Buena Vista National Bank in Chester, Illinois (IL)



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Buena Vista National Bank routing number info

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Buena Vista National Bank
GeneralFDIC Certificate #: 10844
Status: Active
Federal Reserve ID: 621441
Bank Holding Company (Regulatory Top Holder): Buena Vista Bancorp, Inc. (RSSDID: 1399578, Location: Chester, IL)
Date Established: January 01, 1905
WWW: http://www.bvnb.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 14125
FDIC's unique #: 6937
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 02, 2008
Last Structure Change Process Date: June 04, 2008
Last Data Update: June 04, 2008
Data Source Date: April 05, 2012
LocationAddress: 1309 Swanwick Street, Chester, IL 62233
County: Randolph
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Mount Vernon
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of ChangesParticipated in Absorption/Consolidation/Merger
Financial SummaryTotal assets: $137.4 mil
Equity capital: $19.5 mil
Deposits held in domestic offices: $112.6 mil
Return on assets (ROA): 1.20% ($1.6 mil)
Quarterly return on assets: 0.96% ($1.3 mil)
Return on Equity (ROE): 8.43% ($1.7 mil)
Quarterly return on equity: 6.59% ($1.3 mil)
Net income: $1.6 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.79% ($2,458.9 mil)
Quarterly Pretax return on assets: 1.39% ($1,909.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)47
Total assets$137,370
Cash and due from depository institutions$11,839
Interest-bearing balances$1,117
Securities$54,336
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$59,309
Loan loss allowance $1,011
Trading account assets$0
Bank premises and fixed assets$3,104
Other real estate owned$542
Goodwill and other intangibles$1,308
All other assets$6,932
Life insurance assets$137,370
Total liabilities and capital$117,859
Total liabilities$112,560
Total deposits$83,511
Interest-bearing deposits$112,560
Deposits held in domestic offices$94
% insured (estimated)588.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,281
Other borrowed funds $0
Subordinated debt $2,430
All other liabilities $19,511
Total equity capital$19,511
Total bank equity capital$19,511
Perpetual preferred stock$0
Common stock$200
Surplus$8,195
Undivided profits $11,116
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $421
Earning assets $0
Long-term assets (5+ years) $390
Average Assets, year-to-date $114,762
Average Assets, quarterly $47,728
Volatile liabilities $134,998
Insider loans $136,238
FHLB advances $75,237
Loans and leases held for sale $134,849
Unused loan commitments $4,708
Tier 1 (core) risk-based capital $4,063
Tier 2 risk-based capital $17,419
Total risk weighted assets $0
Total unused commitments $645
Restructured Loans and leases $6,946
Derivatives$3,135
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $5,885
Total interest expense $851
Net interest income $5,034
Provision for loan and lease losses $200
Total noninterest income $1,847
Fiduciary activities $0
Service charges on deposit accounts $798
Trading account gains & fees $0
Additional noninterest income $1,049
Total noninterest expense $4,336
Salaries and employee benefits $2,246
Premises and equipment expense $625
Additional noninterest expense $1,465
Pre-tax net operating income $2,345
Securities gains (losses) $76
Applicable income taxes $800
Income before extraordinary items $1,621
Extraordinary gains - net $0
Net income attributable to bank $1,621
Net charge-offs $0
Cash dividends $1,621
Sale, conversion, retirement of capital stock, net $181
Net operating income $800
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.08%
Cost of funding earning assets 0.73%
Net interest margin 4.34%
Noninterest income to earning assets 1.59%
Noninterest expense to earning assets 3.74%
Net operating income to assets 1.16%
Return on assets (ROA) 1.20%
Pretax return on assets 1.79%
Return on equity (ROE) 8.43%
Retained earnings to average equity (YTD only) 4.27%
Net charge-offs to loans 0.30%
Credit loss provision to net charge-offs 110.50%
Efficiency ratio14.06%
Assets per employee$63,014
Cash dividends to net income (YTD only)2.92%
Condition Ratios (%)
Loss allowance to loans 49.35%
Loss allowance to noncurrent loans 1.68%
Noncurrent assets plus other real estate owned to assets 240.14%
Noncurrent loans to loans 0.70%
Net loans and leases to deposits0.70%
Net loans and leases to core deposits 52.69%
Equity capital to assets 57.52%
Core capital (leverage) ratio 14.20%
Tier 1 risk-based capital ratio 12.92%
Total risk-based capital ratio 23.15%
Memoranda
Average assets$24
Average earning assets$134,998
Average equity $19,237
Average loans $115,931
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Total Fiduciary and Related Assets (December 31, 2001)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$2,792
Number of Accounts1
Personal trust and agency accounts$2,792
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$2,792
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts6
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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5 Illinois Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
06937Buena Vista National Bank1309 Swanwick Street, Chester, IL 62233January 01, 1905Full Service Brick and Mortar
17692Evansville BranchMarket And Spring Streets, Evansville, IL 62242January 01, 1895Full Service Brick and Mortar
2223035Chester Market Place Branch800 Chester Center, Chester, IL 62233October 04, 1999Full Service Brick and Mortar
356219Decatur Citizens Community Branch3795 North Woodford Street, Decatur, IL 62526October 30, 1995Full Service Brick and Mortar
415281Warrensburg BranchState Route 121 And East Main Street, Warrensburg, IL 62573May 30, 1975Full Service Brick and Mortar
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