Bell Federal Savings and Loan Association in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 07, 1996

  • Bell Federal Savings and Loan Association in Chicago, Illinois (IL)
  • Show street view No street view available for this location

Bell Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 27659
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Standard Federal Bank (#27714)
    Federal Reserve ID: 190077
    Date Established: January 01, 1925
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 67
    FDIC's unique #: 40493
    Numeric code: 38
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: May 02, 1938
    Last Structure Change Effective Date: June 07, 1996
    Last Structure Change Process Date: July 24, 1996
    Last Data Update: July 24, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 79 West Monroe St, Chicago, IL 60603
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $1,889.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $343Total assets
  • $1,904,533Cash and due from depository institutions
  • $50,974Interest-bearing balances
  • $32,375Securities
  • $470,433Federal funds sold & reverse repurchase agreements
  • $300Net loans & leases
  • $1,343,826Loan loss allowance
  • $7,021Trading account assets
  • $0Bank premises and fixed assets
  • $5,436Other real estate owned
  • $4,863Goodwill and other intangibles
  • $28,701Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $1,904,533Total liabilities
  • $1,671,097Total deposits
  • $1,607,209Interest-bearing deposits
  • $1,597,514Deposits held in domestic offices
  • 1607209.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $55,893Subordinated debt
  • $0All other liabilities
  • $7,995Total equity capital
  • $7,995Total bank equity capital
  • $233,436Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $77,714Undivided profits
  • Memoranda
  • $155,721Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $18,420Income earned, not collected on loans
  • $8,551Earning assets
  • $1,846,934Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $1,867,488Average Assets, quarterly
  • $1,892,114Volatile liabilities
  • $257,355Insider loans
  • $617FHLB advances
  • $10,000Loans and leases held for sale
  • $0Unused loan commitments
  • $70,261Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $233,436Total risk weighted assets
  • $857,319Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $127,423Total interest expense
  • $77,836Net interest income
  • $49,587Provision for loan and lease losses
  • $3,398Total noninterest income
  • $2,569Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $2,569Total noninterest expense
  • $32,276Salaries and employee benefits
  • $19,436Premises and equipment expense
  • $3,678Additional noninterest expense
  • $9,162Pre-tax net operating income
  • $16,482Securities gains (losses)
  • $226Applicable income taxes
  • $6,308Income before extraordinary items
  • $10,400Extraordinary gains - net
  • $0Net income attributable to bank
  • $10,400Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.02%Cost of funding earning assets
  • 4.29%Net interest margin
  • 2.73%Noninterest income to earning assets
  • 0.14%Noninterest expense to earning assets
  • 1.78%Net operating income to assets
  • 0.55%Return on assets (ROA)
  • 0.56%Pretax return on assets
  • 0.89%Return on equity (ROE)
  • 4.58%Retained earnings to average equity (YTD only)
  • 4.58%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 61,884Assets per employee
  • 5.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.52%Loss allowance to noncurrent loans
  • 38.12%Noncurrent assets plus other real estate owned to assets
  • 1.22%Noncurrent loans to loans
  • 1.36%Net loans and leases to deposits
  • 83.61%Net loans and leases to core deposits
  • 95.60%Equity capital to assets
  • 12.26%Core capital (leverage) ratio
  • 12.26%Tier 1 risk-based capital ratio
  • 27.23%Total risk-based capital ratio
  • Memoranda
  • $28Average assets
  • $1,867,488Average earning assets
  • $227,079Average equity
  • $1,815,737Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bell Federal Savings and Loan Association.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents