Bristol Bank in Coral Gables, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 25, 2006

  • Bristol Bank in Coral Gables, Florida (FL)
  • Show street view No street view available for this location

Bristol Bank - Overview

  • General
  • FDIC Certificate #: 35045
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Florida - Southeast (#57360)
    Federal Reserve ID: 2870430
    Date Established: December 30, 1999
    WWW: http://www.bristolbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 74349
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 30, 1999
    Last Structure Change Effective Date: August 25, 2006
    Last Structure Change Process Date: October 23, 2006
    Last Data Update: October 23, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1493 Sunset Drive, Coral Gables, FL 33143
    County: Miami-Dade
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Miami, FL (#5000)
    Consolidated Metropolitan Statistical Area (CMSA): Miami-Fort Lauderdale, FL (#56)
    Core Based Statistical Area (CBSA): Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    CBSA Metro Statistical Area: Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    Core Based Statistical Division: Miami-Miami Beach-Kendall, FL (#33124)
  • Financial Summary
  • Total assets: $90.3 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $91,338Total assets
  • $1,581Cash and due from depository institutions
  • $957Interest-bearing balances
  • $27,450Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $59,374Net loans & leases
  • $713Loan loss allowance
  • $0Trading account assets
  • $325Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,608All other assets
  • $91,339Total liabilities and capital
  • $81,218Total liabilities
  • $69,327Total deposits
  • $61,456Interest-bearing deposits
  • $69,327Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,036Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $8,602Other borrowed funds
  • $0Subordinated debt
  • $253All other liabilities
  • $10,121Total equity capital
  • $10,121Total bank equity capital
  • $10,121Perpetual preferred stock
  • $0Common stock
  • $6,036Surplus
  • $6,036Undivided profits
  • Memoranda
  • $-1,951Noncurrent loans and leases
  • $14,538Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $18Earning assets
  • $0Long-term assets (5+ years)
  • $580Average Assets, year-to-date
  • $87,781Average Assets, quarterly
  • $12,786Volatile liabilities
  • $89,007Insider loans
  • $91,770FHLB advances
  • $19,983Loans and leases held for sale
  • $1,872Unused loan commitments
  • $8,500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $428Total risk weighted assets
  • $14,538Total unused commitments
  • $0Restructured Loans and leases
  • $713Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $4,874Total interest income
  • $2,253Total interest expense
  • $2,621Net interest income
  • $249Provision for loan and lease losses
  • $454Total noninterest income
  • $0Fiduciary activities
  • $378Service charges on deposit accounts
  • $0Trading account gains & fees
  • $76Additional noninterest income
  • $3,020Total noninterest expense
  • $1,522Salaries and employee benefits
  • $423Premises and equipment expense
  • $1,075Additional noninterest expense
  • -$194Pre-tax net operating income
  • $0Securities gains (losses)
  • -$66Applicable income taxes
  • -$128Income before extraordinary items
  • $0Extraordinary gains - net
  • -$128Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $110Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.71%Yield on earning assets
  • 2.64%Cost of funding earning assets
  • 3.07%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 3.54%Noninterest expense to earning assets
  • -0.14%Net operating income to assets
  • -0.14%Return on assets (ROA)
  • -0.22%Pretax return on assets
  • -1.40%Return on equity (ROE)
  • -1.40%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 226.36%Credit loss provision to net charge-offs
  • 0.50%Efficiency ratio
  • 98,211Assets per employee
  • 3.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 3961.11%Noncurrent assets plus other real estate owned to assets
  • 0.02%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 85.64%Net loans and leases to core deposits
  • 113.13%Equity capital to assets
  • 11.08%Core capital (leverage) ratio
  • 10.13%Tier 1 risk-based capital ratio
  • 14.04%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $89,007Average earning assets
  • $9,154Average equity
  • $85,423Average loans

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