The Maries County Bank in Vienna, Missouri (MO)



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The Maries County Bank routing number info

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The Maries County Bank
GeneralFDIC Certificate #: 8576
Status: Active
Federal Reserve ID: 441359
Bank Holding Company (Regulatory Top Holder): Maries County Bancorp., Inc. (RSSDID: 1099814, Location: Vienna, MO)
Date Established: August 17, 1900
WWW: http://www.mariescountybank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Domestic: 8, Interstate: No)
FDIC's unique #: 5479
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: April 17, 2006
Last Structure Change Process Date: April 17, 2006
Last Data Update: April 17, 2006
Data Source Date: April 05, 2012
LocationAddress: 218 Fourth Street, Vienna, MO 65582
County: Maries
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Financial SummaryTotal assets: $324.8 mil
Equity capital: $39.6 mil
Deposits held in domestic offices: $268.4 mil
Return on assets (ROA): 1.05% ($3.4 mil)
Quarterly return on assets: 0.80% ($2.6 mil)
Return on Equity (ROE): 9.19% ($3.7 mil)
Quarterly return on equity: 6.53% ($2.6 mil)
Net income: $3.4 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.25% ($4,060.1 mil)
Quarterly Pretax return on assets: 0.90% ($2,923.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)94
Total assets$324,811
Cash and due from depository institutions$6,078
Interest-bearing balances$2,749
Securities$116,933
Federal funds sold & reverse repurchase agreements$2,802
Net loans & leases$178,530
Loan loss allowance $3,177
Trading account assets$0
Bank premises and fixed assets$9,072
Other real estate owned$1,238
Goodwill and other intangibles$0
All other assets$10,158
Life insurance assets$324,811
Total liabilities and capital$285,161
Total liabilities$268,363
Total deposits$247,772
Interest-bearing deposits$268,363
Deposits held in domestic offices$88
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$15,000
Other borrowed funds $0
Subordinated debt $1,798
All other liabilities $39,650
Total equity capital$39,650
Total bank equity capital$39,650
Perpetual preferred stock$0
Common stock$150
Surplus$2,351
Undivided profits $37,149
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,695
Earning assets $0
Long-term assets (5+ years) $2,375
Average Assets, year-to-date $301,014
Average Assets, quarterly $150,598
Volatile liabilities $319,548
Insider loans $323,348
FHLB advances $230,618
Loans and leases held for sale $322,733
Unused loan commitments $5,690
Tier 1 (core) risk-based capital $5,690
Tier 2 risk-based capital $37,682
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $15,959
Derivatives$455
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $15,863
Total interest expense $3,923
Net interest income $11,940
Provision for loan and lease losses $1,239
Total noninterest income $2,174
Fiduciary activities $0
Service charges on deposit accounts $1,260
Trading account gains & fees $0
Additional noninterest income $914
Total noninterest expense $8,882
Salaries and employee benefits $5,238
Premises and equipment expense $1,298
Additional noninterest expense $2,346
Pre-tax net operating income $3,993
Securities gains (losses) $0
Applicable income taxes $630
Income before extraordinary items $3,363
Extraordinary gains - net $0
Net income attributable to bank $3,363
Net charge-offs $0
Cash dividends $3,363
Sale, conversion, retirement of capital stock, net $794
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.36%
Cost of funding earning assets 1.33%
Net interest margin 4.04%
Noninterest income to earning assets 0.73%
Noninterest expense to earning assets 3.00%
Net operating income to assets 1.05%
Return on assets (ROA) 1.05%
Pretax return on assets 1.25%
Return on equity (ROE) 9.19%
Retained earnings to average equity (YTD only) 9.19%
Net charge-offs to loans 0.43%
Credit loss provision to net charge-offs 156.05%
Efficiency ratio6.59%
Assets per employee$62,930
Cash dividends to net income (YTD only)3.46%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.75%
Noncurrent assets plus other real estate owned to assets 187.43%
Noncurrent loans to loans 0.90%
Net loans and leases to deposits0.93%
Net loans and leases to core deposits 66.53%
Equity capital to assets 72.07%
Core capital (leverage) ratio 12.21%
Tier 1 risk-based capital ratio 11.68%
Total risk-based capital ratio 16.34%
Memoranda
Average assets$18
Average earning assets$319,548
Average equity $36,609
Average loans $295,856
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8 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
05479The Maries County Bank218 Fourth Street, Vienna, MO 65582August 17, 1900Full Service Brick and Mortar
1218737Argyle Facility Branch Of The Maries2nd And Pine Street, Argyle, MO 65001November 05, 1973Full Service Brick and Mortar
2218738Dixon Branch101 West Second, Dixon, MO 65459May 05, 1997Full Service Brick and Mortar
312008Belle State Bank Branch1001 Hwy 28, Belle, MO 65013April 09, 1956Full Service Brick and Mortar
4243853Vichy FacilityHighway 63, Vichy, MO 65580October 26, 1976Limited Service Facility
5243854Owensville Branch804 West Hwy 28, Owensville, MO 65066Febuary 24, 1997Full Service Brick and Mortar
7478561Main Office-Branch205 N Hwy 63, Vienna, MO 65582May 05, 2008Full Service Brick and Mortar
8526570Saint James Branch825 North Jefferson, Saint James, MO 65559October 26, 2011Full Service Brick and Mortar
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