First State Bank of Campbell Hill in Campbell Hill, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Campbell Hill - Overview

  • General
  • FDIC Certificate #: 10799
    Status: Active
    Federal Reserve ID: 698546
    Bank Holding Company (Regulatory Top Holder): Campbell Hill Bancshares, Inc. (RSSDID: 1427387, Location: Campbell Hill, IL)
    Date Established: January 01, 1921
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 13443
    FDIC's unique #: 6906
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 23, 2006
    Last Structure Change Process Date: July 11, 2006
    Last Data Update: July 11, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 114 West Front Street, Campbell Hill, IL 62916
    County: Jackson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Carbondale-Marion-Herrin, IL (#166)
    Core Based Statistical Area (CBSA): Carbondale, IL (#16060)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
    Office Purchased
  • Financial Summary
  • Total assets: $96.5 mil
    Equity capital: $9.1 mil
    Deposits held in domestic offices: $85.8 mil
    Return on assets (ROA): 0.61% ($0.6 mil)
    Quarterly return on assets: 0.38% ($0.4 mil)
    Return on Equity (ROE): 6.70% ($0.6 mil)
    Quarterly return on equity: 4.01% ($0.4 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.86% ($829.5 mil)
    Quarterly Pretax return on assets: 0.57% ($549.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $96,453Total assets
  • $7,380Cash and due from depository institutions
  • $2,671Interest-bearing balances
  • $25,495Securities
  • $1,475Federal funds sold & reverse repurchase agreements
  • $57,052Net loans & leases
  • $987Loan loss allowance
  • $0Trading account assets
  • $915Bank premises and fixed assets
  • $292Other real estate owned
  • $395Goodwill and other intangibles
  • $96,453Life insurance assets
  • $3,449All other assets
  • $87,322Total liabilities and capital
  • $85,780Total liabilities
  • $76,178Total deposits
  • $85,780Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $408Trading liabilities
  • $0Other borrowed funds
  • $1,134Subordinated debt
  • $9,131All other liabilities
  • $9,131Total equity capital
  • $9,131Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $3,879Surplus
  • $5,102Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $417Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $989Income earned, not collected on loans
  • $0Earning assets
  • $560Long-term assets (5+ years)
  • $86,693Average Assets, year-to-date
  • $22,116Average Assets, quarterly
  • $96,741Volatile liabilities
  • $96,983Insider loans
  • $57,771FHLB advances
  • $97,172Loans and leases held for sale
  • $1,573Unused loan commitments
  • $1,573Tier 1 (core) risk-based capital
  • $8,283Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,091Restructured Loans and leases
  • $280Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,019Total interest income
  • $1,466Total interest expense
  • $3,553Net interest income
  • $526Provision for loan and lease losses
  • $325Total noninterest income
  • $0Fiduciary activities
  • $247Service charges on deposit accounts
  • $0Trading account gains & fees
  • $78Additional noninterest income
  • $2,565Total noninterest expense
  • $1,520Salaries and employee benefits
  • $274Premises and equipment expense
  • $771Additional noninterest expense
  • $787Pre-tax net operating income
  • $43Securities gains (losses)
  • $240Applicable income taxes
  • $590Income before extraordinary items
  • $0Extraordinary gains - net
  • $590Net income attributable to bank
  • $0Net charge-offs
  • $590Cash dividends
  • $221Sale, conversion, retirement of capital stock, net
  • $139Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.75%Yield on earning assets
  • 1.68%Cost of funding earning assets
  • 4.07%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 2.94%Noninterest expense to earning assets
  • 0.58%Net operating income to assets
  • 0.61%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 6.70%Return on equity (ROE)
  • 5.12%Retained earnings to average equity (YTD only)
  • 0.37%Net charge-offs to loans
  • 238.01%Credit loss provision to net charge-offs
  • 5.94%Efficiency ratio
  • 62,816Assets per employee
  • 3.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 23.56%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 99.80%Noncurrent assets plus other real estate owned to assets
  • 1.37%Noncurrent loans to loans
  • 1.70%Net loans and leases to deposits
  • 66.51%Net loans and leases to core deposits
  • 68.68%Equity capital to assets
  • 9.47%Core capital (leverage) ratio
  • 8.52%Tier 1 risk-based capital ratio
  • 14.34%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $96,741Average earning assets
  • $8,806Average equity
  • $87,323Average loans

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06906First State Bank Of Campbell Hill114 West Front Street, Campbell Hill, IL 62916January 01, 1921Full Service Brick and Mortar
    12448Coulterville Branch115 North 4th Street, Coulterville, IL 62237January 01, 1914Full Service Brick and Mortar
    2263069Steeleville Community Bank Branch424 West Broadway, Steeleville, IL 62288January 01, 1894Full Service Brick and Mortar

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