FDIC Certificate #: 11235 Status: Active Federal Reserve ID: 35646 Bank Holding Company (Regulatory Top Holder): Bonduel Bancorp, Inc. (RSSDID: 1839252, Location: Bonduel, WI) Date Established: September 21, 1906 WWW:http://www.bonduelbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 13510 FDIC's unique #: 7168 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: December 09, 2008 Last Structure Change Process Date: January 16, 2009 Last Data Update: January 16, 2009 Data Source Date: April 05, 2012
Location
Address: 130 North Cecil Street, Bonduel, WI 54107 County: Shawano Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Appleton Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
History of Changes
Change in Location
Financial Summary
Total assets: $48.4 mil Equity capital: $10.9 mil Deposits held in domestic offices: $37.0 mil Return on assets (ROA): 1.26% ($0.6 mil) Quarterly return on assets: 1.26% ($0.6 mil) Return on Equity (ROE): 5.45% ($0.6 mil) Quarterly return on equity: 5.40% ($0.6 mil) Net income: $0.6 mil Quarterly Net income: $0.2 mil Pretax return on assets: 1.30% ($628.8 mil) Quarterly Pretax return on assets: 1.31% ($633.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
8Total employees (full-time equivalent)
$48,369Total assets
$8,634Cash and due from depository institutions
$2,445Interest-bearing balances
$22,164Securities
$1,250Federal funds sold & reverse repurchase agreements
$15,046Net loans & leases
$214Loan loss allowance
$0Trading account assets
$165Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$48,369Life insurance assets
$1,110All other assets
$37,485Total liabilities and capital
$37,016Total liabilities
$30,504Total deposits
$37,016Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$469Subordinated debt
$10,884All other liabilities
$10,884Total equity capital
$10,884Total bank equity capital
$0Perpetual preferred stock
$250Common stock
$1,900Surplus
$8,734Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$151Income earned, not collected on loans
$57Earning assets
$264Long-term assets (5+ years)
$40,905Average Assets, year-to-date
$12,736Average Assets, quarterly
$48,813Volatile liabilities
$48,080Insider loans
$19,467FHLB advances
$47,738Loans and leases held for sale
$623Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,837Tier 2 risk-based capital
$0Total risk weighted assets
$623Total unused commitments
$1,157Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,849Total interest income
$300Total interest expense
$1,549Net interest income
$25Provision for loan and lease losses
$167Total noninterest income
$0Fiduciary activities
$64Service charges on deposit accounts
$0Trading account gains & fees
$103Additional noninterest income
$1,055Total noninterest expense
$710Salaries and employee benefits
$47Premises and equipment expense
$298Additional noninterest expense
$636Pre-tax net operating income
$0Securities gains (losses)
$23Applicable income taxes
$613Income before extraordinary items
$0Extraordinary gains - net
$613Net income attributable to bank
$0Net charge-offs
$613Cash dividends
$56Sale, conversion, retirement of capital stock, net
$932Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.34%Yield on earning assets
0.70%Cost of funding earning assets
3.64%Net interest margin
0.39%Noninterest income to earning assets
2.48%Noninterest expense to earning assets
1.26%Net operating income to assets
1.26%Return on assets (ROA)
1.30%Pretax return on assets
5.45%Return on equity (ROE)
-2.84%Retained earnings to average equity (YTD only)
0.36%Net charge-offs to loans
44.64%Credit loss provision to net charge-offs
11.80%Efficiency ratio
61,480Assets per employee
6.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
152.04%Loss allowance to loans
1.40%Loss allowance to noncurrent loans
141.72%Noncurrent assets plus other real estate owned to assets
0.31%Noncurrent loans to loans
0.99%Net loans and leases to deposits
40.65%Net loans and leases to core deposits
41.32%Equity capital to assets
22.50%Core capital (leverage) ratio
22.70%Tier 1 risk-based capital ratio
55.67%Total risk-based capital ratio
Memoranda
$57Average assets
$48,813Average earning assets
$11,250Average equity
$42,594Average loans
List of branches
1 Wisconsin Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
7168
Bonduel State Bank
130 North Cecil Street, Bonduel, WI 54107
September 21, 1906
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bonduel State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: