Benchmark Federal Savings Bank in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 11, 1999

  • Benchmark Federal Savings Bank in Cincinnati, Ohio (OH)
  • Show street view No street view available for this location

Benchmark Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 27966
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Winton Savings and Loan Company (#30799)
    Federal Reserve ID: 568573
    Date Established: January 01, 1907
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 642
    FDIC's unique #: 40800
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: December 11, 1935
    Last Structure Change Effective Date: June 11, 1999
    Last Structure Change Process Date: July 27, 1999
    Last Data Update: July 27, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 W Central Parkway, Cincinnati, OH 45202
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • Financial Summary
  • Total assets: $54.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $55,248Total assets
  • $1,590Cash and due from depository institutions
  • $726Interest-bearing balances
  • $3,644Securities
  • $500Federal funds sold & reverse repurchase agreements
  • $47,616Net loans & leases
  • $53Loan loss allowance
  • $0Trading account assets
  • $867Bank premises and fixed assets
  • $0Other real estate owned
  • $51Goodwill and other intangibles
  • $0Life insurance assets
  • $980All other assets
  • $55,248Total liabilities and capital
  • $51,734Total liabilities
  • $40,446Total deposits
  • $40,024Interest-bearing deposits
  • $40,446Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $11,120Other borrowed funds
  • $0Subordinated debt
  • $168All other liabilities
  • $3,514Total equity capital
  • $3,514Total bank equity capital
  • $3,514Perpetual preferred stock
  • $0Common stock
  • $112Surplus
  • $933Undivided profits
  • Memoranda
  • $2,469Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $88Earning assets
  • $0Long-term assets (5+ years)
  • $229Average Assets, year-to-date
  • $52,486Average Assets, quarterly
  • $0Volatile liabilities
  • $52,450Insider loans
  • $54,979FHLB advances
  • $15,219Loans and leases held for sale
  • $888Unused loan commitments
  • $11,120Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,668Total unused commitments
  • $0Restructured Loans and leases
  • $27,531Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,723Total interest income
  • $2,437Total interest expense
  • $1,286Net interest income
  • $26Provision for loan and lease losses
  • $102Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $102Additional noninterest income
  • $1,216Total noninterest expense
  • $653Salaries and employee benefits
  • $295Premises and equipment expense
  • $268Additional noninterest expense
  • $146Pre-tax net operating income
  • $0Securities gains (losses)
  • $38Applicable income taxes
  • $108Income before extraordinary items
  • $0Extraordinary gains - net
  • $108Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $25Sale, conversion, retirement of capital stock, net
  • $56Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.47%Yield on earning assets
  • 4.89%Cost of funding earning assets
  • 2.58%Net interest margin
  • 0.20%Noninterest income to earning assets
  • 2.44%Noninterest expense to earning assets
  • 0.21%Net operating income to assets
  • 0.21%Return on assets (ROA)
  • 0.28%Pretax return on assets
  • 3.13%Return on equity (ROE)
  • 1.51%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 104.00%Credit loss provision to net charge-offs
  • 6.88%Efficiency ratio
  • 87,608Assets per employee
  • 3.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 51.85%Loss allowance to loans
  • 0.11%Loss allowance to noncurrent loans
  • 60.23%Noncurrent assets plus other real estate owned to assets
  • 0.16%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 117.73%Net loans and leases to core deposits
  • 131.00%Equity capital to assets
  • 6.36%Core capital (leverage) ratio
  • 6.36%Tier 1 risk-based capital ratio
  • 12.76%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $52,450Average earning assets
  • $3,446Average equity
  • $49,843Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Benchmark Federal Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents