Baton Rouge Bank & Trust Company in Baton Rouge, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 31, 1994

  • Baton Rouge Bank & Trust Company in Baton Rouge, Louisiana (LA)
  • Show street view No street view available for this location

Baton Rouge Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 27401
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Whitney National Bank (#18538)
    Federal Reserve ID: 1357514
    Date Established: December 21, 1988
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    OTS Docket #: 10400
    FDIC's unique #: 39870
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 21, 1988
    Last Structure Change Effective Date: March 31, 1994
    Last Structure Change Process Date: April 14, 1994
    Last Data Update: April 14, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 617 North Boulevard, Baton Rouge, LA 70821
    County: East Baton Rouge
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Baton Rouge, LA (#760)
    Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
    Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
    CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
  • Financial Summary
  • Total assets: $134.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $89Total assets
  • $134,210Cash and due from depository institutions
  • $5,003Interest-bearing balances
  • $108Securities
  • $53,206Federal funds sold & reverse repurchase agreements
  • $6,400Net loans & leases
  • $61,600Loan loss allowance
  • $1,043Trading account assets
  • $0Bank premises and fixed assets
  • $4,348Other real estate owned
  • $1,738Goodwill and other intangibles
  • $1,915Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $134,210Total liabilities
  • $124,135Total deposits
  • $119,042Interest-bearing deposits
  • $97,205Deposits held in domestic offices
  • 119042.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $3,318Subordinated debt
  • $0All other liabilities
  • $1,775Total equity capital
  • $1,775Total bank equity capital
  • $10,075Perpetual preferred stock
  • $0Common stock
  • $2Surplus
  • $8,000Undivided profits
  • Memoranda
  • $2,073Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,011Income earned, not collected on loans
  • $379Earning assets
  • $121,314Long-term assets (5+ years)
  • $33,047Average Assets, year-to-date
  • $130,563Average Assets, quarterly
  • $131,806Volatile liabilities
  • $16,259Insider loans
  • $1,585FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,982Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,075Total risk weighted assets
  • $64,541Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,034Total interest expense
  • $4,027Net interest income
  • $4,007Provision for loan and lease losses
  • $100Total noninterest income
  • $3,397Fiduciary activities
  • $9Service charges on deposit accounts
  • $1,195Trading account gains & fees
  • $0Additional noninterest income
  • $2,193Total noninterest expense
  • $5,546Salaries and employee benefits
  • $2,690Premises and equipment expense
  • $943Additional noninterest expense
  • $1,913Pre-tax net operating income
  • $1,758Securities gains (losses)
  • $65Applicable income taxes
  • -$150Income before extraordinary items
  • $1,973Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,973Net charge-offs
  • $164Cash dividends
  • $611Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.85%Cost of funding earning assets
  • 3.43%Net interest margin
  • 3.42%Noninterest income to earning assets
  • 2.90%Noninterest expense to earning assets
  • 4.73%Net operating income to assets
  • 1.46%Return on assets (ROA)
  • 1.51%Pretax return on assets
  • 1.40%Return on equity (ROE)
  • 21.10%Retained earnings to average equity (YTD only)
  • 14.57%Net charge-offs to loans
  • 0.28%Credit loss provision to net charge-offs
  • 60.98%Efficiency ratio
  • 74,905Assets per employee
  • 1.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 30.97%Loss allowance to loans
  • 1.66%Loss allowance to noncurrent loans
  • 103.17%Noncurrent assets plus other real estate owned to assets
  • 2.05%Noncurrent loans to loans
  • 1.61%Net loans and leases to deposits
  • 51.75%Net loans and leases to core deposits
  • 58.06%Equity capital to assets
  • 7.51%Core capital (leverage) ratio
  • 7.58%Tier 1 risk-based capital ratio
  • 15.61%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $130,563Average earning assets
  • $9,350Average equity
  • $117,261Average loans

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