The Maries County Bank in Vienna, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Maries County Bank - Overview

  • General
  • FDIC Certificate #: 8576
    Status: Active
    Federal Reserve ID: 441359
    Bank Holding Company (Regulatory Top Holder): Maries County Bancorp., Inc. (RSSDID: 1099814, Location: Vienna, MO)
    Date Established: August 17, 1900
    WWW: http://www.mariescountybank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Domestic: 8, Interstate: No)
    FDIC's unique #: 5479
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 17, 2006
    Last Structure Change Process Date: April 17, 2006
    Last Data Update: April 17, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 218 Fourth Street, Vienna, MO 65582
    County: Maries
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $324.8 mil
    Equity capital: $39.6 mil
    Deposits held in domestic offices: $268.4 mil
    Return on assets (ROA): 1.05% ($3.4 mil)
    Quarterly return on assets: 0.80% ($2.6 mil)
    Return on Equity (ROE): 9.19% ($3.7 mil)
    Quarterly return on equity: 6.53% ($2.6 mil)
    Net income: $3.4 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.25% ($4,060.1 mil)
    Quarterly Pretax return on assets: 0.90% ($2,923.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 94Total employees (full-time equivalent)
  • $324,811Total assets
  • $6,078Cash and due from depository institutions
  • $2,749Interest-bearing balances
  • $116,933Securities
  • $2,802Federal funds sold & reverse repurchase agreements
  • $178,530Net loans & leases
  • $3,177Loan loss allowance
  • $0Trading account assets
  • $9,072Bank premises and fixed assets
  • $1,238Other real estate owned
  • $0Goodwill and other intangibles
  • $324,811Life insurance assets
  • $10,158All other assets
  • $285,161Total liabilities and capital
  • $268,363Total liabilities
  • $247,772Total deposits
  • $268,363Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $15,000Trading liabilities
  • $0Other borrowed funds
  • $1,798Subordinated debt
  • $39,650All other liabilities
  • $39,650Total equity capital
  • $39,650Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $2,351Surplus
  • $37,149Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,695Income earned, not collected on loans
  • $0Earning assets
  • $2,375Long-term assets (5+ years)
  • $301,014Average Assets, year-to-date
  • $150,598Average Assets, quarterly
  • $319,548Volatile liabilities
  • $323,348Insider loans
  • $230,618FHLB advances
  • $322,733Loans and leases held for sale
  • $5,690Unused loan commitments
  • $5,690Tier 1 (core) risk-based capital
  • $37,682Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $15,959Restructured Loans and leases
  • $455Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $15,863Total interest income
  • $3,923Total interest expense
  • $11,940Net interest income
  • $1,239Provision for loan and lease losses
  • $2,174Total noninterest income
  • $0Fiduciary activities
  • $1,260Service charges on deposit accounts
  • $0Trading account gains & fees
  • $914Additional noninterest income
  • $8,882Total noninterest expense
  • $5,238Salaries and employee benefits
  • $1,298Premises and equipment expense
  • $2,346Additional noninterest expense
  • $3,993Pre-tax net operating income
  • $0Securities gains (losses)
  • $630Applicable income taxes
  • $3,363Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,363Net income attributable to bank
  • $0Net charge-offs
  • $3,363Cash dividends
  • $794Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.36%Yield on earning assets
  • 1.33%Cost of funding earning assets
  • 4.04%Net interest margin
  • 0.73%Noninterest income to earning assets
  • 3.00%Noninterest expense to earning assets
  • 1.05%Net operating income to assets
  • 1.05%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 9.19%Return on equity (ROE)
  • 9.19%Retained earnings to average equity (YTD only)
  • 0.43%Net charge-offs to loans
  • 156.05%Credit loss provision to net charge-offs
  • 6.59%Efficiency ratio
  • 62,930Assets per employee
  • 3.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.75%Loss allowance to noncurrent loans
  • 187.43%Noncurrent assets plus other real estate owned to assets
  • 0.90%Noncurrent loans to loans
  • 0.93%Net loans and leases to deposits
  • 66.53%Net loans and leases to core deposits
  • 72.07%Equity capital to assets
  • 12.21%Core capital (leverage) ratio
  • 11.68%Tier 1 risk-based capital ratio
  • 16.34%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $319,548Average earning assets
  • $36,609Average equity
  • $295,856Average loans

List of branches

  • 8 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05479The Maries County Bank218 Fourth Street, Vienna, MO 65582August 17, 1900Full Service Brick and Mortar
    1218737Argyle Facility Branch Of The Maries2nd And Pine Street, Argyle, MO 65001November 05, 1973Full Service Brick and Mortar
    2218738Dixon Branch101 West Second, Dixon, MO 65459May 05, 1997Full Service Brick and Mortar
    312008Belle State Bank Branch1001 Hwy 28, Belle, MO 65013April 09, 1956Full Service Brick and Mortar
    4243853Vichy FacilityHighway 63, Vichy, MO 65580October 26, 1976Limited Service Facility
    5243854Owensville Branch804 West Hwy 28, Owensville, MO 65066Febuary 24, 1997Full Service Brick and Mortar
    7478561Main Office-Branch205 N Hwy 63, Vienna, MO 65582May 05, 2008Full Service Brick and Mortar
    8526570Saint James Branch825 North Jefferson, Saint James, MO 65559October 26, 2011Full Service Brick and Mortar

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