Belpre Savings Bank in Belpre, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches


Belpre Savings Bank - Overview

  • General
  • FDIC Certificate #: 30744
    Status: Active
    Federal Reserve ID: 493077
    Date Established: January 01, 1902
    WWW: http://www.belpresavingsbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 5846
    FDIC's unique #: 43578
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: October 24, 1955
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 605 Washington Boulevard, Belpre, OH 45714
    County: Washington
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Parkersburg-Marietta, WV-OH (#6020)
    Core Based Statistical Area (CBSA): Parkersburg-Marietta-Vienna, WV-OH (#37620)
    CBSA Metro Statistical Area: Parkersburg-Marietta-Vienna, WV-OH (#37620)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $46.7 mil
    Equity capital: $7.9 mil
    Deposits held in domestic offices: $33.8 mil
    Return on assets (ROA): 0.44% ($0.2 mil)
    Quarterly return on assets: 0.65% ($0.3 mil)
    Return on Equity (ROE): 2.68% ($0.2 mil)
    Quarterly return on equity: 3.86% ($0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.67% ($312.7 mil)
    Quarterly Pretax return on assets: 0.88% ($410.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $46,666Total assets
  • $3,894Cash and due from depository institutions
  • $3,447Interest-bearing balances
  • $478Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $39,950Net loans & leases
  • $274Loan loss allowance
  • $0Trading account assets
  • $1,228Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $46,666Life insurance assets
  • $1,116All other assets
  • $38,760Total liabilities and capital
  • $33,832Total liabilities
  • $31,601Total deposits
  • $33,832Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,572Trading liabilities
  • $0Other borrowed funds
  • $356Subordinated debt
  • $7,906All other liabilities
  • $7,906Total equity capital
  • $7,906Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $7,906Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $403Income earned, not collected on loans
  • $0Earning assets
  • $164Long-term assets (5+ years)
  • $43,875Average Assets, year-to-date
  • $28,574Average Assets, quarterly
  • $47,248Volatile liabilities
  • $46,448Insider loans
  • $30,210FHLB advances
  • $47,107Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,901Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,856Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,220Total interest income
  • $523Total interest expense
  • $1,697Net interest income
  • $65Provision for loan and lease losses
  • $98Total noninterest income
  • $0Fiduciary activities
  • $30Service charges on deposit accounts
  • $0Trading account gains & fees
  • $68Additional noninterest income
  • $1,412Total noninterest expense
  • $696Salaries and employee benefits
  • $112Premises and equipment expense
  • $604Additional noninterest expense
  • $318Pre-tax net operating income
  • $0Securities gains (losses)
  • $109Applicable income taxes
  • $209Income before extraordinary items
  • $0Extraordinary gains - net
  • $209Net income attributable to bank
  • $0Net charge-offs
  • $209Cash dividends
  • $63Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.01%Yield on earning assets
  • 1.18%Cost of funding earning assets
  • 3.83%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 3.19%Noninterest expense to earning assets
  • 0.44%Net operating income to assets
  • 0.44%Return on assets (ROA)
  • 0.67%Pretax return on assets
  • 2.68%Return on equity (ROE)
  • 2.68%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • 103.17%Credit loss provision to net charge-offs
  • 6.08%Efficiency ratio
  • 78,663Assets per employee
  • 3.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.68%Loss allowance to noncurrent loans
  • 67.99%Noncurrent assets plus other real estate owned to assets
  • 0.86%Noncurrent loans to loans
  • 1.00%Net loans and leases to deposits
  • 118.08%Net loans and leases to core deposits
  • 121.58%Equity capital to assets
  • 16.94%Core capital (leverage) ratio
  • 16.77%Tier 1 risk-based capital ratio
  • 26.15%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $47,248Average earning assets
  • $7,798Average equity
  • $44,331Average loans

List of branches

  • 2 Ohio Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043578Belpre Savings Bank605 Washington Boulevard, Belpre, OH 45714January 01, 1902Full Service Brick and Mortar
    1364896Stone Road BranchStone Road And Washington Boulevard, Belpre, OH 45714August 12, 2002Full Service Brick and Mortar

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