Buffalo Prairie State Bank in Buffalo Prairie, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Buffalo Prairie State Bank in Buffalo Prairie, Illinois (IL)
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Buffalo Prairie State Bank - Overview

  • General
  • FDIC Certificate #: 10857
    Status: Active
    Federal Reserve ID: 403937
    Date Established: September 29, 1920
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 6946
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 20228 183rd Ave West, Buffalo Prairie, IL 61237
    County: Rock Island
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Davenport-Moline-Rock Island, IA-IL (#1960)
    Core Based Statistical Area (CBSA): Davenport-Moline-Rock Island, IA-IL (#19340)
    CBSA Metro Statistical Area: Davenport-Moline-Rock Island, IA-IL (#19340)
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $60.3 mil
    Equity capital: $9.1 mil
    Deposits held in domestic offices: $50.7 mil
    Return on assets (ROA): 0.69% ($0.4 mil)
    Quarterly return on assets: 0.52% ($0.3 mil)
    Return on Equity (ROE): 4.44% ($0.4 mil)
    Quarterly return on equity: 3.33% ($0.3 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.69% ($416.1 mil)
    Quarterly Pretax return on assets: 0.52% ($313.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $60,301Total assets
  • $2,423Cash and due from depository institutions
  • $0Interest-bearing balances
  • $38,442Securities
  • $3,460Federal funds sold & reverse repurchase agreements
  • $15,178Net loans & leases
  • $171Loan loss allowance
  • $0Trading account assets
  • $101Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $60,301Life insurance assets
  • $697All other assets
  • $51,152Total liabilities and capital
  • $50,741Total liabilities
  • $47,537Total deposits
  • $50,741Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $411Subordinated debt
  • $9,149All other liabilities
  • $9,149Total equity capital
  • $9,149Total bank equity capital
  • $0Perpetual preferred stock
  • $360Common stock
  • $890Surplus
  • $7,899Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $134Income earned, not collected on loans
  • $0Earning assets
  • $554Long-term assets (5+ years)
  • $57,080Average Assets, year-to-date
  • $26,465Average Assets, quarterly
  • $55,672Volatile liabilities
  • $58,477Insider loans
  • $26,796FHLB advances
  • $59,567Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,731Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,146Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,974Total interest income
  • $915Total interest expense
  • $1,059Net interest income
  • $96Provision for loan and lease losses
  • $28Total noninterest income
  • $0Fiduciary activities
  • $8Service charges on deposit accounts
  • $0Trading account gains & fees
  • $20Additional noninterest income
  • $597Total noninterest expense
  • $343Salaries and employee benefits
  • $34Premises and equipment expense
  • $220Additional noninterest expense
  • $394Pre-tax net operating income
  • -$8Securities gains (losses)
  • $0Applicable income taxes
  • $386Income before extraordinary items
  • $0Extraordinary gains - net
  • $386Net income attributable to bank
  • $0Net charge-offs
  • $386Cash dividends
  • $155Sale, conversion, retirement of capital stock, net
  • $27Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.74%Yield on earning assets
  • 1.73%Cost of funding earning assets
  • 2.01%Net interest margin
  • 0.05%Noninterest income to earning assets
  • 1.13%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 0.69%Pretax return on assets
  • 4.44%Return on equity (ROE)
  • 4.13%Retained earnings to average equity (YTD only)
  • 0.88%Net charge-offs to loans
  • 61.94%Credit loss provision to net charge-offs
  • 3.16%Efficiency ratio
  • 54,922Assets per employee
  • 10.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 6.99%Loss allowance to loans
  • 1.11%Loss allowance to noncurrent loans
  • 127.61%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.87%Net loans and leases to deposits
  • 29.91%Net loans and leases to core deposits
  • 32.05%Equity capital to assets
  • 15.17%Core capital (leverage) ratio
  • 14.66%Tier 1 risk-based capital ratio
  • 32.58%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $55,672Average earning assets
  • $8,702Average equity
  • $52,805Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06946Buffalo Prairie State Bank20228 183rd Ave West, Buffalo Prairie, IL 61237September 29, 1920Full Service Brick and Mortar

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