Belle State Bank in Belle, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 31, 2003

  • Belle State Bank in Belle, Missouri (MO)
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Belle State Bank - Overview

  • General
  • FDIC Certificate #: 18086
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Maries County Bank (#8576)
    Federal Reserve ID: 760742
    Date Established: April 09, 1956
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 12008
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 29, 1959
    Last Structure Change Effective Date: March 31, 2003
    Last Structure Change Process Date: April 10, 2003
    Last Data Update: April 10, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: Highway 28th And 10th Street, Belle, MO 65013
    County: Maries
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $63.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $63,520Total assets
  • $1,545Cash and due from depository institutions
  • $456Interest-bearing balances
  • $9,399Securities
  • $938Federal funds sold & reverse repurchase agreements
  • $49,155Net loans & leases
  • $498Loan loss allowance
  • $0Trading account assets
  • $1,248Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,235All other assets
  • $63,520Total liabilities and capital
  • $58,531Total liabilities
  • $52,312Total deposits
  • $47,140Interest-bearing deposits
  • $52,312Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,049Other borrowed funds
  • $0Subordinated debt
  • $170All other liabilities
  • $4,989Total equity capital
  • $4,989Total bank equity capital
  • $4,989Perpetual preferred stock
  • $0Common stock
  • $103Surplus
  • $1,196Undivided profits
  • Memoranda
  • $3,690Noncurrent loans and leases
  • $1,888Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $167Earning assets
  • $0Long-term assets (5+ years)
  • $346Average Assets, year-to-date
  • $59,948Average Assets, quarterly
  • $6,467Volatile liabilities
  • $60,116Insider loans
  • $62,597FHLB advances
  • $9,339Loans and leases held for sale
  • $0Unused loan commitments
  • $6,049Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,888Total unused commitments
  • $0Restructured Loans and leases
  • $498Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $4,117Total interest income
  • $1,567Total interest expense
  • $2,550Net interest income
  • $150Provision for loan and lease losses
  • $422Total noninterest income
  • $0Fiduciary activities
  • $271Service charges on deposit accounts
  • $0Trading account gains & fees
  • $151Additional noninterest income
  • $1,708Total noninterest expense
  • $1,004Salaries and employee benefits
  • $277Premises and equipment expense
  • $427Additional noninterest expense
  • $1,114Pre-tax net operating income
  • $9Securities gains (losses)
  • $385Applicable income taxes
  • $738Income before extraordinary items
  • $0Extraordinary gains - net
  • $738Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $48Sale, conversion, retirement of capital stock, net
  • $92Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.29%Yield on earning assets
  • 2.78%Cost of funding earning assets
  • 4.52%Net interest margin
  • 0.75%Noninterest income to earning assets
  • 3.03%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.87%Pretax return on assets
  • 16.01%Return on equity (ROE)
  • 14.02%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 312.50%Credit loss provision to net charge-offs
  • 26.33%Efficiency ratio
  • 57,470Assets per employee
  • 2.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 12.47%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 298.20%Noncurrent assets plus other real estate owned to assets
  • 0.26%Noncurrent loans to loans
  • 0.34%Net loans and leases to deposits
  • 93.97%Net loans and leases to core deposits
  • 106.89%Equity capital to assets
  • 7.85%Core capital (leverage) ratio
  • 7.78%Tier 1 risk-based capital ratio
  • 10.38%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $60,116Average earning assets
  • $4,609Average equity
  • $56,436Average loans

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