • $239,073Loans and leases held for sale
  • $5,608Unused loan commitments
  • $5,608Tier 1 (core) risk-based capital
  • $22,878Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $19,801Restructured Loans and leases
  • $1,095Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $11,680Total interest income
  • $2,926Total interest expense
  • $8,754Net interest income
  • $1,155Provision for loan and lease losses
  • $1,016Total noninterest income
  • $0Fiduciary activities
  • $470Service charges on deposit accounts
  • $0Trading account gains & fees
  • $546Additional noninterest income
  • $8,209Total noninterest expense
  • $3,855Salaries and employee benefits
  • $1,205Premises and equipment expense
  • $3,149Additional noninterest expense
  • $406Pre-tax net operating income
  • $64Securities gains (losses)
  • $32Applicable income taxes
  • $438Income before extraordinary items
  • $0Extraordinary gains - net
  • $438Net income attributable to bank
  • $0Net charge-offs
  • $438Cash dividends
  • $995Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.32%Yield on earning assets
  • 1.33%Cost of funding earning assets
  • 3.99%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 3.74%Noninterest expense to earning assets
  • 0.15%Net operating income to assets
  • 0.18%Return on assets (ROA)
  • 0.19%Pretax return on assets
  • 1.76%Return on equity (ROE)
  • 1.76%Retained earnings to average equity (YTD only)
  • 0.55%Net charge-offs to loans
  • 116.08%Credit loss provision to net charge-offs
  • 1.57%Efficiency ratio
  • 82,068Assets per employee
  • 4.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.22%Loss allowance to noncurrent loans
  • 86.05%Noncurrent assets plus other real estate owned to assets
  • 2.62%Noncurrent loans to loans
  • 2.58%Net loans and leases to deposits
  • 79.27%Net loans and leases to core deposits
  • 81.86%Equity capital to assets
  • 10.31%Core capital (leverage) ratio
  • 9.57%Tier 1 risk-based capital ratio
  • 11.06%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $248,398Average earning assets
  • $24,858Average equity
  • $219,467Average loans

List of branches

  • 7 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042011Banktennessee1125 West Poplar Ave, Collierville, TN 38017October 01, 1934Full Service Brick and Mortar
    1273302East Memphis Branch5540 Poplar Ave, Memphis, TN 38119October 01, 1934Full Service Brick and Mortar
    2273303Court Square Branch30 N Second, Memphis, TN 38103October 31, 1992Full Service Brick and Mortar
    4273305Ripley Branch312 Cleveland Street, Ripley, TN 38063October 01, 1997Full Service Brick and Mortar
    5273306Mulberry Street Branch100 West Mulberry Street, Collierville, TN 38017Febuary 02, 1998Full Service Brick and Mortar
    6478506Lebanon Branch109 Signature Pl, Lebanon, TN 37087October 01, 2007Full Service Retail
    7478507Forest Hill Branch2915 Forest Hill Irene, Germantown, TN 38139August 01, 2007Full Service Brick and Mortar

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