Benton County Bank in Corvallis, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 1993

  • Benton County Bank in Corvallis, Oregon (OR)
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Benton County Bank - Overview

  • General
  • FDIC Certificate #: 22513
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Security Bank of Oregon (#22743)
    Federal Reserve ID: 220460
    Date Established: August 29, 1977
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 15701
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 29, 1977
    Last Structure Change Effective Date: May 01, 1993
    Last Structure Change Process Date: May 04, 1993
    Last Data Update: May 04, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 S.W. Fourth Street, Corvallis, OR 97339
    County: Benton
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Corvallis, OR (#1890)
    Combined Statistical Area (CSA): Albany-Corvallis-Lebanon, OR (#102)
    Core Based Statistical Area (CBSA): Corvallis, OR (#18700)
    CBSA Metro Statistical Area: Corvallis, OR (#18700)
  • Financial Summary
  • Total assets: $35.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $19Total assets
  • $35,324Cash and due from depository institutions
  • $1,987Interest-bearing balances
  • $0Securities
  • $12,093Federal funds sold & reverse repurchase agreements
  • $3,050Net loans & leases
  • $16,825Loan loss allowance
  • $175Trading account assets
  • $0Bank premises and fixed assets
  • $841Other real estate owned
  • $0Goodwill and other intangibles
  • $528Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $35,324Total liabilities
  • $32,534Total deposits
  • $31,563Interest-bearing deposits
  • $25,533Deposits held in domestic offices
  • 31563.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $899Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $72Total equity capital
  • $72Total bank equity capital
  • $2,790Perpetual preferred stock
  • $0Common stock
  • $900Surplus
  • $1,500Undivided profits
  • Memoranda
  • $390Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $45Income earned, not collected on loans
  • $98Earning assets
  • $31,968Long-term assets (5+ years)
  • $4,470Average Assets, year-to-date
  • $32,488Average Assets, quarterly
  • $34,926Volatile liabilities
  • $2,642Insider loans
  • $89FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,092Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,790Total risk weighted assets
  • $18,508Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,462Total interest expense
  • $912Net interest income
  • $1,550Provision for loan and lease losses
  • $43Total noninterest income
  • $251Fiduciary activities
  • $0Service charges on deposit accounts
  • $203Trading account gains & fees
  • $0Additional noninterest income
  • $48Total noninterest expense
  • $1,310Salaries and employee benefits
  • $661Premises and equipment expense
  • $201Additional noninterest expense
  • $448Pre-tax net operating income
  • $448Securities gains (losses)
  • $21Applicable income taxes
  • $141Income before extraordinary items
  • $328Extraordinary gains - net
  • $0Net income attributable to bank
  • $328Net charge-offs
  • -$1Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.45%Cost of funding earning assets
  • 3.13%Net interest margin
  • 5.32%Noninterest income to earning assets
  • 0.86%Noninterest expense to earning assets
  • 4.50%Net operating income to assets
  • 0.96%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 1.44%Return on equity (ROE)
  • 12.45%Retained earnings to average equity (YTD only)
  • 12.45%Net charge-offs to loans
  • -0.01%Credit loss provision to net charge-offs
  • -4300.00%Efficiency ratio
  • 72,737Assets per employee
  • 1.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 388.89%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 53.31%Net loans and leases to core deposits
  • 56.42%Equity capital to assets
  • 7.90%Core capital (leverage) ratio
  • 7.98%Tier 1 risk-based capital ratio
  • 15.07%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $32,488Average earning assets
  • $2,634Average equity
  • $29,129Average loans

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