Bloomfield State Bank in Bloomfield, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bloomfield State Bank in Bloomfield, Indiana (IN)
  • Show street view No street view available for this location
Bloomfield State Bank routing number info

Bloomfield State Bank - Overview

  • General
  • FDIC Certificate #: 15714
    Status: Active
    Federal Reserve ID: 64543
    Bank Holding Company (Regulatory Top Holder): Universal Bancorp (RSSDID: 1097511, Location: Bloomfield, IN)
    Date Established: January 01, 1873
    WWW: http://www.bloombank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 16 (Domestic: 16, Interstate: No)
    OTS Docket #: 9143
    FDIC's unique #: 9977
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 04, 1940
    Last Structure Change Effective Date: January 29, 2007
    Last Structure Change Process Date: March 06, 2007
    Last Data Update: March 06, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 48 North Washington Street, Bloomfield, IN 47424
    County: Greene
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Bloomington, IN (#14020)
    CBSA Metro Statistical Area: Bloomington, IN (#14020)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $428.5 mil
    Equity capital: $40.6 mil
    Deposits held in domestic offices: $344.7 mil
    Return on assets (ROA): 0.05% ($0.2 mil)
    Quarterly return on assets: 0.52% ($2.2 mil)
    Return on Equity (ROE): 0.54% ($0.2 mil)
    Quarterly return on equity: 5.52% ($2.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: -0.02% (-$85.7 mil)
    Quarterly Pretax return on assets: 0.68% ($2,913.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 131Total employees (full-time equivalent)
  • $428,484Total assets
  • $27,586Cash and due from depository institutions
  • $13,476Interest-bearing balances
  • $96,898Securities
  • $12,000Federal funds sold & reverse repurchase agreements
  • $256,138Net loans & leases
  • $8,144Loan loss allowance
  • $0Trading account assets
  • $5,854Bank premises and fixed assets
  • $9,184Other real estate owned
  • $2,649Goodwill and other intangibles
  • $428,484Life insurance assets
  • $18,175All other assets
  • $387,867Total liabilities and capital
  • $344,742Total liabilities
  • $330,869Total deposits
  • $344,742Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $39,325Trading liabilities
  • $0Other borrowed funds
  • $3,800Subordinated debt
  • $40,617All other liabilities
  • $40,617Total equity capital
  • $40,617Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $20,600Surplus
  • $19,817Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,629Income earned, not collected on loans
  • $0Earning assets
  • $1,499Long-term assets (5+ years)
  • $378,512Average Assets, year-to-date
  • $185,998Average Assets, quarterly
  • $427,160Volatile liabilities
  • $429,208Insider loans
  • $262,801FHLB advances
  • $419,783Loans and leases held for sale
  • $5,809Unused loan commitments
  • $767Tier 1 (core) risk-based capital
  • $35,359Tier 2 risk-based capital
  • $2,524Total risk weighted assets
  • $2,518Total unused commitments
  • $23,580Restructured Loans and leases
  • $7,977Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $19,726Total interest income
  • $4,745Total interest expense
  • $14,981Net interest income
  • $3,223Provision for loan and lease losses
  • $1,971Total noninterest income
  • $3Fiduciary activities
  • $579Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,389Additional noninterest income
  • $14,790Total noninterest expense
  • $6,415Salaries and employee benefits
  • $1,904Premises and equipment expense
  • $6,471Additional noninterest expense
  • -$1,061Pre-tax net operating income
  • $983Securities gains (losses)
  • -$291Applicable income taxes
  • $213Income before extraordinary items
  • $0Extraordinary gains - net
  • $213Net income attributable to bank
  • $0Net charge-offs
  • $213Cash dividends
  • $8,582Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.29%Yield on earning assets
  • 1.27%Cost of funding earning assets
  • 4.02%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 3.96%Noninterest expense to earning assets
  • -0.10%Net operating income to assets
  • 0.05%Return on assets (ROA)
  • -0.02%Pretax return on assets
  • 0.54%Return on equity (ROE)
  • 0.54%Retained earnings to average equity (YTD only)
  • 3.08%Net charge-offs to loans
  • 37.56%Credit loss provision to net charge-offs
  • 0.25%Efficiency ratio
  • 86,922Assets per employee
  • 3.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.08%Loss allowance to noncurrent loans
  • 94.38%Noncurrent assets plus other real estate owned to assets
  • 4.16%Noncurrent loans to loans
  • 3.27%Net loans and leases to deposits
  • 74.30%Net loans and leases to core deposits
  • 85.25%Equity capital to assets
  • 9.48%Core capital (leverage) ratio
  • 8.42%Tier 1 risk-based capital ratio
  • 13.45%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $427,160Average earning assets
  • $39,594Average equity
  • $373,120Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,275Managed Assets
  • 1Number of Accounts
  • $1,153Personal trust and agency accounts
  • $860Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $293Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 65Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $122Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 15 Indiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    09977Bloomfield State Bank48 North Washington Street, Bloomfield, IN 47424January 01, 1873Full Service Brick and Mortar
    1235072Newberry BranchHighway 57, Newberry, IN 47449January 02, 1957Full Service Brick and Mortar
    2235073Eastern Heights BranchJunction 45 And 445, Bloomfield, IN 47424October 01, 1971Full Service Brick and Mortar
    3235074Shakamak Branch315 East Main Street, Jasonville, IN 47438April 02, 1977Full Service Brick and Mortar
    4235075Main Street BranchHighway 231 South, Bloomfield, IN 47424May 17, 1979Full Service Brick and Mortar
    5235076Bloomington Branch1301 North Walnut Street, Bloomington, IN 47401November 18, 1985Full Service Brick and Mortar
    6235077Linton Branch1450 N.E. 'a' Street, Linton, IN 47441December 18, 1989Full Service Brick and Mortar
    8203627Liberty Branch2111 Liberty Drive, Bloomington, IN 47403October 31, 1994Full Service Brick and Mortar
    9361011Bsb Personal Banking Group Branch9339 Priority Way West Drive Suite 1, Indianapolis, IN 46240March 15, 2001Full Service Brick and Mortar
    102902Mitchell Branch1309 Main Street, Mitchell, IN 47446January 01, 1903Full Service Brick and Mortar
    11203628Messenger Service Branch628 West Main Street, Mitchell, IN 47446October 01, 1995Limited Service Messenger
    12422440Oaktown Branch101 Broadway Street, Oaktown, IN 47561May 05, 2003Full Service Brick and Mortar
    13437242Greenwood Branch893 East Main Street, Suite F, Greenwood, IN 46143Febuary 07, 2005Full Service Brick and Mortar
    15455841Lyons Branch147 West Broad Street, Lyons, IN 47443October 09, 2006Full Service Brick and Mortar
    16446340West Tipton Street Branch316 West Tipton Street, Seymour, IN 47274November 07, 2005Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bloomfield State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents