BankTrust of Brewton in Brewton, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 2003

  • BankTrust of Brewton in Brewton, Alabama (AL)
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BankTrust of Brewton - Overview

  • General
  • FDIC Certificate #: 60
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BankTrust (#26607)
    Federal Reserve ID: 462738
    Date Established: Febuary 05, 1912
    WWW: http://www.banktrustbrewton.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 11765
    FDIC's unique #: 41
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 01, 2003
    Last Structure Change Process Date: January 22, 2004
    Last Data Update: January 22, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 227 Belleville Avenue, Brewton, AL 36426
    County: Escambia
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Pensacola
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $117.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 57Total employees (full-time equivalent)
  • $119,947Total assets
  • $6,186Cash and due from depository institutions
  • $0Interest-bearing balances
  • $32,089Securities
  • $5,450Federal funds sold & reverse repurchase agreements
  • $73,238Net loans & leases
  • $775Loan loss allowance
  • $0Trading account assets
  • $1,133Bank premises and fixed assets
  • $112Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,739All other assets
  • $119,947Total liabilities and capital
  • $104,117Total liabilities
  • $102,023Total deposits
  • $81,833Interest-bearing deposits
  • $102,023Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,036Other borrowed funds
  • $0Subordinated debt
  • $1,058All other liabilities
  • $15,830Total equity capital
  • $15,830Total bank equity capital
  • $15,830Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $4,350Undivided profits
  • Memoranda
  • $11,330Noncurrent loans and leases
  • $14,299Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $357Earning assets
  • $3Long-term assets (5+ years)
  • $842Average Assets, year-to-date
  • $110,777Average Assets, quarterly
  • $33,213Volatile liabilities
  • $119,854Insider loans
  • $116,980FHLB advances
  • $15,458Loans and leases held for sale
  • $14,701Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $494Total risk weighted assets
  • $14,299Total unused commitments
  • $1,049Restructured Loans and leases
  • $775Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $6,806Total interest income
  • $1,911Total interest expense
  • $4,895Net interest income
  • $30Provision for loan and lease losses
  • $787Total noninterest income
  • $0Fiduciary activities
  • $645Service charges on deposit accounts
  • $0Trading account gains & fees
  • $142Additional noninterest income
  • $3,362Total noninterest expense
  • $1,939Salaries and employee benefits
  • $455Premises and equipment expense
  • $968Additional noninterest expense
  • $2,290Pre-tax net operating income
  • $45Securities gains (losses)
  • $586Applicable income taxes
  • $1,749Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,749Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $105Sale, conversion, retirement of capital stock, net
  • $2,060Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.16%Yield on earning assets
  • 1.73%Cost of funding earning assets
  • 4.43%Net interest margin
  • 0.71%Noninterest income to earning assets
  • 3.04%Noninterest expense to earning assets
  • 1.43%Net operating income to assets
  • 1.46%Return on assets (ROA)
  • 1.95%Pretax return on assets
  • 11.21%Return on equity (ROE)
  • -1.99%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 28.57%Credit loss provision to net charge-offs
  • 22.10%Efficiency ratio
  • 59,169Assets per employee
  • 2.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 117.78%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 217.09%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.48%Net loans and leases to deposits
  • 71.79%Net loans and leases to core deposits
  • 83.60%Equity capital to assets
  • 13.20%Core capital (leverage) ratio
  • 13.10%Tier 1 risk-based capital ratio
  • 17.67%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $119,854Average earning assets
  • $15,604Average equity
  • $110,451Average loans

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