Business & Professional Bank in Woodland, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 18, 1997

  • Business & Professional Bank in Woodland, California (CA)
  • Show street view No street view available for this location

Business & Professional Bank - Overview

  • General
  • FDIC Certificate #: 24220
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: United States National Bank of Oregon (#2916)
    Federal Reserve ID: 29065
    Date Established: January 10, 1983
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 16867
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 10, 1983
    Last Structure Change Effective Date: July 18, 1997
    Last Structure Change Process Date: July 22, 1997
    Last Data Update: August 20, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 West Court Street, Woodland, CA 95695
    County: Yolo
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Yolo, CA (#9270)
    Consolidated Metropolitan Statistical Area (CMSA): Sacramento-Yolo, CA (#82)
    Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
    Core Based Statistical Area (CBSA): Sacramento-Arden-Arcade-Roseville, CA (#40900)
    CBSA Metro Statistical Area: Sacramento-Arden-Arcade-Roseville, CA (#40900)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $221.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $124Total assets
  • $227,532Cash and due from depository institutions
  • $27,311Interest-bearing balances
  • $1,188Securities
  • $40,081Federal funds sold & reverse repurchase agreements
  • $19,320Net loans & leases
  • $131,470Loan loss allowance
  • $3,515Trading account assets
  • $0Bank premises and fixed assets
  • $4,383Other real estate owned
  • $282Goodwill and other intangibles
  • $4,685Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $227,532Total liabilities
  • $208,003Total deposits
  • $204,882Interest-bearing deposits
  • $146,012Deposits held in domestic offices
  • 204882.00%% insured (estimated)
  • $71Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $190Subordinated debt
  • $0All other liabilities
  • $2,931Total equity capital
  • $2,931Total bank equity capital
  • $19,529Perpetual preferred stock
  • $0Common stock
  • $13,211Surplus
  • $0Undivided profits
  • Memoranda
  • $6,318Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,581Income earned, not collected on loans
  • $1,012Earning assets
  • $192,059Long-term assets (5+ years)
  • $4,728Average Assets, year-to-date
  • $214,655Average Assets, quarterly
  • $219,298Volatile liabilities
  • $35,084Insider loans
  • $2,186FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $52,788Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $19,541Total risk weighted assets
  • $160,045Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $17,816Total interest expense
  • $5,188Net interest income
  • $12,628Provision for loan and lease losses
  • $875Total noninterest income
  • $2,310Fiduciary activities
  • $0Service charges on deposit accounts
  • $587Trading account gains & fees
  • $0Additional noninterest income
  • $1,723Total noninterest expense
  • $11,157Salaries and employee benefits
  • $6,047Premises and equipment expense
  • $1,754Additional noninterest expense
  • $3,356Pre-tax net operating income
  • $2,906Securities gains (losses)
  • $27Applicable income taxes
  • $1,170Income before extraordinary items
  • $1,763Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,763Net charge-offs
  • $1,110Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.64%Cost of funding earning assets
  • 2.81%Net interest margin
  • 6.83%Noninterest income to earning assets
  • 1.25%Noninterest expense to earning assets
  • 6.03%Net operating income to assets
  • 0.81%Return on assets (ROA)
  • 0.82%Pretax return on assets
  • 1.37%Return on equity (ROE)
  • 9.51%Retained earnings to average equity (YTD only)
  • 9.51%Net charge-offs to loans
  • 0.80%Credit loss provision to net charge-offs
  • 78.83%Efficiency ratio
  • 74,689Assets per employee
  • 1.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.60%Loss allowance to noncurrent loans
  • 136.19%Noncurrent assets plus other real estate owned to assets
  • 1.26%Noncurrent loans to loans
  • 1.91%Net loans and leases to deposits
  • 64.17%Net loans and leases to core deposits
  • 77.43%Equity capital to assets
  • 8.58%Core capital (leverage) ratio
  • 8.99%Tier 1 risk-based capital ratio
  • 12.21%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $214,655Average earning assets
  • $18,544Average equity
  • $184,877Average loans

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