Barbary Coast National Bank in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 19, 1994

  • Barbary Coast National Bank in San Francisco, California (CA)
  • Show street view No street view available for this location

Barbary Coast National Bank - Overview

  • General
  • FDIC Certificate #: 27027
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Metropolitan Bank (#25869)
    Federal Reserve ID: 244372
    Date Established: July 27, 1987
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 38481
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 27, 1987
    Last Structure Change Effective Date: May 19, 1994
    Last Structure Change Process Date: May 23, 1994
    Last Data Update: May 23, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 220 Sansome Street, San Francisco, CA 94104
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $10.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $9Total assets
  • $11,147Cash and due from depository institutions
  • $616Interest-bearing balances
  • $0Securities
  • $529Federal funds sold & reverse repurchase agreements
  • $3,010Net loans & leases
  • $6,100Loan loss allowance
  • $681Trading account assets
  • $0Bank premises and fixed assets
  • $84Other real estate owned
  • $714Goodwill and other intangibles
  • $94Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $11,147Total liabilities
  • $9,878Total deposits
  • $9,591Interest-bearing deposits
  • $9,166Deposits held in domestic offices
  • 9591.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $287Total equity capital
  • $287Total bank equity capital
  • $1,269Perpetual preferred stock
  • $0Common stock
  • $2,721Surplus
  • $469Undivided profits
  • Memoranda
  • $-1,921Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $739Income earned, not collected on loans
  • $38Earning assets
  • $9,639Long-term assets (5+ years)
  • $644Average Assets, year-to-date
  • $18,679Average Assets, quarterly
  • $11,954Volatile liabilities
  • $1,800Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $75Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,269Total risk weighted assets
  • $7,655Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,093Total interest expense
  • $554Net interest income
  • $539Provision for loan and lease losses
  • -$534Total noninterest income
  • $651Fiduciary activities
  • $0Service charges on deposit accounts
  • $36Trading account gains & fees
  • $0Additional noninterest income
  • $615Total noninterest expense
  • $2,688Salaries and employee benefits
  • $990Premises and equipment expense
  • $551Additional noninterest expense
  • $1,147Pre-tax net operating income
  • -$964Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • -$964Extraordinary gains - net
  • $0Net income attributable to bank
  • -$964Net charge-offs
  • -$515Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • -$135Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.80%Cost of funding earning assets
  • 3.44%Net interest margin
  • 3.35%Noninterest income to earning assets
  • 4.05%Noninterest expense to earning assets
  • 16.71%Net operating income to assets
  • -5.16%Return on assets (ROA)
  • -5.16%Pretax return on assets
  • -5.16%Return on equity (ROE)
  • -52.31%Retained earnings to average equity (YTD only)
  • -52.31%Net charge-offs to loans
  • -5.27%Credit loss provision to net charge-offs
  • 103.69%Efficiency ratio
  • 225,882Assets per employee
  • 1.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 10.04%Loss allowance to noncurrent loans
  • 92.15%Noncurrent assets plus other real estate owned to assets
  • 13.03%Noncurrent loans to loans
  • 10.90%Net loans and leases to deposits
  • 63.60%Net loans and leases to core deposits
  • 78.30%Equity capital to assets
  • 11.38%Core capital (leverage) ratio
  • 9.79%Tier 1 risk-based capital ratio
  • 16.58%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $18,679Average earning assets
  • $1,843Average equity
  • $16,085Average loans

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