FDIC Certificate #: 18086 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The Maries County Bank (#8576) Federal Reserve ID: 760742 Date Established: April 09, 1956 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 4 (Interstate: No) FDIC's unique #: 12008 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: September 29, 1959 Last Structure Change Effective Date: March 31, 2003 Last Structure Change Process Date: April 10, 2003 Last Data Update: April 10, 2003 Data Source Date: April 05, 2012
Location
Address: Highway 28th And 10th Street, Belle, MO 65013 County: Maries Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Columbia Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $63.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
26Total employees (full-time equivalent)
$63,520Total assets
$1,545Cash and due from depository institutions
$456Interest-bearing balances
$9,399Securities
$938Federal funds sold & reverse repurchase agreements
$49,155Net loans & leases
$498Loan loss allowance
$0Trading account assets
$1,248Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,235All other assets
$63,520Total liabilities and capital
$58,531Total liabilities
$52,312Total deposits
$47,140Interest-bearing deposits
$52,312Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$6,049Other borrowed funds
$0Subordinated debt
$170All other liabilities
$4,989Total equity capital
$4,989Total bank equity capital
$4,989Perpetual preferred stock
$0Common stock
$103Surplus
$1,196Undivided profits
Memoranda
$3,690Noncurrent loans and leases
$1,888Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$167Earning assets
$0Long-term assets (5+ years)
$346Average Assets, year-to-date
$59,948Average Assets, quarterly
$6,467Volatile liabilities
$60,116Insider loans
$62,597FHLB advances
$9,339Loans and leases held for sale
$0Unused loan commitments
$6,049Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,888Total unused commitments
$0Restructured Loans and leases
$498Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$4,117Total interest income
$1,567Total interest expense
$2,550Net interest income
$150Provision for loan and lease losses
$422Total noninterest income
$0Fiduciary activities
$271Service charges on deposit accounts
$0Trading account gains & fees
$151Additional noninterest income
$1,708Total noninterest expense
$1,004Salaries and employee benefits
$277Premises and equipment expense
$427Additional noninterest expense
$1,114Pre-tax net operating income
$9Securities gains (losses)
$385Applicable income taxes
$738Income before extraordinary items
$0Extraordinary gains - net
$738Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$48Sale, conversion, retirement of capital stock, net
$92Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.29%Yield on earning assets
2.78%Cost of funding earning assets
4.52%Net interest margin
0.75%Noninterest income to earning assets
3.03%Noninterest expense to earning assets
1.22%Net operating income to assets
1.23%Return on assets (ROA)
1.87%Pretax return on assets
16.01%Return on equity (ROE)
14.02%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
312.50%Credit loss provision to net charge-offs
26.33%Efficiency ratio
57,470Assets per employee
2.44%Cash dividends to net income (YTD only)
Condition Ratios (%)
12.47%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
298.20%Noncurrent assets plus other real estate owned to assets
0.26%Noncurrent loans to loans
0.34%Net loans and leases to deposits
93.97%Net loans and leases to core deposits
106.89%Equity capital to assets
7.85%Core capital (leverage) ratio
7.78%Tier 1 risk-based capital ratio
10.38%Total risk-based capital ratio
Memoranda
$11Average assets
$60,116Average earning assets
$4,609Average equity
$56,436Average loans
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