Bridge View Bank in Englewood Cliffs, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 2003

  • Bridge View Bank in Englewood Cliffs, New Jersey (NJ)
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Bridge View Bank - Overview

  • General
  • FDIC Certificate #: 32869
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Interchange Bank (#20038)
    Federal Reserve ID: 1455063
    Date Established: March 15, 1990
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Interstate: No)
    OTS Docket #: 13653
    FDIC's unique #: 45781
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 15, 1990
    Last Structure Change Effective Date: May 01, 2003
    Last Structure Change Process Date: May 20, 2003
    Last Data Update: May 20, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 457 Sylvan Avenue, Englewood Cliffs, NJ 7632
    County: Bergen
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Bergen-Passaic, NJ (#875)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • Financial Summary
  • Total assets: $301.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 98Total employees (full-time equivalent)
  • $281,247Total assets
  • $19,673Cash and due from depository institutions
  • $2,377Interest-bearing balances
  • $39,885Securities
  • $19,500Federal funds sold & reverse repurchase agreements
  • $188,804Net loans & leases
  • $1,916Loan loss allowance
  • $0Trading account assets
  • $10,326Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,059All other assets
  • $281,247Total liabilities and capital
  • $252,215Total liabilities
  • $251,050Total deposits
  • $157,016Interest-bearing deposits
  • $251,050Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,165All other liabilities
  • $29,032Total equity capital
  • $29,032Total bank equity capital
  • $29,032Perpetual preferred stock
  • $0Common stock
  • $25,573Surplus
  • $4,706Undivided profits
  • Memoranda
  • $-1,247Noncurrent loans and leases
  • $28,219Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $530Earning assets
  • $0Long-term assets (5+ years)
  • $1,265Average Assets, year-to-date
  • $250,566Average Assets, quarterly
  • $93,070Volatile liabilities
  • $259,932Insider loans
  • $276,877FHLB advances
  • $17,620Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $28,219Total unused commitments
  • $0Restructured Loans and leases
  • $1,916Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $14,366Total interest income
  • $1,691Total interest expense
  • $12,675Net interest income
  • $570Provision for loan and lease losses
  • $2,041Total noninterest income
  • $0Fiduciary activities
  • $1,411Service charges on deposit accounts
  • $0Trading account gains & fees
  • $630Additional noninterest income
  • $8,825Total noninterest expense
  • $4,402Salaries and employee benefits
  • $1,729Premises and equipment expense
  • $2,694Additional noninterest expense
  • $5,321Pre-tax net operating income
  • $103Securities gains (losses)
  • $2,066Applicable income taxes
  • $3,358Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,358Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $259Sale, conversion, retirement of capital stock, net
  • $1,386Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.16%Yield on earning assets
  • 0.72%Cost of funding earning assets
  • 5.43%Net interest margin
  • 0.87%Noninterest income to earning assets
  • 3.78%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.29%Return on assets (ROA)
  • 2.09%Pretax return on assets
  • 11.97%Return on equity (ROE)
  • 7.03%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 220.08%Credit loss provision to net charge-offs
  • 22.75%Efficiency ratio
  • 59,969Assets per employee
  • 2.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 41.27%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 361.51%Noncurrent assets plus other real estate owned to assets
  • 0.19%Noncurrent loans to loans
  • 0.28%Net loans and leases to deposits
  • 75.21%Net loans and leases to core deposits
  • 80.88%Equity capital to assets
  • 10.32%Core capital (leverage) ratio
  • 10.40%Tier 1 risk-based capital ratio
  • 14.46%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $259,932Average earning assets
  • $28,049Average equity
  • $233,366Average loans

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