Bucks County Bank and Trust Company in Perkasie, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 18, 1994

  • Bucks County Bank and Trust Company in Perkasie, Pennsylvania (PA)
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Bucks County Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 17424
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Corestates Bank, National Association (#719)
    Federal Reserve ID: 346614
    Date Established: April 04, 1955
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 22 (Interstate: No)
    OTS Docket #: 9542
    FDIC's unique #: 11418
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 04, 1955
    Last Structure Change Effective Date: November 18, 1994
    Last Structure Change Process Date: November 29, 1994
    Last Data Update: November 29, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 7th And Chestnut Streets, Perkasie, PA 18944
    County: Bucks
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $1,067.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $384Total assets
  • $1,227,404Cash and due from depository institutions
  • $72,593Interest-bearing balances
  • $13,220Securities
  • $242,435Federal funds sold & reverse repurchase agreements
  • $20,566Net loans & leases
  • $847,830Loan loss allowance
  • $17,581Trading account assets
  • $0Bank premises and fixed assets
  • $14,088Other real estate owned
  • $13,539Goodwill and other intangibles
  • $14,900Life insurance assets
  • $1,453All other assets
  • $0Total liabilities and capital
  • $1,227,404Total liabilities
  • $1,128,134Total deposits
  • $959,121Interest-bearing deposits
  • $762,655Deposits held in domestic offices
  • 959121.00%% insured (estimated)
  • $83Federal funds purchased & repurchase agreements
  • $54,807Trading liabilities
  • $0Other borrowed funds
  • $105,653Subordinated debt
  • $0All other liabilities
  • $8,553Total equity capital
  • $8,553Total bank equity capital
  • $99,270Perpetual preferred stock
  • $0Common stock
  • $4,076Surplus
  • $44,708Undivided profits
  • Memoranda
  • $50,486Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $13,082Income earned, not collected on loans
  • $4,371Earning assets
  • $1,124,051Long-term assets (5+ years)
  • $258,590Average Assets, year-to-date
  • $1,225,429Average Assets, quarterly
  • $1,221,779Volatile liabilities
  • $187,356Insider loans
  • $9,290FHLB advances
  • $0Loans and leases held for sale
  • $55,536Unused loan commitments
  • $260,196Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $98,812Total risk weighted assets
  • $1,014,254Total unused commitments
  • $0Restructured Loans and leases
  • $249,000Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $85,174Total interest expense
  • $34,012Net interest income
  • $51,162Provision for loan and lease losses
  • $7,807Total noninterest income
  • $18,294Fiduciary activities
  • $1,311Service charges on deposit accounts
  • $4,586Trading account gains & fees
  • $0Additional noninterest income
  • $12,397Total noninterest expense
  • $45,848Salaries and employee benefits
  • $16,936Premises and equipment expense
  • $4,020Additional noninterest expense
  • $24,892Pre-tax net operating income
  • $15,801Securities gains (losses)
  • $1,275Applicable income taxes
  • $5,193Income before extraordinary items
  • $11,883Extraordinary gains - net
  • $0Net income attributable to bank
  • $11,883Net charge-offs
  • $6,099Cash dividends
  • $6,290Sale, conversion, retirement of capital stock, net
  • $7,700Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.62%Cost of funding earning assets
  • 3.04%Net interest margin
  • 4.57%Noninterest income to earning assets
  • 1.64%Noninterest expense to earning assets
  • 4.10%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 0.97%Pretax return on assets
  • 1.39%Return on equity (ROE)
  • 13.27%Retained earnings to average equity (YTD only)
  • 6.25%Net charge-offs to loans
  • 0.71%Credit loss provision to net charge-offs
  • 128.00%Efficiency ratio
  • 65,771Assets per employee
  • 3.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.93%Loss allowance to loans
  • 2.03%Loss allowance to noncurrent loans
  • 134.39%Noncurrent assets plus other real estate owned to assets
  • 2.17%Noncurrent loans to loans
  • 1.51%Net loans and leases to deposits
  • 88.40%Net loans and leases to core deposits
  • 91.01%Equity capital to assets
  • 8.09%Core capital (leverage) ratio
  • 8.02%Tier 1 risk-based capital ratio
  • 9.74%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,225,429Average earning assets
  • $89,525Average equity
  • $1,118,430Average loans

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