Burr Ridge Bank and Trust in Burr Ridge, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Burr Ridge Bank and Trust - Overview

  • General
  • FDIC Certificate #: 58846
    Status: Active
    Federal Reserve ID: 3831483
    Bank Holding Company (Regulatory Top Holder): First Community Financial Partners, Inc. (RSSDID: 3447585, Location: Joliet, IL)
    Date Established: April 13, 2009
    WWW: http://www.brbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 470027
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 13, 2009
    Last Structure Change Effective Date: August 12, 2010
    Last Structure Change Process Date: August 13, 2010
    Last Data Update: August 13, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 7020 County Line Road, Burr Ridge, IL 60527
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Name Change
  • Financial Summary
  • Total assets: $166.0 mil
    Equity capital: $19.9 mil
    Deposits held in domestic offices: $144.0 mil
    Return on assets (ROA): 0.79% ($1.3 mil)
    Quarterly return on assets: 0.85% ($1.4 mil)
    Return on Equity (ROE): 6.69% ($1.3 mil)
    Quarterly return on equity: 7.21% ($1.4 mil)
    Net income: $1.3 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.31% ($2,174.2 mil)
    Quarterly Pretax return on assets: 1.41% ($2,340.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $165,966Total assets
  • $13,981Cash and due from depository institutions
  • $6,592Interest-bearing balances
  • $19,594Securities
  • $6,654Federal funds sold & reverse repurchase agreements
  • $122,550Net loans & leases
  • $3,122Loan loss allowance
  • $141Trading account assets
  • $1,229Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $165,966Life insurance assets
  • $1,817All other assets
  • $146,111Total liabilities and capital
  • $143,968Total liabilities
  • $124,990Total deposits
  • $143,968Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 1411.00%% insured (estimated)
  • $141Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $591Subordinated debt
  • $19,855All other liabilities
  • $19,855Total equity capital
  • $19,855Total bank equity capital
  • $0Perpetual preferred stock
  • $1,902Common stock
  • $17,494Surplus
  • $459Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,563Income earned, not collected on loans
  • $0Earning assets
  • $490Long-term assets (5+ years)
  • $155,531Average Assets, year-to-date
  • $12,854Average Assets, quarterly
  • $161,887Volatile liabilities
  • $167,571Insider loans
  • $139,966FHLB advances
  • $165,943Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $19,648Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $25,835Restructured Loans and leases
  • $18,462Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,806Total interest income
  • $1,650Total interest expense
  • $6,156Net interest income
  • $680Provision for loan and lease losses
  • $167Total noninterest income
  • $0Fiduciary activities
  • $77Service charges on deposit accounts
  • $0Trading account gains & fees
  • $90Additional noninterest income
  • $3,525Total noninterest expense
  • $1,621Salaries and employee benefits
  • $578Premises and equipment expense
  • $1,326Additional noninterest expense
  • $2,118Pre-tax net operating income
  • $0Securities gains (losses)
  • $847Applicable income taxes
  • $1,271Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,271Net income attributable to bank
  • $0Net charge-offs
  • $1,271Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.11%Yield on earning assets
  • 1.08%Cost of funding earning assets
  • 4.03%Net interest margin
  • 0.11%Noninterest income to earning assets
  • 2.31%Noninterest expense to earning assets
  • 0.79%Net operating income to assets
  • 0.79%Return on assets (ROA)
  • 1.31%Pretax return on assets
  • 6.69%Return on equity (ROE)
  • 6.69%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 680.00%Credit loss provision to net charge-offs
  • 27.98%Efficiency ratio
  • 55,749Assets per employee
  • 11.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.48%Loss allowance to noncurrent loans
  • 87.62%Noncurrent assets plus other real estate owned to assets
  • 2.15%Noncurrent loans to loans
  • 2.84%Net loans and leases to deposits
  • 85.12%Net loans and leases to core deposits
  • 104.48%Equity capital to assets
  • 11.96%Core capital (leverage) ratio
  • 11.84%Tier 1 risk-based capital ratio
  • 14.04%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $161,887Average earning assets
  • $18,996Average equity
  • $152,892Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0470027Burr Ridge Bank And Trust7020 County Line Road, Burr Ridge, IL 60527April 13, 2009Full Service Brick and Mortar

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