Community Bank of DuPage in Downers Grove, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 30, 2011

  • Community Bank of DuPage in Downers Grove, Illinois (IL)
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Community Bank of DuPage - Overview

  • General
  • FDIC Certificate #: 58353
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Metrobank (#16641)
    Federal Reserve ID: 3407114
    Date Established: June 22, 2006
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 446995
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 22, 2006
    Last Structure Change Effective Date: March 30, 2011
    Last Structure Change Process Date: April 14, 2011
    Last Data Update: April 14, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 535 Ogden Avenue, Downers Grove, IL 60515
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $63.4 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $63,427Total assets
  • $1,310Cash and due from depository institutions
  • $501Interest-bearing balances
  • $6,993Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $44,628Net loans & leases
  • $1,743Loan loss allowance
  • $0Trading account assets
  • $6,684Bank premises and fixed assets
  • $2,551Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,261All other assets
  • $63,427Total liabilities and capital
  • $57,040Total liabilities
  • $46,934Total deposits
  • $39,289Interest-bearing deposits
  • $46,934Deposits held in domestic offices
  • 96.84%% insured (estimated)
  • $9,995Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $111All other liabilities
  • $6,387Total equity capital
  • $6,387Total bank equity capital
  • $6,387Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $4,000Undivided profits
  • Memoranda
  • $-1,613Noncurrent loans and leases
  • $2,629Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,512Earning assets
  • $0Long-term assets (5+ years)
  • $217Average Assets, year-to-date
  • $52,122Average Assets, quarterly
  • $12,262Volatile liabilities
  • $63,342Insider loans
  • $62,268FHLB advances
  • $24,071Loans and leases held for sale
  • $4,582Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,629Total unused commitments
  • $7,752Restructured Loans and leases
  • $679Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $2,865Total interest income
  • $646Total interest expense
  • $2,219Net interest income
  • $2,512Provision for loan and lease losses
  • $117Total noninterest income
  • $0Fiduciary activities
  • $144Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$27Additional noninterest income
  • $1,857Total noninterest expense
  • $669Salaries and employee benefits
  • $565Premises and equipment expense
  • $623Additional noninterest expense
  • -$2,033Pre-tax net operating income
  • $9Securities gains (losses)
  • -$707Applicable income taxes
  • -$1,317Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,317Net income attributable to bank
  • $0Net charge-offs
  • -$1,317Cash dividends
  • $1,116Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.42%Yield on earning assets
  • 1.22%Cost of funding earning assets
  • 4.20%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 3.51%Noninterest expense to earning assets
  • -2.09%Net operating income to assets
  • -2.08%Return on assets (ROA)
  • -3.20%Pretax return on assets
  • -18.91%Return on equity (ROE)
  • -18.91%Retained earnings to average equity (YTD only)
  • 2.20%Net charge-offs to loans
  • 225.09%Credit loss provision to net charge-offs
  • 0.43%Efficiency ratio
  • 79,495Assets per employee
  • 4.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.76%Loss allowance to noncurrent loans
  • 31.62%Noncurrent assets plus other real estate owned to assets
  • 12.71%Noncurrent loans to loans
  • 11.89%Net loans and leases to deposits
  • 95.09%Net loans and leases to core deposits
  • 135.82%Equity capital to assets
  • 10.07%Core capital (leverage) ratio
  • 10.53%Tier 1 risk-based capital ratio
  • 11.92%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $63,342Average earning assets
  • $6,966Average equity
  • $52,857Average loans

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